{
  "url": "https://openlegislation.uk/savings-certificates-regulations-1991/regulation-10",
  "json_url": "https://openlegislation.uk/savings-certificates-regulations-1991/regulation-10.json",
  "legislation": "uksi/1991/1031",
  "legislation_title": "The Savings Certificates Regulations 1991",
  "legislation_url": "https://openlegislation.uk/savings-certificates-regulations-1991",
  "path": "regulation/10",
  "kind": "regulation",
  "number": "10",
  "heading": "Repayment in case of certificate held by persons jointly",
  "text": "(1) Application for payment of the amount repayable in respect of acertificate held in the names of two or more persons as joint holdersshall be made by all those persons or, in the case of the death of oneor more of them, by the survivors:\nProvided that—\n(a) where one of any joint holders of a certificate, being atrustee for the other or others of them, becomes bankrupt or a mentallydisordered person, the application may be made by the other or others ofthem without the concurrence of the trustee in bankruptcy or thereceiver, if any, and the Director of Savings, if he thinks fit, may,without any such concurrence, pay the amount repayable in respect of thecertificate in the same manner as if the trustee in question were notone of the holders of the certificate; and\n(b) where one of any joint holders of a certificate is the PublicTrustee, the application may be made by him alone and the Director ofSavings shall pay the amount repayable in respect of the certificate tothe Public Trustee alone.\n(2) The joint holders of a certificate may authorise any person,including one of themselves, to act as their agent for the purpose ofreceiving on their behalf any amount repayable in respect of thecertificate.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "words inserted",
      "affecting": "uksi/2012/1882",
      "affecting_title": "The Savings Certificates (Amendment) Regulations 2012"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2007/1898",
      "affecting_title": "The Mental Capacity Act 2005 (Transitional and Consequential Provisions) Order 2007"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2007/1898",
      "affecting_title": "The Mental Capacity Act 2005 (Transitional and Consequential Provisions) Order 2007"
    },
    {
      "type": "inserted",
      "affecting": "uksi/2012/1882",
      "affecting_title": "The Savings Certificates (Amendment) Regulations 2012"
    },
    {
      "type": "words inserted",
      "affecting": "uksi/2012/1882",
      "affecting_title": "The Savings Certificates (Amendment) Regulations 2012"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1991/1031/regulation/10",
    "retrieved_at": "2026-10-29T14:45:16.487717+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}