{
  "url": "https://openlegislation.uk/social-security-deferral-of-retirement-pensions-regulations-2011/note",
  "json_url": "https://openlegislation.uk/social-security-deferral-of-retirement-pensions-regulations-2011/note.json",
  "legislation": "uksi/2011/634",
  "legislation_title": "The Social Security (Deferral of Retirement Pensions) Regulations 2011",
  "legislation_url": "https://openlegislation.uk/social-security-deferral-of-retirement-pensions-regulations-2011",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Regulations)\nThese Regulations amend the Social Security (Widow’s Benefit and Retirement Pensions) Regulations 1979 ( S.I. 1979/642) (the “1979 Regulations”) and the Social Security (Deferral of Retirement Pensions) Regulations 2005 ( S.I. 2005/453) (the “2005 Regulations”).\nIf a person defers entitlement to a state pension, that person may become entitled to a higher rate of state pension or a lump sum (“deferral benefits”), which accrue over time while the benefit remains unclaimed.\nThese Regulations amend regulation 4 of the 1979 Regulations and regulation 3 of the 2005 Regulations to provide that:\na person does not accrue any deferral benefits while that person is in receipt of state pension credit;\na person does not accrue any deferral benefits where that person is the member of a couple and the other member of the couple is in receipt of income support, income-based jobseeker’s allowance, state pension credit or income-related employment and support allowance.\nA full impact assessment has not been produced for this instrument as it has no impact on the private or voluntary sector.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2011/634/note",
    "retrieved_at": "2026-10-29T02:14:08.921803+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}