Explanatory note

These Regulations amend the Council Tax Benefit (General) Regulations 1992 (S.I. 1992/1814), the Disability Working Allowance (General) Regulations 1991 (S.I. 1991/2887), the Family Credit (General) Regulations 1987 (S.I. 1987/1973), the Housing Benefit (General) Regulations 1987 (S.I. 1987/1971), the Income Support (General) Regulations 1987 (S.I. 1987/1967) (collectively referred to below as “the income-related benefits”) and the Jobseeker’s Allowance Regulations 1996 (S.I. 1996/207).

In particular, these Regulations provide that, for the purposes of the income-related benefits and jobseeker’s allowance, payments received under an insurance policy taken out to insure against the risk of being unable to maintain repayments on certain loans or under a hire-purchase or similar agreement shall, in certain circumstances, be disregarded in the calculation of a person’s income (regulations 2, 3, 4(b) and 5(b)). Regulations 4(a) and 5(a) make consequential amendments.

These Regulations do not impose a charge on business.