{
  "url": "https://openlegislation.uk/social-security-recovery-of-benefits-act-1997/schedule-1/paragraph-5",
  "json_url": "https://openlegislation.uk/social-security-recovery-of-benefits-act-1997/schedule-1/paragraph-5.json",
  "legislation": "ukpga/1997/27",
  "legislation_title": "Social Security (Recovery of Benefits) Act 1997",
  "legislation_url": "https://openlegislation.uk/social-security-recovery-of-benefits-act-1997",
  "path": "schedule/1/paragraph/5",
  "kind": "paragraph",
  "number": "5",
  "heading": null,
  "text": "(1) Any payment made to the injured person by an insurer under the terms of any contract of insurance entered into between the injured person and the insurer before—\n(a) the date on which the injured person first claims a listed benefit in consequence of the disease in question, or\n(b) the occurrence of the accident or injury in question.\n(2) “Insurer” means—\n(a) a person who has permission under Part 4A of the Financial Services and Markets Act 2000 to effect or carry out contracts of insurance; or\n(b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(3) Sub-paragraph (2) must be read with—\n(a) section 22 of the Financial Services and Markets Act 2000;\n(b) any relevant order under that section; and\n(c) Schedule 2 to that Act.",
  "extent": "E+W+S",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Sch. 1 para. 5 re-numbered as Sch. 1 para. 5(1) (1.12.2001) by S.I. 2001/3649, arts. 1, 358(2)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Word in Sch. 1 para. 5(1) substituted (1.12.2001) by S.I. 2001/3649, arts. 1, 358(3)(a)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Word in Sch. 1 para. 5(1) substituted (1.12.2001) by S.I. 2001/3649, arts. 1, 358(3)(b)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Sch. 1 para. 5(2)(3) inserted (1.12.2001) by S.I. 2001/3649, arts. 1, 358(4)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Words in Sch. 1 para. 5(2)(a) substituted (1.4.2013) by Financial Services Act 2012 (c. 21), s. 122(3), Sch. 18 para. 84 (with Sch. 20); S.I. 2013/423, art. 3, Sch."
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Sch. 1 para. 5(2)(b) omitted (31.12.2020) by virtue of The EEA Passport Rights (Amendment, etc., and Transitional Provisions) (EU Exit) Regulations 2018 (S.I. 2018/1149), reg. 1(3), Sch. para. 34 (with reg. 4); 2020 c. 1, Sch. 5 para. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1997/27/schedule/1/paragraph/5",
    "retrieved_at": "2026-10-29T09:26:12.739105+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}