{
  "url": "https://openlegislation.uk/state-pension-credit-act-2002",
  "json_url": "https://openlegislation.uk/state-pension-credit-act-2002.json",
  "id": "ukpga/2002/16",
  "title": "State Pension Credit Act 2002",
  "short_title": "State Pension Credit Act 2002",
  "long_title": "An Act to make provision for and in connection with a new social security benefit called state pension credit; and to amend section 47(1) of the Pension Schemes Act 1993.",
  "citation": "2002 c. 16",
  "type": "ukpga",
  "year": "2002",
  "number": "16",
  "version": "current",
  "date": "2002-06-25",
  "revised": true,
  "valid_from": "2026-07-01",
  "extent": "E+W+S",
  "unapplied_effects": 24,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "crossheading/state-pension-credit-entitlement-and-amount",
      "kind": "crossheading",
      "number": null,
      "heading": "State pension credit: entitlement and amount",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/1",
      "kind": "section",
      "number": "1",
      "heading": "Entitlement",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-1",
      "extent": null,
      "status": null,
      "parent": "crossheading/state-pension-credit-entitlement-and-amount"
    },
    {
      "path": "section/2",
      "kind": "section",
      "number": "2",
      "heading": "Guarantee credit",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-2",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/state-pension-credit-entitlement-and-amount"
    },
    {
      "path": "section/3",
      "kind": "section",
      "number": "3",
      "heading": "Savings credit",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-3",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/state-pension-credit-entitlement-and-amount"
    },
    {
      "path": "section/3ZA",
      "kind": "section",
      "number": "3ZA",
      "heading": "Power to limit savings credit for certain mixed-age couples",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-3ZA",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/state-pension-credit-entitlement-and-amount"
    },
    {
      "path": "section/4",
      "kind": "section",
      "number": "4",
      "heading": "Exclusions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-4",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/state-pension-credit-entitlement-and-amount"
    },
    {
      "path": "crossheading/aggregation",
      "kind": "crossheading",
      "number": null,
      "heading": "Aggregation",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "section/5",
      "kind": "section",
      "number": "5",
      "heading": "Income and capital of claimant, spouse etc",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-5",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/aggregation"
    },
    {
      "path": "crossheading/retirement-provision",
      "kind": "crossheading",
      "number": null,
      "heading": "Retirement provision",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/6",
      "kind": "section",
      "number": "6",
      "heading": "Duty to specify assessed income period for pre-6 April 2016 awards",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-6",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/retirement-provision"
    },
    {
      "path": "section/7",
      "kind": "section",
      "number": "7",
      "heading": "Fixing of claimant’s retirement provision for assessed income period",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-7",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/retirement-provision"
    },
    {
      "path": "section/8",
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      "heading": "Fresh determinations increasing claimant’s entitlement",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-8",
      "extent": null,
      "status": null,
      "parent": "crossheading/retirement-provision"
    },
    {
      "path": "section/9",
      "kind": "section",
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      "heading": "Duration of assessed income period",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-9",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/retirement-provision"
    },
    {
      "path": "section/10",
      "kind": "section",
      "number": "10",
      "heading": "Effect of variations under section 7(4)",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-10",
      "extent": null,
      "status": null,
      "parent": "crossheading/retirement-provision"
    },
    {
      "path": "crossheading/miscellaneous-and-supplementary",
      "kind": "crossheading",
      "number": null,
      "heading": "Miscellaneous and supplementary",
      "url": null,
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      "status": null,
      "parent": null
    },
    {
      "path": "section/11",
      "kind": "section",
      "number": "11",
      "heading": "Administration",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-11",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplementary"
    },
    {
      "path": "section/12",
      "kind": "section",
      "number": "12",
      "heading": "Polygamous marriages",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-12",
      "extent": null,
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplementary"
    },
    {
      "path": "section/13",
      "kind": "section",
      "number": "13",
      "heading": "Transitional provisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-13",
      "extent": null,
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplementary"
    },
    {
      "path": "section/14",
      "kind": "section",
      "number": "14",
      "heading": "Minor and consequential amendments",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-14",
      "extent": null,
      "status": null,
      "parent": "crossheading/miscellaneous-and-supplementary"
    },
    {
      "path": "crossheading/interpretation-of-state-pension-credit-provisions",
      "kind": "crossheading",
      "number": null,
      "heading": "Interpretation of state pension credit provisions",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "section/15",
      "kind": "section",
      "number": "15",
      "heading": "Income and capital",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-15",
      "extent": null,
      "status": null,
      "parent": "crossheading/interpretation-of-state-pension-credit-provisions"
    },
    {
      "path": "section/16",
      "kind": "section",
      "number": "16",
      "heading": "Retirement pension income",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-16",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/interpretation-of-state-pension-credit-provisions"
    },
    {
      "path": "section/17",
      "kind": "section",
      "number": "17",
      "heading": "Other interpretation provisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-17",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/interpretation-of-state-pension-credit-provisions"
    },
    {
      "path": "crossheading/effect-of-guaranteed-minimum-pension-on-social-security-benefits",
      "kind": "crossheading",
      "number": null,
      "heading": "Effect of guaranteed minimum pension on social security benefits",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "section/18",
      "kind": "section",
      "number": "18",
      "heading": "Equal treatment for widows and widowers",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-18",
      "extent": null,
      "status": null,
      "parent": "crossheading/effect-of-guaranteed-minimum-pension-on-social-security-benefits"
    },
    {
      "path": "crossheading/final-provisions",
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      "number": null,
      "heading": "Final provisions",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/18A",
      "kind": "section",
      "number": "18A",
      "heading": "Pilot schemes",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-18A",
      "extent": null,
      "status": null,
      "parent": "crossheading/final-provisions"
    },
    {
      "path": "section/19",
      "kind": "section",
      "number": "19",
      "heading": "Regulations and orders",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-19",
      "extent": "E+W+S",
      "status": null,
      "parent": "crossheading/final-provisions"
    },
    {
      "path": "section/20",
      "kind": "section",
      "number": "20",
      "heading": "Financial provisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-20",
      "extent": null,
      "status": null,
      "parent": "crossheading/final-provisions"
    },
    {
      "path": "section/21",
      "kind": "section",
      "number": "21",
      "heading": "Enactments repealed",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-21",
      "extent": null,
      "status": null,
      "parent": "crossheading/final-provisions"
    },
    {
      "path": "section/22",
      "kind": "section",
      "number": "22",
      "heading": "Short title, commencement and extent",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/section-22",
      "extent": null,
      "status": null,
      "parent": "crossheading/final-provisions"
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "Administration",
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      "extent": null,
      "status": null,
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    },
    {
      "path": "schedule/1/part/1",
      "kind": "part",
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      "heading": "Amendments of the Administration Act",
      "url": null,
      "extent": null,
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      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Introductory",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/1"
    },
    {
      "path": "schedule/1/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "Entitlement dependent on making of claim etc",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-2",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/1"
    },
    {
      "path": "schedule/1/paragraph/3",
      "kind": "paragraph",
      "number": "3",
      "heading": "Power by regulations to make rules relating to claims, time limits, evidence etc",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-3",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/1"
    },
    {
      "path": "schedule/1/part/2",
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      "heading": "Amendments of the Social Security Act 1998",
      "url": null,
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/4",
      "kind": "paragraph",
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      "heading": "Introductory",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-4",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/2"
    },
    {
      "path": "schedule/1/paragraph/5",
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      "heading": "Use of computers",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-5",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/2"
    },
    {
      "path": "schedule/1/paragraph/6",
      "kind": "paragraph",
      "number": "6",
      "heading": "Decisions by Secretary of State",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-6",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/7",
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      "heading": "Regulations with respect to decisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-7",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/8",
      "kind": "paragraph",
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      "heading": "Suspension of benefit for failure to furnish information etc",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-8",
      "extent": null,
      "status": null,
      "parent": "schedule/1/part/2"
    },
    {
      "path": "schedule/1/paragraph/9",
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      "heading": "Restrictions on entitlement to benefit in cases of error: definitions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-9",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/10",
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      "heading": "Correction of errors and setting aside of decisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-10",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/11",
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      "heading": "Decisions against which no appeal lies",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-11",
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    {
      "path": "schedule/1/paragraph/12",
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      "heading": "Decisions against which appeal lies",
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      "path": "schedule/1/part/3",
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    },
    {
      "path": "schedule/1/paragraph/13",
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      "heading": "Amount payable for periods of less than a week",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-1/paragraph-13",
      "extent": null,
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    },
    {
      "path": "schedule/2",
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    {
      "path": "schedule/2/part/1",
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      "heading": "Amendments of the Contributions and Benefits Act",
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    },
    {
      "path": "schedule/2/paragraph/1",
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      "heading": "Introductory",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-1",
      "extent": null,
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    },
    {
      "path": "schedule/2/paragraph/2",
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      "heading": "Income support",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-2",
      "extent": null,
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    },
    {
      "path": "schedule/2/paragraph/3",
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      "heading": "Effect of attaining qualifying age for state pension credit",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-3",
      "extent": null,
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    },
    {
      "path": "schedule/2/paragraph/4",
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      "heading": "Interpretation of Part 7 and supplementary provisions",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-4",
      "extent": null,
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    },
    {
      "path": "schedule/2/paragraph/5",
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      "heading": "Entitlement of pensioners to Christmas bonus",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-5",
      "extent": null,
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    {
      "path": "schedule/2/paragraph/6",
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      "number": "6",
      "heading": "Entitlement to Christmas bonus: supplementary",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-6",
      "extent": null,
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      "parent": "schedule/2/part/1"
    },
    {
      "path": "schedule/2/paragraph/7",
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      "number": "7",
      "heading": "Interpretation of provisions relating to Christmas bonus",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-7",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/1"
    },
    {
      "path": "schedule/2/part/2",
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      "heading": "Amendments of the Administration Act",
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    },
    {
      "path": "schedule/2/paragraph/8",
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      "heading": "Introductory",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-8",
      "extent": null,
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    },
    {
      "path": "schedule/2/paragraph/9",
      "kind": "paragraph",
      "number": "9",
      "heading": "Payment out of benefit of sums in respect of mortgage interest etc",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-9",
      "extent": "E+W+S",
      "status": "repealed",
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/10",
      "kind": "paragraph",
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      "heading": "Overpayments of benefit: general",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-10",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/11",
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      "number": "11",
      "heading": "Adjustment of income support and other payments",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-11",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/12",
      "kind": "paragraph",
      "number": "12",
      "heading": "Interpretation of Part 6: enforcement",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-12",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/13",
      "kind": "paragraph",
      "number": "13",
      "heading": "Provisions relating to age, death or marriage",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-13",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/14",
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      "number": "14",
      "heading": "Regulations as to notification of death",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-14",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/15",
      "kind": "paragraph",
      "number": "15",
      "heading": "Provision of information by personal representatives as to estate of deceased person",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-15",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/16",
      "kind": "paragraph",
      "number": "16",
      "heading": "Annual up-rating of benefits",
      "url": "https://openlegislation.uk/state-pension-credit-act-2002/schedule-2/paragraph-16",
      "extent": null,
      "status": null,
      "parent": "schedule/2/part/2"
    },
    {
      "path": "schedule/2/paragraph/17",
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