{
  "url": "https://openlegislation.uk/state-pension-credit-regulations-2002",
  "json_url": "https://openlegislation.uk/state-pension-credit-regulations-2002.json",
  "id": "uksi/2002/1792",
  "title": "The State Pension Credit Regulations 2002",
  "short_title": "State Pension Credit 2002",
  "long_title": "The Regulations contained in this Instrument are made either by virtue of, or in consequence of, provisions in the State Pension Credit Act 2002 (c.16) (“the 2002 Act”). This Instrument is made before the expiry of the period of 6 months beginning with the coming into force of those provisions; the regulations in it are therefore exempt in accordance with section 173(5) of the Social Security Administration Act 1992 from the requirement in section 172(2) of that Act to refer proposals to make Regulations to the Social Security Advisory Committee and are made without reference to that Committee.",
  "citation": "S.I. 2002/1792",
  "type": "uksi",
  "year": "2002",
  "number": "1792",
  "version": "current",
  "date": "2002-07-11",
  "revised": true,
  "valid_from": "2026-07-16",
  "extent": null,
  "unapplied_effects": 13,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/I",
      "kind": "part",
      "number": "I",
      "heading": "General",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement and interpretation",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-1",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "regulation/1A",
      "kind": "regulation",
      "number": "1A",
      "heading": "Disapplication of section 1(1A) of the Social Security Administration Act",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-1A",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "part/II",
      "kind": "part",
      "number": "II",
      "heading": "Entitlement and amount",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Persons not in Great Britain",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-2",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Persons temporarily absent from Great Britain",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-3",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/3A",
      "kind": "regulation",
      "number": "3A",
      "heading": "Persons temporarily absent from Great Britain on 6th October 2008",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-3A",
      "extent": null,
      "status": "repealed",
      "parent": "part/II"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Persons receiving treatment outside Great Britain",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-4",
      "extent": null,
      "status": "repealed",
      "parent": "part/II"
    },
    {
      "path": "regulation/4A",
      "kind": "regulation",
      "number": "4A",
      "heading": "Meaning of “qualifying young person”",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-4A",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Persons treated as being or not being members of the same household",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Amount of the guarantee credit",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-6",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Savings Credit",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/7A",
      "kind": "regulation",
      "number": "7A",
      "heading": "Limitation of savings credit for certain mixed-age couples",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-7A",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Special groups",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-8",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Qualifying income for the purposes of savings credit",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-9",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Assessed income period",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-10",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Retirement provision in assessed income period",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-11",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "End of assessed income period",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-12",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Small amounts of state pension credit",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-13",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/13A",
      "kind": "regulation",
      "number": "13A",
      "heading": "Part-weeks",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-13A",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/13B",
      "kind": "regulation",
      "number": "13B",
      "heading": "Date on which benefits are treated as paid",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-13B",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "part/III",
      "kind": "part",
      "number": "III",
      "heading": "Income",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Calculation of income and capital",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-14",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Income for the purposes of the Act",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-15",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Retirement pension income",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-16",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Calculation of weekly income",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-17",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/17ZA",
      "kind": "regulation",
      "number": "17ZA",
      "heading": "Treatment of final payments of income",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-17ZA",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/17A",
      "kind": "regulation",
      "number": "17A",
      "heading": "Earnings of an employed earner",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-17A",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/17B",
      "kind": "regulation",
      "number": "17B",
      "heading": "Earnings of self-employed earners",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-17B",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "Notional income",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Calculation of capital in the United Kingdom",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-19",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Calculation of capital outside the United Kingdom",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-20",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Notional capital",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-21",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Diminishing notional capital rule",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-22",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Capital jointly held",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-23",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Income paid to third parties",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-24",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/24A",
      "kind": "regulation",
      "number": "24A",
      "heading": "Rounding of fractions",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-24A",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "part/IV",
      "kind": "part",
      "number": "IV",
      "heading": "Loss of benefit",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/25",
      "kind": "regulation",
      "number": "25",
      "heading": "Loss of benefit",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/regulation-25",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/I",
      "kind": "schedule",
      "number": "I",
      "heading": null,
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/I/part/I",
      "kind": "part",
      "number": "I",
      "heading": "Circumstances in which persons are treated as being or not being severely disabled",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule/I"
    },
    {
      "path": "schedule/I/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Severe disablement",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/I"
    },
    {
      "path": "schedule/I/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "Persons residing with the claimant whose presence is ignored",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-2",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/I"
    },
    {
      "path": "schedule/I/paragraph/3",
      "kind": "paragraph",
      "number": "3",
      "heading": null,
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-3",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/I"
    },
    {
      "path": "schedule/I/part/II",
      "kind": "part",
      "number": "II",
      "heading": "Amount applicable for carers",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule/I"
    },
    {
      "path": "schedule/I/paragraph/4",
      "kind": "paragraph",
      "number": "4",
      "heading": null,
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-4",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/II"
    },
    {
      "path": "schedule/I/paragraph/5",
      "kind": "paragraph",
      "number": "5",
      "heading": null,
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-5",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/II"
    },
    {
      "path": "schedule/I/part/III",
      "kind": "part",
      "number": "III",
      "heading": "Amount applicable for former claimants of income support, income-based jobseeker's allowance or income-related employment and support allowance",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule/I"
    },
    {
      "path": "schedule/I/paragraph/6",
      "kind": "paragraph",
      "number": "6",
      "heading": null,
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-I/paragraph-6",
      "extent": null,
      "status": null,
      "parent": "schedule/I/part/III"
    },
    {
      "path": "schedule/II",
      "kind": "schedule",
      "number": "II",
      "heading": "HOUSING COSTS",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/II/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Housing costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "Remunerative work",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-2",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/3",
      "kind": "paragraph",
      "number": "3",
      "heading": "Circumstances in which a person is liable to meet housing costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-3",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/4",
      "kind": "paragraph",
      "number": "4",
      "heading": "Circumstances in which a person is to be treated as occupying a dwelling as his home",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-4",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/5",
      "kind": "paragraph",
      "number": "5",
      "heading": "Housing costs not met",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-5",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/6",
      "kind": "paragraph",
      "number": "6",
      "heading": "Apportionment of housing costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-6",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/7",
      "kind": "paragraph",
      "number": "7",
      "heading": "The calculation for loans",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-7",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/8",
      "kind": "paragraph",
      "number": "8",
      "heading": "General provisions applying to housing costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-8",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/9",
      "kind": "paragraph",
      "number": "9",
      "heading": "The standard rate",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-9",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/10",
      "kind": "paragraph",
      "number": "10",
      "heading": "Excessive Housing Costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-10",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/11",
      "kind": "paragraph",
      "number": "11",
      "heading": "Loans on residential property",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-11",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/12",
      "kind": "paragraph",
      "number": "12",
      "heading": "Loans for repairs and improvements to the dwelling occupied as the home",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-12",
      "extent": null,
      "status": "repealed",
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/13",
      "kind": "paragraph",
      "number": "13",
      "heading": "Housing costs",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-13",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/14",
      "kind": "paragraph",
      "number": "14",
      "heading": "Persons residing with the claimant",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-14",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/II/paragraph/15",
      "kind": "paragraph",
      "number": "15",
      "heading": "Rounding of fractions",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-II/paragraph-15",
      "extent": null,
      "status": null,
      "parent": "schedule/II"
    },
    {
      "path": "schedule/IIA",
      "kind": "schedule",
      "number": "IIA",
      "heading": "Additional amount applicable for claimants responsible for a child or qualifying young person",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/IIA/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "General",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-IIA/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/IIA"
    },
    {
      "path": "schedule/IIA/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "General",
      "url": "https://openlegislation.uk/state-pension-credit-regulations-2002/schedule-IIA/paragraph-2",
      "extent": null,
      "status": null,
      "parent": "schedule/IIA"
    },
    {
      "path": "schedule/IIA/paragraph/3",
      "kind": "paragraph",
      "number": "3",
      "heading": "Child or qualifying young person normally living with the claimant",
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