{
  "url": "https://openlegislation.uk/state-pension-credit-regulations-northern-ireland-2003/schedule-2/paragraph-11",
  "json_url": "https://openlegislation.uk/state-pension-credit-regulations-northern-ireland-2003/schedule-2/paragraph-11.json",
  "legislation": "nisr/2003/28",
  "legislation_title": "The State Pension Credit Regulations (Northern Ireland) 2003",
  "legislation_url": "https://openlegislation.uk/state-pension-credit-regulations-northern-ireland-2003",
  "path": "schedule/2/paragraph/11",
  "kind": "paragraph",
  "number": "11",
  "heading": "Loans on residential property",
  "text": "(1) A loan qualifies under this paragraph where the loan was taken out to defray monies applied for any of the following purposes –\n(a) acquiring an interest in the dwelling occupied as the home, or\n(b) paying off another loan to the extent that the other loan would have qualified under head (a) had the loan not been paid off.\n(2) For the purposes of this paragraph, references to a loan include also a reference to money borrowed under a hire purchase agreement for any purpose specified in sub-paragraph (l).\n(3) Where a loan is applied only in part for the purposes specified in sub-paragraph (1), only that portion of the loan which is applied for that purpose shall qualify under this paragraph.",
  "extent": "N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Sch. 2 para. 11 in operation at 6.10.2003, see reg. 1(1)"
    }
  ],
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  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/2003/28/schedule/2/paragraph/11",
    "retrieved_at": "2026-10-29T02:05:09.593277+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}