{
  "url": "https://openlegislation.uk/teachers-pensions-regulations-1997/schedule-4/paragraph-3",
  "json_url": "https://openlegislation.uk/teachers-pensions-regulations-1997/schedule-4/paragraph-3.json",
  "legislation": "uksi/1997/3001",
  "legislation_title": "The Teachers' Pensions Regulations 1997",
  "legislation_url": "https://openlegislation.uk/teachers-pensions-regulations-1997",
  "path": "schedule/4/paragraph/3",
  "kind": "paragraph",
  "number": "3",
  "heading": null,
  "text": "Subject to paragraphs 4 and 5, the rate at which the additional contributions are payable is the percentage ascertained from Table 1 below of the person’s contributable salary for the time being.\nTABLE 1\nContribution period (in years)\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10\nAge when notice of election given\nPercentage contribution in respect of each year of past period\n20\n19.64\n9.87\n6.61\n4.95\n3.94\n3.27\n2.78\n2.42\n2.14\n1.91\n21\n19.82\n9.96\n6.61\n4.93\n3.92\n3.24\n2.76\n2.40\n2.12\n1.89\n22\n20.03\n9.93\n6.56\n4.88\n3.88\n3.21\n2.73\n2.37\n2.09\n1.86\n23\n19.68\n9.76\n6.45\n4.81\n3.82\n3.16\n2.69\n2.33\n2.06\n1.84\n24\n19.34\n9.60\n6.36\n4.74\n3.76\n3.11\n2.64\n2.29\n2.02\n1.81\n25\n19.06\n9.47\n6.27\n4.67\n3.70\n3.06\n2.60\n2.26\n2.00\n1.79\n26\n18.80\n9.34\n6.18\n4.59\n3.64\n3.01\n2.56\n2.23\n1.98\n1.78\n27\n18.56\n9.19\n6.08\n4.52\n3.59\n2.97\n2.53\n2.21\n1.96\n1.76\n28\n18.21\n9.03\n5.97\n4.44\n3.53\n2.93\n2.51\n2.19\n1.95\n1.75\n29\n17.88\n8.87\n5.87\n4.38\n3.49\n2.90\n2.49\n2.18\n1.94\n1.74\n30\n17.60\n8.74\n5.79\n4.33\n3.46\n2.89\n2.48\n2.17\n1.93\n1.74\n31\n17.34\n8.62\n5.74\n4.31\n3.45\n2.88\n2.47\n2.17\n1.93\n1.74\n32\n17.10\n8.57\n5.72\n4.30\n3.45\n2.88\n2.47\n2.17\n1.94\n1.75\n33\n17.14\n8.58\n5.73\n4.31\n3.46\n2.89\n2.48\n2.18\n1.95\n1.76\n34\n17.16\n8.60\n5.75\n4.32\n3.47\n2.90\n2.50\n2.19\n1.96\n1.77\n35\n17.21\n8.63\n5.76\n4.34\n3.48\n2.91\n2.51\n2.20\n1.97\n1.78\n36\n17.26\n8.65\n5.79\n4.36\n3.50\n2.93\n2.52\n2.22\n1.98\n1.79\n37\n17.29\n8.69\n5.82\n4.38\n3.52\n2.95\n2.54\n2.23\n1.99\n1.80\n38\n17.40\n8.74\n5.85\n4.41\n3.54\n2.97\n2.55\n2.25\n2.01\n1.82\n39\n17.51\n8.80\n5.89\n4.44\n3.57\n2.99\n2.57\n2.26\n2.02\n1.83\n40\n17.62\n8.85\n5.92\n4.46\n3.59\n3.01\n2.59\n2.28\n2.04\n1.84\n41\n17.72\n8.89\n5.95\n4.49\n3.61\n3.03\n2.61\n2.29\n2.05\n1.86\n42\n17.77\n8.93\n5.99\n4.52\n3.63\n3.04\n2.62\n2.31\n2.07\n1.87\n43\n17.86\n8.98\n6.02\n4.55\n3.66\n3.06\n2.64\n2.33\n2.08\n1.89\n44\n17.95\n9.03\n6.06\n4.57\n3.67\n3.08\n2.66\n2.34\n2.10\n1.90\n45\n18.04\n9.08\n6.08\n4.58\n3.69\n3.09\n2.67\n2.36\n2.11\n1.92\n46\n18.13\n9.09\n6.09\n4.60\n3.70\n3.11\n2.69\n2.37\n2.13\n1.93\n47\n18.07\n9.09\n6.10\n4.61\n3.72\n3.12\n2.70\n2.39\n2.14\n1.95\n48\n18.08\n9.10\n6.12\n4.63\n3.73\n3.14\n2.72\n2.40\n2.16\n1.97\n49\n18.08\n9.11\n6.13\n4.64\n3.74\n3.15\n2.73\n2.42\n2.18\n1.98\n50\n18.08\n9.12\n6.13\n4.65\n3.76\n3.17\n2.75\n2.43\n2.19\n2.02\n51\n18.57\n9.37\n6.30\n4.77\n3.86\n3.25\n2.82\n2.50\n2.25\n2.08\n52\n19.07\n9.62\n6.47\n4.90\n3.97\n3.34\n2.90\n2.57\n2.31\n2.13\n53\n19.64\n9.91\n6.67\n5.05\n4.09\n3.44\n2.99\n2.65\n2.38\n2.19\n54\n20.25\n10.22\n6.88\n5.21\n4.22\n3.55\n3.08\n2.73\n2.45\n2.25\n55\n20.88\n10.54\n7.10\n5.38\n4.35\n3.67\n3.18\n2.81\n2.53\n2.32\n56\n21.56\n10.89\n7.33\n5.56\n4.50\n3.79\n3.28\n2.91\n2.61\n2.39\n57\n22.30\n11.26\n7.59\n5.75\n4.65\n3.92\n3.40\n3.01\n2.70\n2.47\n58\n23.10\n11.67\n7.86\n5.96\n4.82\n4.06\n3.52\n3.12\n2.80\n2.56\n59\n23.98\n12.12\n8.17\n6.19\n5.01\n4.22\n3.66\n3.23\n2.91\n2.65\n60\n25.00\n12.64\n8.52\n6.46\n5.23\n4.40\n3.81\n3.37\n3.03\n61\n24.56\n12.42\n8.37\n6.35\n5.13\n4.33\n3.75\n3.31\n62\n24.12\n12.19\n8.22\n6.23\n5.04\n4.25\n3.68\n63\n23.66\n11.96\n8.06\n6.11\n4.94\n4.17\n64\n23.19\n11.72\n7.90\n5.99\n4.85\n65\n22.71\n11.48\n7.74\n5.87\n66\n22.23\n11.24\n7.58\n67\n21.73\n10.99\n68\n21.24\nTABLE 1 (continued)\nPayment period (in years)\n11\n12\n13\n14\n15\n16\n17\n18\n19\n20\nAge\nPayment percentage for each extra year bought in\n20\n1.72\n1.57\n1.44\n1.33\n1.23\n1.15\n1.08\n1.02\n0.96\n0.91\n21\n1.70\n1.55\n1.42\n1.31\n1.22\n1.14\n1.07\n1.01\n0.96\n0.91\n22\n1.68\n1.53\n1.41\n1.30\n1.21\n1.13\n1.07\n1.01\n0.95\n0.91\n23\n1.66\n1.51\n1.39\n1.29\n1.20\n1.13\n1.06\n1.00\n0.95\n0.90\n24\n1.64\n1.50\n1.38\n1.28\n1.19\n1.12\n1.05\n1.00\n0.94\n0.90\n25\n1.62\n1.49\n1.37\n1.27\n1.19\n1.11\n1.05\n0.99\n0.94\n0.90\n26\n1.61\n1.48\n1.36\n1.27\n1.18\n1.11\n1.05\n0.99\n0.94\n0.90\n27\n1.60\n1.47\n1.36\n1.26\n1.18\n1.11\n1.05\n0.99\n0.94\n0.90\n28\n1.59\n1.46\n1.35\n1.26\n1.18\n1.11\n1.05\n0.99\n0.94\n0.90\n29\n1.59\n1.46\n1.35\n1.26\n1.18\n1.11\n1.05\n0.99\n0.94\n0.90\n30\n1.59\n1.46\n1.35\n1.26\n1.18\n1.11\n1.05\n1.00\n0.95\n0.90\n31\n1.59\n1.46\n1.36\n1.26\n1.18\n1.12\n1.05\n1.00\n0.95\n0.91\n32\n1.60\n1.47\n1.36\n1.27\n1.19\n1.12\n1.06\n1.01\n0.96\n0.92\n33\n1.61\n1.48\n1.37\n1.28\n1.20\n1.13\n1.07\n1.01\n0.97\n0.92\n34\n1.61\n1.49\n1.38\n1.29\n1.21\n1.14\n1.08\n1.02\n0.97\n0.93\n35\n1.62\n1.50\n1.39\n1.30\n1.22\n1.15\n1.08\n1.03\n0.98\n0.94\n36\n1.64\n1.51\n1.40\n1.31\n1.23\n1.16\n1.09\n1.04\n0.99\n0.95\n37\n1.65\n1.52\n1.41\n1.32\n1.24\n1.17\n1.10\n1.05\n1.00\n0.96\n38\n1.66\n1.53\n1.42\n1.33\n1.25\n1.18\n1.12\n1.06\n1.02\n0.97\n39\n1.67\n1.54\n1.43\n1.34\n1.26\n1.19\n1.13\n1.07\n1.03\n0.99\n40\n1.69\n1.56\n1.45\n1.35\n1.27\n1.20\n1.14\n1.09\n1.04\n1.00\n41\n1.70\n1.57\n1.46\n1.37\n1.29\n1.22\n1.16\n1.10\n1.06\n1.03\n42\n1.71\n1.58\n1.47\n1.38\n1.30\n1.23\n1.17\n1.12\n1.09\n1.06\n43\n1.73\n1.60\n1.49\n1.40\n1.32\n1.25\n1.19\n1.15\n1.12\n1.08\n44\n1.74\n1.61\n1.50\n1.41\n1.33\n1.27\n1.23\n1.18\n1.14\n1.11\n45\n1.76\n1.63\n1.52\n1.43\n1.36\n1.31\n1.26\n1.21\n1.17\n1.14\n46\n1.78\n1.65\n1.54\n1.46\n1.40\n1.34\n1.29\n1.24\n1.20\n1.17\n47\n1.79\n1.66\n1.57\n1.50\n1.43\n1.38\n1.32\n1.28\n1.23\n1.19\n48\n1.81\n1.70\n1.61\n1.54\n1.47\n1.41\n1.36\n1.31\n1.26\n1.22\n49\n1.85\n1.75\n1.66\n1.58\n1.51\n1.45\n1.39\n1.34\n1.29\n1.25\n50\n1.90\n1.80\n1.70\n1.62\n1.55\n1.48\n1.42\n1.37\n1.32\n51\n1.95\n1.84\n1.74\n1.65\n1.58\n1.51\n1.45\n1.39\n52\n1.99\n1.87\n1.77\n1.68\n1.60\n1.53\n1.47\n53\n2.04\n1.92\n1.81\n1.72\n1.63\n1.56\n54\n2.10\n1.97\n1.86\n1.76\n1.67\n55\n2.16\n2.02\n1.90\n1.80\n56\n2.22\n2.07\n1.95\n57\n2.29\n2.13\n58\n2.36\nTABLE 1 (continued)\nPayment period (in years)\n21\n22\n23\n24\n25\n26\n27\n28\n29\n30\nAge\nPayment percentage for each extra year bought in\n20\n0.87\n0.83\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n21\n0.87\n0.83\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n22\n0.86\n0.82\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n23\n0.86\n0.82\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n24\n0.86\n0.82\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n25\n0.86\n0.82\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n26\n0.86\n0.82\n0.79\n0.76\n0.73\n0.70\n0.68\n0.66\n0.64\n0.62\n27\n0.86\n0.82\n0.79\n0.76\n0.73\n0.71\n0.68\n0.66\n0.64\n0.63\n28\n0.86\n0.82\n0.79\n0.76\n0.73\n0.71\n0.69\n0.67\n0.65\n0.63\n29\n0.86\n0.83\n0.79\n0.77\n0.74\n0.71\n0.69\n0.67\n0.65\n0.64\n30\n0.87\n0.83\n0.80\n0.77\n0.74\n0.72\n0.70\n0.68\n0.66\n0.65\n31\n0.87\n0.84\n0.80\n0.78\n0.75\n0.73\n0.70\n0.68\n0.67\n0.66\n32\n0.88\n0.84\n0.81\n0.78\n0.76\n0.73\n0.71\n0.70\n0.68\n0.67\n33\n0.88\n0.85\n0.82\n0.79\n0.77\n0.74\n0.72\n0.71\n0.70\n0.68\n34\n0.89\n0.86\n0.83\n0.80\n0.77\n0.75\n0.74\n0.72\n0.71\n0.70\n35\n0.90\n0.87\n0.84\n0.81\n0.79\n0.77\n0.75\n0.74\n0.72\n0.71\n36\n0.91\n0.88\n0.85\n0.82\n0.80\n0.79\n0.77\n0.75\n0.74\n0.73\n37\n0.92\n0.89\n0.86\n0.84\n0.82\n0.80\n0.79\n0.77\n0.76\n0.74\n38\n0.94\n0.91\n0.88\n0.86\n0.84\n0.82\n0.81\n0.79\n0.77\n0.76\n39\n0.95\n0.93\n0.90\n0.88\n0.86\n0.84\n0.82\n0.81\n0.79\n0.78\n40\n0.98\n0.95\n0.93\n0.90\n0.88\n0.86\n0.84\n0.83\n0.81\n41\n1.00\n0.97\n0.95\n0.92\n0.90\n0.88\n0.86\n0.85\n42\n1.03\n1.00\n0.97\n0.95\n0.92\n0.90\n0.88\n43\n1.05\n1.02\n1.00\n0.97\n0.95\n0.93\n44\n1.08\n1.05\n1.02\n0.99\n0.97\n45\n1.10\n1.07\n1.04\n1.02\n46\n1.13\n1.10\n1.07\n47\n1.16\n1.13\n48\n1.19\nTABLE 1 (continued)\nPayment period (in years)\n31\n32\n33\n34\n35\n36\n37\n38\n39\n40\nAge\nPayment percentage for each extra year bought in\n20\n0.60\n0.58\n0.56\n0.55\n0.54\n0.52\n0.51\n0.50\n0.49\n0.48\n21\n0.60\n0.58\n0.57\n0.55\n0.54\n0.53\n0.51\n0.50\n0.50\n0.49\n22\n0.60\n0.58\n0.57\n0.55\n0.54\n0.53\n0.52\n0.51\n0.50\n0.49\n23\n0.60\n0.58\n0.57\n0.56\n0.54\n0.53\n0.52\n0.51\n0.51\n0.50\n24\n0.60\n0.59\n0.57\n0.56\n0.55\n0.54\n0.53\n0.52\n0.51\n0.51\n25\n0.60\n0.59\n0.57\n0.56\n0.55\n0.54\n0.53\n0.53\n0.52\n0.51\n26\n0.61\n0.59\n0.58\n0.57\n0.56\n0.55\n0.54\n0.53\n0.53\n0.52\n27\n0.61\n0.60\n0.58\n0.57\n0.57\n0.56\n0.55\n0.54\n0.53\n0.53\n28\n0.62\n0.60\n0.59\n0.58\n0.57\n0.57\n0.56\n0.55\n0.54\n0.53\n29\n0.62\n0.61\n0.60\n0.59\n0.58\n0.57\n0.57\n0.56\n0.55\n0.54\n30\n0.63\n0.62\n0.61\n0.60\n0.59\n0.58\n0.58\n0.57\n0.56\n31\n0.64\n0.63\n0.62\n0.61\n0.60\n0.59\n0.59\n0.58\n32\n0.66\n0.65\n0.63\n0.62\n0.61\n0.61\n0.60\n33\n0.67\n0.66\n0.65\n0.64\n0.63\n0.62\n34\n0.68\n0.67\n0.66\n0.65\n0.64\n35\n0.70\n0.69\n0.67\n0.66\n36\n0.71\n0.70\n0.69\n37\n0.73\n0.72\n38\n0.74\nTABLE 1 (continued)\nPayment period (in years)\n41\n42\n43\n44\n45\n46\n47\n48\n49\nAge\nPayment percentage for each extra year bought in\n20\n0.48\n0.47\n0.46\n0.46\n0.45\n0.45\n0.44\n0.44\n0.43\n21\n0.48\n0.48\n0.47\n0.46\n0.46\n0.45\n0.45\n0.44\n22\n0.49\n0.48\n0.48\n0.47\n0.46\n0.46\n0.45\n23\n0.49\n0.49\n0.48\n0.48\n0.47\n0.46\n24\n0.50\n0.49\n0.49\n0.48\n0.48\n25\n0.51\n0.50\n0.49\n0.49\n26\n0.51\n0.51\n0.50\n27\n0.52\n0.51\n28\n0.53",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1997/3001/schedule/4/paragraph/3",
    "retrieved_at": "2026-10-29T11:40:26.186253+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}