Regulation 19 Right to opt out
No provision of this Part of these Regulations shall apply to any person to whom at any time before 21st October 1988 any benefit including a return of contributions was or may become payable if—
(a)
he is placed by that provision in a worse position than he would have been in if it had not applied in relation to that benefit; and
(b)
that provision relates to a benefit paid or payable in respect of a person who—
(i)
ceased before 21st October 1988 to be in reckonable service; or
(ii)
died before that date while employed in reckonable service; and
(c)
the person first mentioned in this regulation elects, by giving notice in writing to the Secretary of State within 6 months after 21st October 1988, that the provision shall not apply to him.