Regulation 32 Right to opt out
No provision of these Regulations shall apply to any person to whom at any time before 1st June 1989 any benefit including a return of contributions was or may become payable if—
(a)
he is placed by that provision in a worse position than he would have been in if it had not applied in relation to that benefit; and
(b)
that provision relates to a benefit paid or payable in respect of a person who—
(i)
ceased before 1st June 1989 to be in reckonable service; or
(ii)
died before that date while employed in reckonable service; and
(c)
the person first mentioned in this regulation elects by giving notice in writing to the Secretary of State within 6 months after 1st June 1989, that the provision shall not apply to him.