Schedule

TABLE 1

Contribution period (in years)	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49
Age when notice of election given	Percentage contribution in respect of each year of past period
20	19.64	9.87	6.61	4.95	3.94	3.27	2.78	2.42	2.14	1.91	1.72	1.57	1.44	1.33	1.23	1.15	1.08	1.02	0.96	0.91	0.87	0.83	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.58	0.56	0.55	0.54	0.52	0.51	0.50	0.49	0.48	0.48	0.47	0.46	0.46	0.45	0.45	0.44	0.44	0.43
21	19.82	9.96	6.61	4.93	3.92	3.24	2.76	2.40	2.12	1.89	1.70	1.55	1.42	1.31	1.22	1.14	1.07	1.01	0.96	0.91	0.87	0.83	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.58	0.57	0.55	0.54	0.53	0.51	0.50	0.50	0.49	0.48	0.48	0.47	0.46	0.46	0.45	0.45	0.44
22	20.03	9.93	6.56	4.88	3.88	3.21	2.73	2.37	2.09	1.86	1.68	1.53	1.41	1.30	1.21	1.13	1.07	1.01	0.95	0.91	0.86	0.83	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.58	0.57	0.55	0.54	0.53	0.52	0.51	0.50	0.49	0.49	0.48	0.48	0.47	0.46	0.46	0.45
23	19.68	9.76	6.45	4.81	3.82	3.16	2.69	2.33	2.06	1.84	1.66	1.51	1.39	1.29	1.20	1.13	1.06	1.00	0.95	0.90	0.86	0.82	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.58	0.57	0.56	0.54	0.53	0.52	0.51	0.51	0.50	0.49	0.49	0.48	0.48	0.47	0.46
24	19.34	9.60	6.36	4.74	3.76	3.11	2.64	2.29	2.02	1.81	1.64	1.50	1.38	1.28	1.19	1.12	1.05	1.00	0.94	0.90	0.86	0.82	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.59	0.57	0.56	0.55	0.54	0.53	0.52	0.51	0.51	0.50	0.49	0.49	0.48	0.48
25	19.06	9.47	6.27	4.67	3.70	3.06	2.60	2.26	2.00	1.79	1.62	1.49	1.37	1.27	1.19	1.11	1.05	0.99	0.94	0.90	0.86	0.82	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.60	0.59	0.57	0.56	0.55	0.54	0.53	0.53	0.52	0.51	0.51	0.50	0.49	0.49
26	18.80	9.34	6.18	4.59	3.64	3.01	2.56	2.23	1.98	1.78	1.61	1.48	1.36	1.27	1.18	1.11	1.05	0.99	0.94	0.90	0.86	0.82	0.79	0.76	0.73	0.70	0.68	0.66	0.64	0.62	0.61	0.59	0.58	0.57	0.56	0.55	0.54	0.53	0.53	0.52	0.51	0.51	0.50
27	18.56	9.19	6.08	4.52	3.59	2.97	2.53	2.21	1.96	1.76	1.60	1.47	1.36	1.26	1.18	1.11	1.05	0.99	0.94	0.90	0.86	0.82	0.79	0.76	0.73	0.71	0.68	0.66	0.64	0.63	0.61	0.60	0.58	0.57	0.57	0.56	0.55	0.54	0.53	0.53	0.52	0.51
28	18.21	9.03	5.97	4.44	3.53	2.93	2.51	2.19	1.95	1.75	1.59	1.46	1.35	1.26	1.18	1.11	1.05	0.99	0.94	0.90	0.86	0.82	0.79	0.76	0.73	0.71	0.69	0.67	0.65	0.63	0.62	0.60	0.59	0.58	0.57	0.57	0.56	0.55	0.54	0.53	0.53
29	17.88	8.87	5.87	4.38	3.49	2.90	2.49	2.18	1.94	1.74	1.59	1.46	1.35	1.26	1.18	1.11	1.05	0.99	0.94	0.90	0.86	0.83	0.79	0.77	0.74	0.71	0.69	0.67	0.65	0.64	0.62	0.61	0.60	0.59	0.58	0.57	0.57	0.56	0.55	0.54
30	17.60	8.74	5.79	4.33	3.46	2.89	2.48	2.17	1.93	1.74	1.59	1.46	1.35	1.26	1.18	1.11	1.05	1.00	0.95	0.90	0.87	0.83	0.80	0.77	0.74	0.72	0.70	0.68	0.66	0.65	0.63	0.62	0.61	0.60	0.59	0.58	0.58	0.57	0.56
31	17.34	8.62	5.74	4.31	3.45	2.88	2.47	2.17	1.93	1.74	1.59	1.46	1.36	1.26	1.18	1.12	1.05	1.00	0.95	0.91	0.87	0.84	0.80	0.78	0.75	0.73	0.70	0.68	0.67	0.66	0.64	0.63	0.62	0.61	0.60	0.59	0.59	0.58
32	17.10	8.57	5.72	4.30	3.45	2.88	2.47	2.17	1.94	1.75	1.60	1.47	1.36	1.27	1.19	1.12	1.06	1.01	0.96	0.92	0.88	0.84	0.81	0.78	0.76	0.73	0.71	0.70	0.68	0.67	0.66	0.65	0.63	0.62	0.61	0.61	0.60
33	17.14	8.58	5.73	4.31	3.46	2.89	2.48	2.18	1.95	1.76	1.61	1.48	1.37	1.28	1.20	1.13	1.07	1.01	0.97	0.92	0.88	0.85	0.82	0.79	0.77	0.74	0.72	0.71	0.70	0.68	0.67	0.66	0.65	0.64	0.63	0.62
34	17.16	8.60	5.75	4.32	3.47	2.90	2.50	2.19	1.96	1.77	1.61	1.49	1.38	1.29	1.21	1.14	1.08	1.02	0.97	0.93	0.89	0.86	0.83	0.80	0.77	0.75	0.74	0.72	0.71	0.70	0.68	0.67	0.66	0.65	0.64
35	17.21	8.63	5.76	4.34	3.48	2.91	2.51	2.20	1.97	1.78	1.62	1.50	1.39	1.30	1.22	1.15	1.08	1.03	0.98	0.94	0.90	0.87	0.84	0.81	0.79	0.77	0.75	0.74	0.72	0.71	0.70	0.69	0.67	0.66
36	17.26	8.65	5.79	4.36	3.50	2.93	2.52	2.22	1.98	1.79	1.64	1.51	1.40	1.31	1.23	1.16	1.09	1.04	0.99	0.95	0.91	0.88	0.85	0.82	0.80	0.79	0.77	0.75	0.74	0.73	0.71	0.70	0.69
37	17.29	8.69	5.82	4.38	3.52	2.95	2.54	2.23	1.99	1.80	1.65	1.52	1.41	1.32	1.24	1.17	1.10	1.05	1.00	0.96	0.92	0.89	0.86	0.84	0.82	0.80	0.79	0.77	0.76	0.74	0.73	0.72
38	17.40	8.74	5.85	4.41	3.54	2.97	2.55	2.25	2.01	1.82	1.66	1.53	1.42	1.33	1.25	1.18	1.12	1.06	1.02	0.97	0.94	0.91	0.88	0.86	0.84	0.82	0.81	0.79	0.77	0.76	0.74
39	17.51	8.80	5.89	4.44	3.57	2.99	2.57	2.26	2.02	1.83	1.67	1.54	1.43	1.34	1.26	1.19	1.13	1.07	1.03	0.99	0.95	0.93	0.90	0.88	0.86	0.84	0.82	0.81	0.79	0.78
40	17.62	8.85	5.92	4.46	3.59	3.01	2.59	2.28	2.04	1.84	1.69	1.56	1.45	1.35	1.27	1.20	1.14	1.09	1.04	1.00	0.98	0.95	0.93	0.90	0.88	0.86	0.84	0.83	0.81
41	17.72	8.89	5.95	4.49	3.61	3.03	2.61	2.29	2.05	1.86	1.70	1.57	1.46	1.37	1.29	1.22	1.16	1.10	1.06	1.03	1.00	0.97	0.95	0.92	0.90	0.88	0.86	0.85
42	17.77	8.93	5.99	4.52	3.63	3.04	2.62	2.31	2.07	1.87	1.71	1.58	1.47	1.38	1.30	1.23	1.17	1.12	1.09	1.06	1.03	1.00	0.97	0.95	0.92	0.90	0.88
43	17.86	8.98	6.02	4.55	3.66	3.06	2.64	2.33	2.08	1.89	1.73	1.60	1.49	1.40	1.32	1.25	1.19	1.15	1.12	1.08	1.05	1.02	1.00	0.97	0.95	0.93
44	17.95	9.03	6.06	4.57	3.67	3.08	2.66	2.34	2.10	1.90	1.74	1.61	1.50	1.41	1.33	1.27	1.23	1.18	1.14	1.11	1.08	1.05	1.02	0.99	0.97
45	18.04	9.08	6.08	4.58	3.69	3.09	2.67	2.36	2.11	1.92	1.76	1.63	1.52	1.43	1.36	1.31	1.26	1.21	1.17	1.14	1.10	1.07	1.04	1.02
46	18.13	9.09	6.09	4.60	3.70	3.11	2.69	2.37	2.13	1.93	1.78	1.65	1.54	1.46	1.40	1.34	1.29	1.24	1.20	1.17	1.13	1.10	1.07
47	18.07	9.09	6.10	4.61	3.72	3.12	2.70	2.39	2.14	1.95	1.79	1.66	1.57	1.50	1.43	1.38	1.32	1.28	1.23	1.19	1.16	1.13
48	18.08	9.10	6.12	4.63	3.73	3.14	2.72	2.40	2.16	1.97	1.81	1.70	1.61	1.54	1.47	1.41	1.36	1.31	1.26	1.22	1.19
49	18.08	9.11	6.13	4.64	3.74	3.15	2.73	2.42	2.18	1.98	1.85	1.75	1.66	1.58	1.51	1.45	1.39	1.34	1.29	1.25
50	18.08	9.12	6.13	4.65	3.76	3.17	2.75	2.43	2.19	2.02	1.90	1.80	1.70	1.62	1.55	1.48	1.42	1.37	1.32
51	18.57	9.37	6.30	4.77	3.86	3.25	2.82	2.50	2.25	2.08	1.95	1.84	1.74	1.65	1.58	1.51	1.45	1.39
52	19.07	9.62	6.47	4.90	3.97	3.34	2.90	2.57	2.31	2.13	1.99	1.87	1.77	1.68	1.60	1.53	1.47
53	19.64	9.91	6.67	5.05	4.09	3.44	2.99	2.65	2.38	2.19	2.04	1.92	1.81	1.72	1.63	1.56
54	20.25	10.22	6.88	5.21	4.22	3.55	3.08	2.73	2.45	2.25	2.10	1.97	1.86	1.76	1.67
55	20.88	10.54	7.10	5.38	4.35	3.67	3.18	2.81	2.53	2.32	2.16	2.02	1.90	1.80
56	21.56	10.89	7.33	5.56	4.50	3.79	3.28	2.91	2.61	2.39	2.22	2.07	1.95
57	22.30	11.26	7.59	5.75	4.65	3.92	3.40	3.01	2.70	2.47	2.29	2.13
58	23.10	11.67	7.86	5.96	4.82	4.06	3.52	3.12	2.80	2.56	2.36
59	23.98	12.12	8.17	6.19	5.01	4.22	3.66	3.23	2.91	2.65
60	25.00	12.64	8.52	6.46	5.23	4.40	3.81	3.37	3.03
61	24.56	12.42	8.37	6.35	5.13	4.33	3.75	3.31
62	24.12	12.19	8.22	6.23	5.04	4.25	3.68
63	23.66	11.96	8.06	6.11	4.94	4.17
64	23.19	11.72	7.90	5.99	4.85
65	22.71	11.48	7.74	5.87
66	22.23	11.24	7.58
67	21.73	10.99
68	21.24

TABLE 2

Years remaining in contribution period	Multiplier
1	0.989
2	1.956
3	2.902
4	3.827
5	4.732
6	5.617
7	6.482
8	7.328
9	8.156
10	8.965

TABLE 3

Age on date of election	Percentage
under 23	21.08
23	20.71
24	20.38
25	20.08
26	19.71
27	19.38
28	18.93
29	18.52
30	18.14
31	17.79
32	17.47
33	17.44
34	17.41
35	17.38
36	17.45
37	17.52
38	17.66
39	17.81
40	17.96
41	18.11
42	18.27
43	18.48
44	18.69
45	18.91
46	19.12
47	19.34
48	19.64
49	19.94
50	20.24
51	20.54
52	20.85
53	21.22
54	21.61
55	22.01
56	22.45
57	22.92
58	23.45
59	24.03
60	24.73
61	24.29
62	23.85
63	23.39
64	22.93
65	22.46
66	21.99
67	21.49
68	21.00
69	20.51

TABLE 4

Range within which relevant rate of interest falls	Contribution period in years and multiplier
%	1	2	3	4	5
5.00 – 5.49	0.0857	0.0443	0.0305	0.0236	0.0195
5.50 – 5.99	0.0859	0.0446	0.0308	0.0239	0.0197
6.00 – 6.49	0.0861	0.0448	0.0310	0.0241	0.0200
6.50 – 6.99	0.0864	0.0450	0.0312	0.0243	0.0202
7.00 – 7.49	0.0866	0.0452	0.0314	0.0246	0.0204
7.50 – 7.99	0.0868	0.0454	0.0317	0.0248	0.0207
8.00 – 8.49	0.0870	0.0457	0.0319	0.0250	0.0209
8.50 – 8.99	0.0873	0.0459	0.0321	0.0253	0.0211
9.00 – 9.49	0.0875	0.0461	0.0323	0.0255	0.0214
9.50 – 9.99	0.0877	0.0463	0.0326	0.0257	0.0216
10.00 – 10.49	0.0879	0.0466	0.0328	0.0260	0.0219
10.50 – 10.99	0.0882	0.0468	0.0330	0.0262	0.0221
11.00 – 11.49	0.0884	0.0470	0.0333	0.0264	0.0224
11.50 – 11.99	0.0886	0.0472	0.0335	0.0267	0.0226
12.00 – 12.49	0.0888	0.0474	0.0337	0.0269	0.0228
12.50 – 12.99	0.0890	0.0477	0.0340	0.0271	0.0231
13.00 – 13.49	0.0893	0.0479	0.0342	0.0274	0.0233
13.50 – 13.99	0.0895	0.0481	0.0344	0.0276	0.0236
14.00 – 14.49	0.0897	0.0483	0.0347	0.0279	0.0238
14.50 – 14.99	0.0899	0.0486	0.0249	0.0281	0.0241
15.00 – 15.49	0.0902	0.0488	0.0351	0.0284	0.0243
15.50 – 15.99	0.0904	0.0490	0.0354	0.0286	0.0246
16.00 – 16.49	0.0906	0.0492	0.0356	0.0288	0.0249
16.50 – 16.99	0.0908	0.0495	0.0358	0.0291	0.0251
17.00 – 17.49	0.0910	0.0497	0.0361	0.0293	0.0254
17.50 – 17.99	0.0913	0.0499	0.0363	0.0296	0.0256
18.00 – 18.49	0.0915	0.0501	0.0365	0.0298	0.0259
18.50 – 18.99	0.0917	0.0504	0.0368	0.0301	0.0261
19.00 – 19.49	0.0919	0.0506	0.0370	0.0303	0.0264
19.50 – 19.99	0.0921	0.0508	0.0372	0.0306	0.0267

TABLE 5

Range within which relevant rate of interest falls	Contribution period in years and multiplier
%	1	2	3	4	5	6	7	8	9	10
5.00 – 5.49	0.0857	0.0442	0.0304	0.0235	0.0194	0.0166	0.0147	0.0132	0.0121	0.0112
5.50 – 5.99	0.0859	0.0444	0.0306	0.0237	0.0196	0.0169	0.0149	0.0135	0.0124	0.0115
6.00 – 6.49	0.0861	0.0446	0.0308	0.0239	0.0198	0.0171	0.0152	0.0137	0.0126	0.0117
6.50 – 6.99	0.0864	0.0448	0.0310	0.0242	0.0200	0.0173	0.0154	0.0140	0.0129	0.0120
7.00 – 7.49	0.0866	0.0451	0.0313	0.0244	0.0203	0.0176	0.0156	0.0142	0.0131	0.0123
7.50 – 7.99	0.0868	0.0453	0.0315	0.0246	0.0205	0.0178	0.0159	0.0145	0.0134	0.0125
8.00 – 8.49	0.0870	0.0455	0.0317	0.0248	0.0208	0.0180	0.0161	0.0147	0.0136	0.0128
8.50 – 8.99	0.0873	0.0457	0.0319	0.0251	0.0210	0.0183	0.0164	0.0150	0.0139	0.0131
9.00 – 9.49	0.0875	0.0460	0.0322	0.0253	0.0212	0.0185	0.0166	0.0152	0.0142	0.0133
9.50 – 9.99	0.0877	0.0462	0.0324	0.0255	0.0215	0.0188	0.0169	0.0155	0.0144	0.0136
10.00 – 10.49	0.0879	0.0464	0.0326	0.0258	0.0217	0.0190	0.0171	0.0158	0.0147	0.0139
10.50 – 10.99	0.0882	0.0466	0.0328	0.0260	0.0219	0.0193	0.0174	0.0160	0.0150	0.0142
11.00 – 11.49	0.0884	0.0468	0.0331	0.0262	0.0222	0.0195	0.0177	0.0163	0.0153	0.0144
11.50 – 11.99	0.0866	0.0471	0.0333	0.0265	0.0224	0.0198	0.0179	0.0166	0.0155	0.0147
12.00 – 12.49	0.0888	0.0473	0.0335	0.0267	0.0227	0.0200	0.0182	0.0168	0.0158	0.0150
12.50 – 12.99	0.0890	0.0475	0.0338	0.0270	0.0229	0.0203	0.0184	0.0171	0.0161	0.0153
13.00 – 13.49	0.0893	0.0477	0.0340	0.0272	0.0232	0.0205	0.0187	0.0174	0.0164	0.0156
13.50 – 13.99	0.0895	0.0480	0.0342	0.0274	0.0234	0.0208	0.0190	0.0177	0.0167	0.0159
14.00 – 14.49	0.0897	0.0482	0.0345	0.0277	0.0237	0.0211	0.0192	0.0179	0.0169	0.0162
14.50 – 14.99	0.0899	0.0484	0.0347	0.0279	0.0239	0.0213	0.0195	0.0182	0.0172	0.0165
15.00 – 15.49	0.0902	0.0486	0.0349	0.0282	0.0242	0.0216	0.0198	0.0185	0.0175	0.0168
15.50 – 15.99	0.0904	0.0489	0.0352	0.0284	0.0244	0.0218	0.0201	0.0188	0.0178	0.0171
16.00 – 16.49	0.0906	0.0491	0.0354	0.0286	0.0247	0.0221	0.0203	0.0191	0.0181	0.0174
16.50 – 16.99	0.0908	0.0493	0.0356	0.0289	0.0249	0.0224	0.0206	0.0193	0.0184	0.0177
17.00 – 17.49	0.0910	0.0495	0.0359	0.0291	0.0252	0.0226	0.0209	0.0196	0.0187	0.0180
17.50 – 17.99	0.0913	0.0498	0.0361	0.0294	0.0254	0.0229	0.0212	0.0199	0.0190	0.0183
18.00 – 18.49	0.0915	0.0500	0.0363	0.0296	0.0257	0.0232	0.0214	0.0202	0.0193	0.0186
18.50 – 18.99	0.0917	0.0502	0.0366	0.0299	0.0259	0.0234	0.0217	0.0205	0.0196	0.0189
19.00 – 19.49	0.0919	0.0504	0.0368	0.0301	0.0262	0.0237	0.0220	0.0208	0.0199	0.0192
19.50 – 19.99	0.0921	0.0507	0.0370	0.0304	0.0265	0.0240	0.0223	0.0211	0.0202	0.0196