Schedule Prescribed Risks
The risk of damage to a flat or any part of a tenement building attaching to that flat as a pertinent caused by:
(a)
fire, smoke, lightning, explosion, earthquake;
(b)
storm or flood;
(c)
theft or attempted theft;
(d)
riot, civil commotion, labour or political disturbance;
(e)
malicious persons or vandals;
(f)
subsidence, heave or landslip;
(g)
escape of water from water tanks, pipes, apparatus and domestic appliances;
(h)
collision with the building caused by any moving object originating outside the building;
(i)
leakage of oil from fixed heating installations; and
(j)
accidental damage to underground services.