{
  "url": "https://openlegislation.uk/third-parties-rights-against-insurers-act-2010/section-4",
  "json_url": "https://openlegislation.uk/third-parties-rights-against-insurers-act-2010/section-4.json",
  "legislation": "ukpga/2010/10",
  "legislation_title": "Third Parties (Rights against Insurers) Act 2010",
  "legislation_url": "https://openlegislation.uk/third-parties-rights-against-insurers-act-2010",
  "path": "section/4",
  "kind": "section",
  "number": "4",
  "heading": "Individuals",
  "text": "(1) An individual is a relevant person if any of the following is in force in respect of that individual in England and Wales—\n(a) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(b) an administration order made under Part 6 of the County Courts Act 1984,\n(c) an enforcement restriction order made under Part 6A of that Act,\n(d) subject to subsection (4), a debt relief order made under Part 7A of the Insolvency Act 1986,\n(e) a voluntary arrangement approved in accordance with Part 8 of that Act, or\n(f) a bankruptcy order made under Part 9 of that Act.\n(2) An individual is a relevant person if either of the following is in force in respect of the individual’s estate in Scotland—\n(a) an award of sequestration made by virtue of section 2 or 5 of the Bankruptcy (Scotland) Act 2016, or\n(b) a protected trust deed within the meaning of that Act, ...\n(c) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(3) An individual is a relevant person if any of the following is in force in respect of that individual in Northern Ireland—\n(a) an administration order made under Part 6 of the Judgments Enforcement (Northern Ireland) Order 1981 (S.I. 1981/226 (N.I. 6)),\n(b) a deed of arrangement registered in accordance with Chapter 1 of Part 8 of the Insolvency (Northern Ireland) Order 1989 (S.I. 1989/2405 (N.I. 19)),\n(ba) subject to subsection (4), a debt relief order made under Part 7A of that Order,\n(c) a voluntary arrangement approved under Chapter 2 of Part 8 of that Order, or\n(d) a bankruptcy order made under Part 9 of that Order.\n(4) If an individual is a relevant person by virtue of subsection (1)(d) or (3)(ba), that person is a relevant person for the purposes of section 1(1)(b) only.\n(5) Where an award of sequestration made by virtue of section 2 or 5 of the Bankruptcy (Scotland) Act 2016 is recalled or reduced, any rights which were transferred under section 1 as a result of that award are re-transferred to and vest in the person who became a relevant person as a result of the award.\n(6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "S. 4(1)(a) omitted (1.10.2015) by virtue of Deregulation Act 2015 (c. 20), s. 115(7), Sch. 6 para. 2(22) (with Sch. 6 para. 3); S.I. 2015/1732, art. 2(e)(i)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Word in s. 4(2) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(i)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in s. 4(2) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(ii)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in s. 4(2)(a) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(iii)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Word in s. 4(2)(a) inserted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(iv)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "S. 4(2)(c) and word omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(v)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "S. 4(3)(ba) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 2(2)"
    },
    {
      "type": "F",
      "label": "F8",
      "text": "Words in s. 4(4) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 2(3)"
    },
    {
      "type": "F",
      "label": "F9",
      "text": "Words in s. 4(5) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(b)"
    },
    {
      "type": "F",
      "label": "F10",
      "text": "S. 4(6) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(c)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "S. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2010/10/section/4",
    "retrieved_at": "2026-10-29T09:10:11.948668+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}