{
  "url": "https://openlegislation.uk/transfer-of-employment-pension-protection-regulations-2005/regulation-3",
  "json_url": "https://openlegislation.uk/transfer-of-employment-pension-protection-regulations-2005/regulation-3.json",
  "legislation": "uksi/2005/649",
  "legislation_title": "The Transfer of Employment (Pension Protection) Regulations 2005",
  "legislation_url": "https://openlegislation.uk/transfer-of-employment-pension-protection-regulations-2005",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Requirements where the transferee’s pension scheme is a money purchase scheme or stakeholder pension scheme",
  "text": "(1) In a case where these Regulations apply, the transferee’s contributions are relevant contributions for the purposes of subsection (2)(b) (money purchase scheme) and subsections to (5) (stakeholder pension scheme) of section 258 of the Act if—\n(a) the contributions are made in respect of each remuneration period in respect of which the employee contributes to the scheme; and\n(b) paragraph (2) or (3) is satisfied.\n(2) This paragraph is satisfied if the amount contributed by the transferee in respect of each remuneration period is—\n(a) where the employee’s contributions are less than 6 per cent. of the employee’s remuneration, an amount not less than the contributions made by the employee;\n(b) where the employee’s contributions equal or exceed 6 per cent. of the employee’s remuneration, an amount not less than 6 per cent. of that remuneration.\n(3) This paragraph is satisfied if—\n(a) in respect of the remuneration period immediately before the relevant time—\n(i) the transferor had been required to make contributions; and\n(ii) those contributions had been solely for the purpose of producing money purchase benefits for the employee; and\n(b) the amount contributed by the transferee is not less than the amount the transferor had been required to contribute.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 3 substituted (6.4.2014) by The Occupational Pension Schemes (Miscellaneous Amendments) Regulations 2014 (S.I. 2014/540), regs. 1, 4(5)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2005/649/regulation/3",
    "retrieved_at": "2026-10-29T05:04:29.838055+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}