{
  "url": "https://openlegislation.uk/tribunals-courts-and-enforcement-act-2007/section-109",
  "json_url": "https://openlegislation.uk/tribunals-courts-and-enforcement-act-2007/section-109.json",
  "legislation": "ukpga/2007/15",
  "legislation_title": "Tribunals, Courts and Enforcement Act 2007",
  "legislation_url": "https://openlegislation.uk/tribunals-courts-and-enforcement-act-2007",
  "path": "section/109",
  "kind": "section",
  "number": "109",
  "heading": "Debt management schemes",
  "text": "(1) A debt management scheme is a scheme that meets the conditions in this section.\n(2) The scheme must be open to some or all non-business debtors.\n(3) A scheme is open to a non-business debtor if it allows him to make a request to the scheme operator for a debt repayment plan to be arranged for him.\n(4) The scheme must provide that, if such a request is made—\n(a) a decision must be made about whether a debt repayment plan is to be arranged for the non-business debtor, and\n(b) such a plan must be arranged (if that is the decision made).\n(5) The scheme must be operated by a body of persons (whether a body corporate or not).",
  "extent": null,
  "status": "prospective",
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2007/15/section/109",
    "retrieved_at": "2026-10-29T09:12:45.892078+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}