{
  "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999",
  "json_url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999.json",
  "id": "ukpga/1999/30",
  "title": "Welfare Reform and Pensions Act 1999",
  "short_title": "Welfare Reform and Pensions Act 1999",
  "long_title": "An Act to make provision about pensions and social security; to make provision for reducing under-occupation of dwellings by housing benefit claimants; to authorise certain expenditure by the Secretary of State having responsibility for social security; and for connected purposes.",
  "citation": "1999 c. 30",
  "type": "ukpga",
  "year": "1999",
  "number": "30",
  "version": "current",
  "date": "1999-11-11",
  "revised": true,
  "valid_from": "2026-07-01",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 41,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/I",
      "kind": "part",
      "number": "I",
      "heading": "Stakeholder pension schemes",
      "url": null,
      "extent": "E+W+S",
      "status": null,
      "parent": null
    },
    {
      "path": "section/1",
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      "number": "1",
      "heading": "Meaning of “stakeholder pension scheme”.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-1",
      "extent": "E+W+S",
      "status": null,
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    {
      "path": "section/2",
      "kind": "section",
      "number": "2",
      "heading": "Registration of stakeholder pension schemes.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-2",
      "extent": "E+W+S",
      "status": null,
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    {
      "path": "section/3",
      "kind": "section",
      "number": "3",
      "heading": "Duty of employers to facilitate access to stakeholder pension schemes.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-3",
      "extent": "E+W+S",
      "status": null,
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    },
    {
      "path": "section/4",
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      "number": "4",
      "heading": "Obtaining information with respect to compliance with section 3 and corresponding Northern Ireland legislation.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-4",
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      "status": "repealed",
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    {
      "path": "section/5",
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      "heading": "Powers of inspection for securing compliance with section 3 and corresponding Northern Ireland legislation.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-5",
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    {
      "path": "section/6",
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      "heading": "Application of certain enactments.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-6",
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      "heading": "Reduced rates of contributions etc: power to specify different percentages.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-7",
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    {
      "path": "section/8",
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      "heading": "Interpretation and application of Part I.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-8",
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    {
      "path": "part/II",
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    {
      "path": "part/II/crossheading/payments-by-employers-to-pension-schemes",
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      "heading": "Payments by employers to pension schemes",
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      "heading": "Monitoring of employers’ payments to personal pension schemes.",
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      "heading": "Late payments by employers to occupational pension schemes.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-10",
      "extent": null,
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    },
    {
      "path": "part/II/crossheading/pensions-and-bankruptcy",
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      "path": "section/11",
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      "heading": "Effect of bankruptcy on pension rights: approved arrangements.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-11",
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      "path": "section/13",
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      "extent": "S",
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      "path": "section/14",
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      "heading": "No forfeiture on bankruptcy of rights under pension schemes.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-14",
      "extent": null,
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    },
    {
      "path": "section/15",
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      "number": "15",
      "heading": "Excessive pension contributions made by persons who have become bankrupt.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-15",
      "extent": "E+W",
      "status": null,
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    {
      "path": "section/16",
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      "heading": "Excessive pension contributions made by persons who have become bankrupt: Scotland.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-16",
      "extent": "S",
      "status": null,
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      "path": "part/II/crossheading/miscellaneous",
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      "heading": "Compensating occupational pension schemes.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-17",
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      "path": "section/18",
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      "heading": "Miscellaneous amendments.",
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    },
    {
      "path": "part/III",
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      "heading": "Pensions on divorce etc.",
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    },
    {
      "path": "part/III/crossheading/pension-sharing-orders",
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      "heading": "Pension sharing orders",
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    {
      "path": "section/19",
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      "number": "19",
      "heading": "Orders in England and Wales.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-19",
      "extent": "E+W",
      "status": null,
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    },
    {
      "path": "section/20",
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      "heading": "Orders in Scotland.",
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    },
    {
      "path": "part/III/crossheading/sections-25b-to-25d-of-the-matrimonial-causes-act-1973",
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      "number": null,
      "heading": "Sections 25B to 25D of the Matrimonial Causes Act 1973",
      "url": null,
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    },
    {
      "path": "section/21",
      "kind": "section",
      "number": "21",
      "heading": "Amendments.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-21",
      "extent": null,
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      "path": "section/22",
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      "heading": "Extension to overseas divorces etc.",
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    {
      "path": "section/23",
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      "heading": "Supply of pension information in connection with divorce etc.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-23",
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    {
      "path": "section/24",
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      "heading": "Charges by pension arrangements in relation to earmarking orders.",
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      "path": "section/25",
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      "heading": "Power to make consequential amendments of Part III.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-25",
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      "path": "part/IV",
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    },
    {
      "path": "part/IV/chapter/I",
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    {
      "path": "part/IV/chapter/I/crossheading/pension-sharing-mechanism",
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      "path": "section/27",
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      "path": "section/28",
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      "heading": "Activation of pension sharing.",
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    {
      "path": "section/29",
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      "heading": "Creation of pension debits and credits.",
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    {
      "path": "section/30",
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    {
      "path": "part/IV/chapter/I/crossheading/pension-debits",
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      "path": "section/32",
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      "heading": "Effect on contracted-out rights.",
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    {
      "path": "part/IV/chapter/I/crossheading/pension-credits",
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    {
      "path": "section/33",
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      "heading": "Time for discharge of liability.",
      "url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/section-33",
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    {
      "path": "section/34",
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      "heading": "“Implementation period”.",
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      "heading": "Mode of discharge of liability.",
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      "path": "part/IV/chapter/I/crossheading/treatment-of-pension-credit-rights-under-schemes",
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      "path": "section/36",
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      "heading": "Safeguarded rights.",
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      "path": "section/37",
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      "heading": "Requirements relating to pension credit benefit.",
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      "heading": "Treatment in winding up.",
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      "path": "section/40",
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      "heading": "Other pension schemes.",
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      "path": "section/41",
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      "heading": "Charges in respect of pension sharing costs.",
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    {
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      "heading": "Adaptation of statutory schemes",
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    },
    {
      "path": "section/42",
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      "heading": "Extension of scheme-making powers.",
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      "path": "section/43",
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      "heading": "Power to extend judicial pension schemes.",
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      "extent": null,
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    },
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      "path": "section/44",
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      "heading": "Disapplication of restrictions on alienation.",
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    {
      "path": "section/45",
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      "heading": "Information.",
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      "path": "part/V/chapter/I/crossheading/disability-benefits",
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      "path": "schedule/1/paragraph/1",
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      "affected_provisions": "Sch. 7 para. 14",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 27",
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      "affecting_title": "Welfare Reform Act 2009",
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    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 28",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 29(3)",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 3"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 29(5)",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 3"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 29(6)",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 3"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 87",
      "affecting": "ukpga/2009/24",
      "affecting_title": "Welfare Reform Act 2009",
      "affecting_provisions": "Sch. 7 Pt. 3"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 80",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
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    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 29(4) (5)",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
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    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 28",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "s. 72(3)(a)",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 83",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 82",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 87",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 34(2)(c)",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 10"
    },
    {
      "type": "repealed",
      "affected_provisions": "s. 67",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 9"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 12 para. 79",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "repealed",
      "affected_provisions": "Sch. 8 para. 29(7)",
      "affecting": "ukpga/2012/5",
      "affecting_title": "Welfare Reform Act 2012",
      "affecting_provisions": "Sch. 14 Pt. 1"
    },
    {
      "type": "substituted",
      "affected_provisions": "s. 38(2A)(a)",
      "affecting": "ukpga/2015/8",
      "affecting_title": "Pension Schemes Act 2015",
      "affecting_provisions": "Sch. 2 para. 19"
    },
    {
      "type": "omitted",
      "affected_provisions": "Sch. 12 para. 31(3)",
      "affecting": "ukpga/2015/8",
      "affecting_title": "Pension Schemes Act 2015",
      "affecting_provisions": "Sch. 1 para. 11(a)"
    },
    {
      "type": "word substituted",
      "affected_provisions": "s. 1(5)",
      "affecting": "ukpga/2021/1",
      "affecting_title": "Pension Schemes Act 2021",
      "affecting_provisions": "s. 127(1)(a)"
    },
    {
      "type": "words inserted",
      "affected_provisions": "s. 1(5)",
      "affecting": "ukpga/2021/1",
      "affecting_title": "Pension Schemes Act 2021",
      "affecting_provisions": "s. 127(1)(b)"
    },
    {
      "type": "words substituted",
      "affected_provisions": "s. 72(6)",
      "affecting": "ukpga/2023/48",
      "affecting_title": "Veterans Advisory and Pensions Committees Act 2023",
      "affecting_provisions": "s. 2(1)(g)"
    }
  ],
  "made_under": [],
  "changes_made_to": 349,
  "changes_made_to_url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/changes.json",
  "changes_made_by": 15,
  "changes_made_by_url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/changes/by-it.json",
  "instruments_made_under": 84,
  "instruments_made_under_url": "https://openlegislation.uk/welfare-reform-and-pensions-act-1999/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1999/30",
    "retrieved_at": "2026-10-29T09:21:37.576921+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}