Schedule 5 TABLE OF FACTORS

United Kingdom

Table of Guaranteed Income Payment Factors

Age at last birthday	GIP Factor	Age at last birthday	GIP Factor
16	0.905	37	0.790
17	0.902	38	0.781
18	0.898	39	0.772
19	0.894	40	0.762
20	0.891	41	0.751
21	0.887	42	0.740
22	0.882	43	0.728
23	0.878	44	0.715
24	0.873	45	0.702
25	0.869	46	0.687
26	0.864	47	0.672
27	0.859	48	0.656
28	0.853	49	0.638
29	0.847	50	0.619
30	0.841	51	0.599
31	0.835	52	0.577
32	0.829	53	0.554
33	0.822	54	0.528
34	0.814	55	0.500
35	0.807	Over 55	0.500
36	0.799