Schedule 5 NOTES TO ANNUAL ACCOUNTS

United Kingdom

1. 1Accounting policies
2. 2Sums denominated in foreign currencies
3. 3Employees
4. 4Aggregate amount of directors' remuneration etc.
5. 5Details of individual directors' remuneration etc.
6. 6Excess retirement benefits of directors and past directors
7. 7Compensation to directors for loss of office
8. 8Sums paid to third parties in respect of directors' services
9. 9Supplementary provisions regarding directors' remuneration
10. 10Paragraph 10
11. 11Paragraph 11
12. 12Paragraph 12
13. 13Interpretation of provisions regarding directors' remuneration
14. 14Other income and expenditure items
15. 15Persons who are to be regarded as associates of a society’s auditors
16. 16Taxation
17. 17Miscellaneous matters
18. 18Maturity analysis
19. 19Provisions for bad and doubtful debts
20. 20Transferable securities
21. 21Fixed assets
22. 22Reserves and provisions
23. 23Subordinated liabilities
24. 24Subscribed capital
25. 25Fixed cumulative interest
26. 26Details of assets charged
27. 27Details of assets charged
28. 28Guarantees and other financial commitments
29. 29Memorandum items: subsidiary undertakings
30. 30Leasing transactions
31. 31Assets and liabilities denominated in a currency other than sterling
32. 32Sundry assets and liabilities, prepayments and accrued income and accruals and deferred income
33. 33Unmatured forward transactions
34. 34Other miscellaneous matters
35. 35Directors' loans and transactions
36. 36Information about fair value of financial instruments
37. 37Information where investment property and living animals and plants are included at fair value
38. 38Related Party Transactions