Regulation 3 Permitted disclosure by the registrar to credit reference agencies

(1)

Subject to regulation 4, the registrar may disclose protected information to a credit reference agency where the conditions specified in paragraphs 6 to 10 of Schedule 2 are satisfied.

(2)

The registrar may rely on a statement delivered to him by a credit reference agency under paragraph 10 of Schedule 2 as sufficient evidence of the matters stated in it.

F1(3)

The registrar may decline to disclose protected information to a credit reference agency where the credit reference agency fails to—

(a)

deliver to the registrar—

(i)

such information or evidence in addition to the statement required by paragraph 10 of Schedule 2 (disclosure to a credit reference agency) as the registrar may direct;

(ii)

the information or evidence referred to in sub-paragraph (i) verified in such manner as the registrar may direct;

(iii)

any updated statement requested by the registrar under Part 2 of Schedule 2;

(b)

inform the registrar immediately of any change in respect of any statement delivered to the registrar pursuant to Schedule 2 or information or evidence provided for the purpose of enabling the registrar to determine whether to disclose protected information.

Annotations

Textual amendments

F1: Reg. 3(3) substituted for reg. 3(3)-(5) (21.7.2025) by The Protection and Disclosure of Personal Information (Amendment) Regulations 2025 (S.I. 2025/874), regs. 1(2)(a), 5(3)