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The Consumer Credit (Agreements) Regulations 1983

S.I. 1983/1553 · Made 24 October 1983 · Extends to United Kingdom

Original text. legislation.gov.uk does not revise statutory instruments, so later amendments are not shown here. Changes made to it are listed under each provision when known.

CONSUMER CREDIT

Made 24th October 1983

Laid before Parliament 3rd November 1983

Coming into Operation 19th May 1985

The Secretary of State, in exercise of the powers conferred on him by sections 60, 61(1)(a), 105(9), 114(1), 127(3), 182(2) and 189(1) of the Consumer Credit Act 1974 and of all other powers enabling him in that behalf, hereby makes the following Regulations:—

Contents

  1. 1Citation, commencement and interpretation
  2. 2Form and content of regulated consumer credit agreements
  3. 3Form and content of regulated consumer hire agreements
  4. 4Pawn-receipts
  5. 5Statutory Forms
  6. 6Signing of agreement
  7. 7Modifying agreements which are, or are treated as, regulated agreements
  8. 8Application of Regulations
  9. Signature
  10. Schedule 1INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER CREDIT AGREEMENTS OTHER THAN MODIFYING AGREEMENTS
  11. Schedule 2
  12. 1Forms of Statement of Protection and Remedies Available under the Consumer Credit Act 1974 to Debtors under Regulated Consumer Credit Agreements
  13. IINotice to be contained in Documents Embodying a Combined Consumer Credit Agreement and Pawn-Receipt
  14. Schedule 3INFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED CONSUMER HIRE AGREEMENTS OTHER THAN MODIFYING AGREEMENTS
  15. Schedule 4Forms of Statement of Protection and Remedies Available under the Consumer Credit Act 1974 to Hirers Under Regulated Consumer Hire Agreements
  16. Schedule 5: FORMS OF SIGNATURE BOX
  17. IREGULATED CONSUMER CREDIT AGREEMENTS
  18. IIREGULATED CONSUMER HIRE AGREEMENTS
  19. IIIAgreements Under Which a Separate Form of Consent is Required
  20. Schedule 6PRESCRIBED TERMS FOR THE PURPOSES OF SECTIONS 61(1)(a) AND 127(3) OF THE CONSUMER CREDIT ACT 1974
  21. Schedule 7: PROVISIONS RELATING TO DISCLOSURE OF THE APR
  22. 1Assumptions about running-account credit
  23. 1APermissible tolerances in disclosure of the APR
  24. 2Tolerance where repayments are nearly equal
  25. 3Tolerance where interval between relevant date and first repayment is greater than interval between repayments
  26. 4Tolerance where Consumer credit tables do not exactly apply Repealed
  27. 5Tolerance where period rate of charge is charged Repealed
  28. Schedule 8: REGULATED MODIFYING AGREEMENTS
  29. IINFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER CREDIT AGREEMENTS
  30. IIINFORMATION TO BE CONTAINED IN DOCUMENTS EMBODYING REGULATED MODIFYING AGREEMENTS VARYING OR SUPPLEMENTING EARLIER HIRE AGREEMENTS
  31. Explanatory note