Paragraph 10 Excluded disposable capitalI1

a property which is the main or only dwelling occupied by the party;

the household furniture and effects of the main or only dwelling occupied by the party;

articles of personal clothing;

any vehicle, the sale of which would leave the party, or their partner, without motor transport;

tools and implements of trade, including vehicles used for business purposes;

the capital value of the party’s or their partner’s business, where the party or their partner is self-employed;

the capital value of any funds or other assets held in trust, where the party or their partner is a beneficiary without entitlement to advances of any trust capital;

a jobseeker’s back to work bonus;

a payment made as a result of a determination of unfair dismissal by a court or tribunal, or by way of settlement of a claim for unfair dismissal;

any compensation paid as a result of a determination of medical negligence or in respect of any personal injury by a court, or by way of settlement of a claim for medical negligence or personal injury;

the capital held in any personal or occupational pension scheme;

any cash value payable on surrender of a contract of insurance;

any capital payment made out of the Independent Living Funds;

any bereavement payment;

any capital insurance or endowment lump sum payments that have been paid as a result of illness, disability or death;

any student loan or student grant;

any payments under the criminal injuries compensation scheme.