Regulation 2 InterpretationI1

In these Regulations—

• “the 1986 Act” means the Building Societies Act 1986^f1;

• F1“the 2000 Act” means the Financial Services and Markets Act 2000;

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• “building society” means a building society incorporated (or deemed to be incorporated) under the 1986 Act;

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• F5“EEA institution” means an EEA firm of the kind mentioned in paragraph 5(b) of Schedule 3 to the 2000 Act which has permission under paragraph 15 of that Schedule (as a result of qualifying for authorisation under paragraph 12(1) of that Schedule) to accept deposits;

• “EEA State” means a State which is a Contracting Party of the Agreement on the European Economic Area signed at Oporto on 2nd May 1992^f2 as adjusted by the Protocol signed at Brussels on 17th March 1993^f3;

• F6“the FCA” means the Financial Conduct Authority;

• F7“Financial Services Compensation Scheme” means the Financial Services Compensation Scheme referred to in section 213(2) of the 2000 Act;

• “Electing Participants Regulations” means the Financial Services and Markets Act 2000 (Compensation Scheme: Electing Participants) Regulations 2001;

• “home State”, in relation to an EEA institution F8..., means the EEA State, or the country or territory, in which it is incorporated or under the law of which it is formed;

• F9“home State scheme” in relation to an EEA institution, means a scheme for the protection of depositors which is in force in the institution’s home State and in which the institution participates;

• “host State scheme”, in relation to a UK institution or building society, means a scheme for the protection of depositors which is in force in an EEA State other than the United Kingdom and in which the institution or society participates;

• “investment”, in relation to a building society or an Irish building society which, in accordance with F10the Electing Participants Regulations, is participating in the investor protection scheme, means a deposit with or a share in the society;

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• “Irish building society” means an EEA institution which is incorporated in or formed under the law of the Republic of Ireland and whose characteristics correspond as nearly as may be to those of a building society;

• “the PRA” means the Prudential Regulation Authority;

• F11“scheme manager” means a body corporate established in accordance with section 212(1) of the 2000 Act;

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• “supervisory authority”, in relation to an EEA State other than the United Kingdom or a country or territory outside the European Economic Area, means an authority in that State, country or territory which has regulatory functions in relation to the acceptance of deposits;

• F12“UK institution” means a body corporate or partnership incorporated or formed under the law of any part of the United Kingdom, and which has permission under Part IV of the 2000 Act to accept deposits;

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In these Regulations, unless the context otherwise requires, references to deposits include references to investments, and references to depositors or intending depositors shall be construed accordingly.