Regulation 22 Joint debt payment programmeI1
Scotland
Two debtors may apply together for a joint debt payment programme—
if each of the debtors is liable for a debt which the programme would provide for the payment of; and
Both debtors must consent to any application for approval of a joint debt payment programme; and a declaration by a money adviser under regulation 20(2)(b) must declare that both debtors have consented.
Unless the context otherwise requires, references in these Regulations to “debtor” F4(including to a debtor who is an “individual” or “individuals”) in relation to a joint debt payment programme are to be taken to be references to both debtors.
Annotations
Textual amendments
- F1
Reg. 22(1)(a) substituted (2.7.2013) by The Debt Arrangement Scheme (Scotland) Amendment Regulations 2013 (S.S.I. 2013/225), regs. 1(2), 10(a)
- F2
Reg. 22(1)(b) substituted (29.10.2018) by The Debt Arrangement Scheme (Scotland) Amendment Regulations 2018 (S.S.I. 2018/297), regs. 1, 10
- F3
Words in reg. 22(1)(b)(ii) inserted (4.11.2019) by The Debt Arrangement Scheme (Scotland) Amendment Regulations 2019 (S.S.I. 2019/315), regs. 1, 9(1)
- F4
Words in reg. 22(3) inserted (11.12.2014) by The Debt Arrangement Scheme (Scotland) Amendment Regulations 2014 (S.S.I. 2014/294), regs. 1(2), 12(2)