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Regulation 76 2012 cohort students with full entitlement

England and Wales

(1)

This regulation applies to a 2012 cohort student with full entitlement.

(2)

Subject to Chapter 4 of this Part and paragraph (5), where the student's household income exceeds £42,875 the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year other than the final year of a course that is not an intensive course is equal toX−Y where—

  • X is—

    1. (i)

      for a student in category A, F1£6,175;

    2. (ii)

      for a student in category B, F2£10,833;

    3. (iii)

      for a student in category C, F3£9,223;

    4. (iv)

      for a student in category D, F4£7,764;

  • Subject to paragraph (4), Y is £1 for every complete F5£7.10 by which the household income exceeds £42,875.

(3)

Subject to Chapter 4 of this Part and paragraph (5), where the student's household income exceeds £42,875, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year that is the final year of a course that is not an intensive course is equal toX−Y where—

  • X is—

    1. (i)

      for a student in category A, F6£5,673;

    2. (ii)

      for a student in category B, F7£9,866;

    3. (iii)

      for a student in category C, F8£8,018;

    4. (iv)

      for a student in category D, F9£7,218;

  • Subject to paragraph (4), Y is £1 for every complete F10£7.10 by which the household income exceeds £42,875.

(4)

Where the same household income is used to assess the amount of a statutory award for which two or more persons qualify, Y in paragraphs (2) and (3) must be divided by the number of such persons before being deducted from X.

(5)

Where the maximum amount of loan for living costs is calculated in accordance with paragraph (2) or (3) and is less than the minimum level for the academic year specified in regulation 105, the minimum level for the academic year is payable.

(6)

Subject to Chapter 4 of this Part, where the student's household income exceeds F11£42,737 but does not exceed £42,875, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year other than the final year of a course that is not an intensive course is—

(a)

for a student in category A, F12£6,175;

(b)

for a student in category B, F13£10,833;

(c)

for a student in category C, F14£9,223;

(d)

for a student in category D, F15£7,764.

(7)

Subject to Chapter 4 of this Part, where the student's household income exceeds F16£42,737 but does not exceed £42,875 the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year that is the final year of a course that is not an intensive course is—

(a)

for a student in category A, F17£5,673;

(b)

for a student in category B, F18£9,866;

(c)

for a student in category C, F19£8,018;

(d)

for a student in category D, F20£7,218.

(8)

Subject to Chapter 4 of this Part, where the student's household income is F21£42,737 or less, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year other than the final year of a course that is not an intensive course is equal toX−Y where—

  • X is—

    1. (i)

      for a student in category A, F22£6,175;

    2. (ii)

      for a student in category B, F23£10,833;

    3. (iii)

      for a student in category C, F24£9,223;

    4. (iv)

      for a student in category D, F25£7,764;

  • Y is the maintenance grant amount.

(9)

Subject to Chapter 4 of this Part, where the student's household income is F26£42,737 or less, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year that is the final year of a course that is not an intensive course is equal toX−Y where—

  • X is—

    1. (i)

      for a student in category A, F27£5,673;

    2. (ii)

      for a student in category B, F28£9,866;

    3. (iii)

      for a student in category C, F29£8,018;

    4. (iv)

      for a student in category D, F30£7,218;

  • Y is the maintenance grant amount.

(10)

In this regulation, the “maintenance grant amount” is

(a)

half the amount of the maintenance grant payable; or

(b)

where no maintenance grant is payable, nil.

Annotations

Textual amendments

F1

Sum in reg. 76(2)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F2

Sum in reg. 76(2)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F3

Sum in reg. 76(2)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F4

Sum in reg. 76(2)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F5

Sum in reg. 76(2) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F6

Sum in reg. 76(3)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F7

Sum in reg. 76(3)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F8

Sum in reg. 76(3)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F9

Sum in reg. 76(3)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F10

Sum in reg. 76(3) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F11

Sum in reg. 76(6) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))

F12

Sum in reg. 76(6)(a) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F13

Sum in reg. 76(6)(b) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F14

Sum in reg. 76(6)(c) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F15

Sum in reg. 76(6)(d) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F16

Sum in reg. 76(7) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))

F17

Sum in reg. 76(7)(a) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F18

Sum in reg. 76(7)(b) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F19

Sum in reg. 76(7)(c) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F20

Sum in reg. 76(7)(d) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F21

Sum in reg. 76(8) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))

F22

Sum in reg. 76(8)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F23

Sum in reg. 76(8)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F24

Sum in reg. 76(8)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F25

Sum in reg. 76(8)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F26

Sum in reg. 76(9) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))

F27

Sum in reg. 76(9)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F28

Sum in reg. 76(9)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F29

Sum in reg. 76(9)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.

F30

Sum in reg. 76(9)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.