Regulation 80 Students with reduced entitlement

England and Wales

(1)

Subject to Chapter 4 of this Part, the maximum amount of loan for living costs for which a student with reduced entitlement qualifies in respect of an academic year of a course other than the final year of a course that is not an intensive course is—

(a)

where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 38(4)(a)—

(i)

for a student in category A, F1£2,122;

(ii)

for a student in category B, F2£3,970;

(iii)

for a student in category C or D, F3£2,828.

(b)

where the student does not qualify for a grant for living and other costs in relation to the academic year because of F4regulation 38(6)—

(i)

for a student in category A, F5£2,461;

(ii)

for a student in category B, F6£4,607;

F7(iii)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(iv)

for a student in category D, F8£3,281.

(c)

where the student, other than a 2009 F9, 2012 or 2016 cohort student, applies for a loan for living costs and opts not to provide the information needed to calculate the household income F10, the amount is—

(i)

for a student in category A, F11£3,782;

(ii)

for a student in category B, F12£6,847;

(iii)

for a student in category C, F13£5,827;

(iv)

for a student in category D, F14£4,890.

F15...

(d)

where a 2009 cohort student applies for a loan for living costs and opts not to provide the information needed to calculate the household income F16, the amount is—

(i)

for a student in category A, F17£3,798;

(ii)

for a student in category B, F18£6,855;

(iii)

for a student in category C, F19£5,831;

(iv)

for a student in category D, F20£4,898.

F21...

(e)

where a 2012 student applies for a loan for living costs and opts not to provide the information needed to calculate the household income, the amount is—

(i)

for a student in category A, F22£4,013;

(ii)

for a student in category B, F23£7,041;

(iii)

for a student in category C, F24£5,998;

(iv)

for a student in category D, F25£5,050.

F26(f)

where a 2016 cohort student F27, other than an eligible care leaver, applies for a loan for living costs and opts not to provide the information needed to calculate the household income, the amount is—

(i)

for a student in category A, F28£4,013;

(ii)

for a student in category B, F29£7,039;

(iii)

for a student in category C, F30£5,996;

(iv)

for a student in category D, F31£5,048.

(2)

Subject to Chapter 4 of this Part, the maximum amount of loan for living costs for which a student with reduced entitlement qualifies in respect of an academic year that is the final year of a course that is not an intensive course is—

(a)

where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 38(4)(a)—

(i)

for a student in category A, F32£1,609;

(ii)

for a student in category B, F33£3,039;

(iii)

for a student in category C or D, F34£2,204;

(b)

where the student does not qualify for a grant for living and other costs in relation to the academic year because of F35regulation 38(6)—

(i)

for a student in category A, F36£1,869;

(ii)

for a student in category B, F37£3,523;

F38(iii)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(iv)

for a student in category D, F39£2,557;

(c)

where the student, other than a 2009 F40, 2012 or 2016 cohort student, applies for a loan for living costs and opts not to provide the information needed to calculate the household income F41, the amount is—

(i)

for a student in category A, F42£3,421;

(ii)

for a student in category B, F43£6,235;

(iii)

for a student in category C, F44£5,066;

(iv)

for a student in category D, F45£4,525.

F46...

(d)

where a 2009 cohort student applies for a loan for living costs and opts not to provide the information needed to calculate the household income F47, the amount is—

(i)

for a student in category A, F48£3,447;

(ii)

for a student in category B, F49£6,241;

(iii)

for a student in category C, F50£5,070;

(iv)

for a student in category D, F51£4,534.

F52...

(e)

where a 2012 F53... cohort student applies for a loan for living costs and opts not to provide the information needed to calculate the household income, the amount is—

(i)

for a student in category A, F54£3,687;

(ii)

for a student in category B, F55£6,413;

(iii)

for a student in category C, F56£5,212;

(iv)

for a student in category D, F57£4,694F58;

F59(f)

where a 2016 cohort student F60, other than an eligible care leaver, applies for a loan for living costs and opts not to provide the information needed to calculate the household income, the amount is—

(i)

for a student in category A, F61£3,687;

(ii)

for a student in category B, F62£6,413;

(iii)

for a student in category C, F63£5,210;

(iv)

for a student in category D, F64£4,693.

F65(3)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(4)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Annotations

Textual amendments

F1: Sum in reg. 80(1)(a)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F2: Sum in reg. 80(1)(a)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F3: Sum in reg. 80(1)(a)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F4: Words in reg. 80(1)(b) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(i)
F5: Sum in reg. 80(1)(b)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F6: Sum in reg. 80(1)(b)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F7: Reg. 80(1)(b)(iii) omitted (3.3.2017) by virtue of The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(2), 15(a)
F8: Sum in reg. 80(1)(b)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F9: Words in reg. 80(1)(c) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(ii)(aa)
F10: Words in reg. 80(1)(c) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(ii)(bb)
F11: Sum in reg. 80(1)(c)(i) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F12: Sum in reg. 80(1)(c)(ii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F13: Sum in reg. 80(1)(c)(iii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F14: Sum in reg. 80(1)(c)(iv) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F15: Words in reg. 80(1)(c) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(ii)(cc)
F16: Words in reg. 80(1)(d) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(iii)(aa)
F17: Sum in reg. 80(1)(d)(i) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F18: Sum in reg. 80(1)(d)(ii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F19: Sum in reg. 80(1)(d)(iii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F20: Sum in reg. 80(1)(d)(iv) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F21: Words in reg. 80(1)(d) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(iii)(bb)
F22: Sum in reg. 80(1)(e)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F23: Sum in reg. 80(1)(e)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F24: Sum in reg. 80(1)(e)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F25: Sum in reg. 80(1)(e)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F26: Reg. 80(1)(f) inserted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(a)(iv)
F27: Words in reg. 80(1)(f) inserted (with application in accordance with reg. 2(2)(b)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(b)(4), 8(3)(a)
F28: Sum in reg. 80(1)(f)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F29: Sum in reg. 80(1)(f)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F30: Sum in reg. 80(1)(f)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F31: Sum in reg. 80(1)(f)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F32: Sum in reg. 80(2)(a)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F33: Sum in reg. 80(2)(a)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F34: Sum in reg. 80(2)(a)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F35: Words in reg. 80(2)(b) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(i)
F36: Sum in reg. 80(2)(b)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F37: Sum in reg. 80(2)(b)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F38: Reg. 80(2)(b)(iii) omitted (3.3.2017) by virtue of The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(2), 15(b)(i)
F39: Sum in reg. 80(2)(b)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F40: Words in reg. 80(2)(c) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(ii)(aa)
F41: Words in reg. 80(2)(c) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(ii)(bb)
F42: Sum in reg. 80(2)(c)(i) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F43: Sum in reg. 80(2)(c)(ii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F44: Sum in reg. 80(2)(c)(iii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F45: Sum in reg. 80(2)(c)(iv) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F46: Words in reg. 80(2)(c) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(ii)(cc)
F47: Words in reg. 80(2)(d) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(iii)(aa)
F48: Sum in reg. 80(2)(d)(i) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F49: Sum in reg. 80(2)(d)(ii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F50: Sum in reg. 80(2)(d)(iii) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F51: Sum in reg. 80(2)(d)(iv) substituted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), reg. 1(b), Sch. 2 (with reg. 2(2)(c)(4))
F52: Words in reg. 80(2)(d) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(b)(iii)(bb)
F53: Words in reg. 80(2)(e) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(3), 15(b)(ii)
F54: Sum in reg. 80(2)(e)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F55: Sum in reg. 80(2)(e)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F56: Sum in reg. 80(2)(e)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F57: Sum in reg. 80(2)(e)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F58: Semi-colon in reg. 80(2)(e)(iv) substituted for full-stop (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(3), 15(b)(iii)
F59: Reg. 80(2)(f) inserted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(3), 15(b)(iv)
F60: Words in reg. 80(2)(f) inserted (with application in accordance with reg. 2(2)(b)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(b)(4), 8(3)(b)
F61: Sum in reg. 80(2)(f)(i) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F62: Sum in reg. 80(2)(f)(ii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F63: Sum in reg. 80(2)(f)(iii) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F64: Sum in reg. 80(2)(f)(iv) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F65: Reg. 80(3)(4) omitted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by virtue of The Education (Student Support) (Amendment) Regulations 2015 (S.I. 2015/1951), regs. 1(3)(a), 35(c)