Regulation 56 Amount of maintenance loan: full-time students who qualify for special support paymentF1
England and Wales
Where a full-time student qualifies for a special support payment under regulation 50, the amount of maintenance loan payable to the student is calculated in accordance with paragraph (2).
The amount of maintenance loan payable is calculated by applying the following steps—
Step 1
Identify the amount of—
maintenance grant payable to the student under regulation 46, and
base grant payable to the student under regulation 45.
Step 2
Identify the amount of base grant and maintenance grant to be treated as a special support payment under regulation 50.
Step 3
Identify the applicable amount of living support for the student by reference to Table 8, where—
Column 1 specifies the academic year in relation to which the amounts of living support in Column 3 apply;
Column 2 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
Column 3 specifies the applicable amounts of living support for the corresponding entries in Columns 1 and 2.
F2Table 8
Column 1 Academic year | Column 2 Location of student | Column 3 Applicable amount of living support for special support student |
|---|---|---|
| Beginning on or after 1 September 2018 but before 1 September 2019 | Living at home | £7,650 |
| Living away from home, studying in London | £11,250 | |
| Living away from home, studying elsewhere | £9,000 | |
| Beginning on or after 1 September 2019 but before 1 September 2020 | Living at home | £7,840 |
| Living away from home, studying in London | £11,530 | |
| Living away from home, studying elsewhere | £9,225 | |
| Beginning on or after 1 September 2020 but before 1 September 2021 | Living at home | £8,335 |
| Living away from home, studying in London | £12,260 | |
| Living away from home, studying elsewhere | £9,810 | |
| Beginning on or after 1 September 2021 F3but before 1 September 2022 | Living at home | £8,790 |
| Living away from home, studying in London | £12,930 | |
| Living away from home, studying elsewhere | £10,350 | |
| F4Beginning on or after 1 September 2022 F5but before 1 September 2023 | Living at home | £9,095 |
| Living away from home, studying in London | £13,375 | |
| Living away from home, studying elsewhere | £10,710 | |
| F6Beginning on or after 1 September 2023 F7but before 1 September 2024 | Living at home | £9,950 |
| Living away from home, studying in London | £14,635 | |
| Living away from home, studying elsewhere | £11,720 | |
| F8Beginning on or after 1 September 2024 F9but before 1 September 2025 | Living at home | £10,315 |
| Living away from home, studying in London | £15,170 | |
| Living away from home, studying elsewhere | £12,150 | |
| F10Beginning on or after 1 September 2025 F11but before 1 September 2026 | Living at home | £10,480 |
| Living away from home, studying in London | £15,415 | |
| Living away from home, studying elsewhere | £12,345 | |
| F12Beginning on or after 1 September 2026 | Living at home | £11,850 |
| Living away from home, studying in London | £17,675 | |
| Living away from home, studying elsewhere | £14,045 |
Step 4
Whichever is the greater of—
the amount identified at Step 3, or
the amounts of grant identified at Step 1 plus the minimum amount of maintenance loan payable to the student as specified by reference to Table 8A,
is the maximum amount of living support available to the student.
Step 5
Calculate the notional maximum amount of maintenance loan by deducting the amount of special support payment identified at Step 2 from the maximum amount of living support identified at Step 4.
Step 6
Deduct the amount of any maintenance grant payable to the student that is not treated as special support payment from the notional maximum amount of maintenance loan calculated at Step 5.
The result is the amount of maintenance loan payable to the student.
In Table 8A—
Column 1 specifies the academic year in relation to which the minimum amounts of maintenance loan in Column 3 apply;
Column 2 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
Column 3 specifies the minimum amounts of maintenance loan payable for the corresponding entries in Columns 1 and 2.
F13Table 8A
Column 1 Academic year | Column 2 Location of student | Column 3 Minimum amount of maintenance loan payable |
|---|---|---|
| Beginning on or after 1 September 2018 but before 1 September 2019 | Living at home | £3,325 |
| Living away from home, studying in London | £5,125 | |
| Living away from home, studying elsewhere | £4,000 | |
| Beginning on or after 1 September 2019 but before 1 September 2020 | Living at home | £3,420 |
| Living away from home, studying in London | £5,265 | |
| Living away from home, studying elsewhere | £4,110 | |
| Beginning on or after 1 September 2020 but before 1 September 2021 | Living at home | £3,665 |
| Living away from home, studying in London | £5,630 | |
| Living away from home, studying elsewhere | £4,405 | |
| Beginning on or after 1 September 2021 F14but before 1 September 2022 | Living at home | £3,895 |
| Living away from home, studying in London | £5,965 | |
| Living away from home, studying elsewhere | £4,675 | |
| F15Beginning on or after 1 September 2022 F16but before 1 September 2023 | Living at home | £4,045 |
| Living away from home, studying in London | £6,185 | |
| Living away from home, studying elsewhere | £4,855 | |
| F17Beginning on or after 1 September 2023 F18but before 1 September 2024 | Living at home | £4,475 |
| Living away from home, studying in London | £6,815 | |
| Living away from home, studying elsewhere | £5,360 | |
| F19Beginning on or after 1 September 2024 F20but before 1 September 2025 | Living at home | £4,655 |
| Living away from home, studying in London | £7,085 | |
| Living away from home, studying elsewhere | £5,575 | |
| F21Beginning on or after 1 September 2025 F22but before 1 September 2026 | Living at home | £4,740 |
| Living away from home, studying in London | £7,205 | |
| Living away from home, studying elsewhere | £5,670 | |
| F23Beginning on or after 1 September 2026 | Living at home | £4,830 |
| Living away from home, studying in London | £7,350 | |
| Living away from home, studying elsewhere | £5,785 |
In this regulation, “living support” is the collective term for special support payment, maintenance grant and maintenance loan.
Annotations
Textual amendments
- F1
Reg. 56 substituted (1.8.2018) by The Education (Student Support) (Wales) (Amendment) Regulations 2018 (S.I. 2018/813), regs. 1(2), 4
- F2
Reg. 56 Table 8 substituted (with application in accordance with reg. 1(2) of the amending S.I.) by The Education (Student Support) (Miscellaneous Amendments) (Wales) Regulations 2021 (S.I. 2021/73), regs. 1(2), 28(a)
- F3
Words in reg. 56 Table 8 inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 43(a)(i)
- F4
Words in reg. 56 Table 8 inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 43(a)(ii)
- F5
Words in reg. 56 Table 8 inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 49(a)(i) (with reg. 2)
- F6
Words in reg. 56 Table 8 inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 49(a)(ii) (with reg. 2)
- F7
Words in reg. 56 Table 8 inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 23(a)(i)
- F8
Words in reg. 56 Table 8 inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 23(a)(ii)
- F9
Words in reg. 56 Table 8 inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 23(a)(i) (with reg. 2)
- F10
Words in reg. 56 Table 8 inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 23(a)(ii) (with reg. 2)
- F11
Words in reg. 56(2) Table 8 inserted (with application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 36(a)(i)
- F12
Words in reg. 56(2) Table 8 inserted (12.2.2026 with application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 36(a)(ii)
- F13
Reg. 56 Table 8A substituted (with application in accordance with reg. 1(2) of the amending S.I.) by The Education (Student Support) (Miscellaneous Amendments) (Wales) Regulations 2021 (S.I. 2021/73), regs. 1(2), 28(b)
- F14
Words in reg. 56 Table 8A inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 43(b)(i)
- F15
Words in reg. 56 Table 8A inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 43(b)(ii)
- F16
Words in reg. 56 Table 8A inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 49(b)(i) (with reg. 2)
- F17
Words in reg. 56 Table 8A inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 49(b)(ii) (with reg. 2)
- F18
Words in reg. 56 Table 8A inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 23(b)(i)
- F19
Words in reg. 56 Table 8A inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 23(b)(ii)
- F20
Words in reg. 56 Table 8A inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 23(b)(i) (with reg. 2)
- F21
Words in reg. 56 Table 8A inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 23(b)(ii) (with reg. 2)
- F22
Words in reg. 56(3) Table 8A inserted (12.2.2026 ith application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 36(b)(i)
- F23
Words in reg. 56(3) Table 8A inserted (12.2.2026 with application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 36(b)(ii)
Notes on Part 8
Textual amendments
- F1
Reg. 58A inserted (1.8.2018) by The Education (Student Support) (Wales) (Amendment) Regulations 2018 (S.I. 2018/813), regs. 1(2), 6