Regulation 2 InterpretationI1
United Kingdom
In these Regulations—
“the 1981 Order” means the Road Traffic (Northern Ireland) Order 1981f1;
“the 1988 Act” means the Road Traffic Act 1988f2;
“accident” means an accident on a road or other public place in the United Kingdom caused by, or arising out of, the use of any insured vehicle;
“entitled party” means any person who is—
“insured person” means a person insured under a policy of insurance satisfying the conditions set out in paragraph (3) of this regulation;
“vehicle” means any motor vehicle intended for travel on land and propelled by mechanical power, but not running on rails, and any trailer whether or not coupled, which is normally based (within the meaning of paragraph (2) of this regulation) in the United Kingdom.
The territory in which a vehicle is normally based is—
the territory of the State of which the vehicle bears a registration plate; or
in cases where no registration is required for the type of vehicle, but the vehicle bears an insurance plate or a distinguishing sign analogous to a registration plate, the territory of the State in which the insurance plate or the sign is issued; or
in cases where neither registration plate nor insurance plate nor distinguishing sign is required for the type of vehicle, the territory of the State in which the keeper of the vehicle is permanently resident.
For the purposes of these Regulations, a vehicle is insured if there is in force in relation to the use of that vehicle on a road or other public place in the United Kingdom by the insured person a policy of insurance (including a covering note) which fulfils the requirements of section 145 of the 1988 Actf4 or article 92 of the 1981 Orderf5.
Annotations
Textual amendments
- F1
Words in reg. 2(1) inserted (31.12.2020) by The Motor Vehicles (Compulsory Insurance and Rights Against Insurers) (Amendment) (EU Exit) Regulations 2020 (S.I. 2020/945), regs. 1(3), 3
Commencement
Footnotes
- f1
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S.I. 1981/154 (NI 1).
- f2
- f3
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Directive 2000/26/EC was added to Annex IX of the European Economic Area Agreement by Decision No. 4/2001 of the European Economic Area Joint Committee which came into force on 1st September 2001 (OJ No. L66, 8/3/2001, p. 46).
- f4
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Section 145, the relevant amending instruments are S.I. 1992/3036, 2000/726 and 2001/3649.
- f5
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Article 92, the relevant amending instruments are SR 1989/84, 1993/57 and 2000/331