OpenLegislation

Paragraph 6

Changes not yet applied. Later legislation changes this provision in ways not yet written into the text below:

F1(1)

The credit reference agency—

(a)

is carrying on in the United Kingdom F2... a business comprising the furnishing of information relevant to the financial standing of individuals, being information collected by the agency for that purpose;

(b)

maintains appropriate procedures—

(i)

to ensure that an independent person can investigate and audit the measures maintained by the agency for the purposes of ensuring the security of any protected information disclosed to that agency; and

F3(ii)

for the purposes of ensuring that it complies with its F4obligations under the data protection legislation (as defined in section 3 of the Data Protection Act 2018);

(c)

has not been found guilty of an offence under—

(i)

F5section 1112 (false statements: basic offence) or section 1112A (false statements: aggravated offence) of the Companies Act 2006 or section 2 of the Fraud Act 2006 M1 (fraud by false representation); F6...

(ii)

section 47 (failure to comply with enforcement notice) of the Data Protection Act 1998 in circumstances where it has used the protected information for purposes other than those described in sub-paragraphs (a) to (e) of paragraph 7 below F7; or

(iii)

section 144 of the Data Protection Act 2018 (false statements made in response to an information notice) or section 148 of that Act (destroying or falsifying information and documents etc) F8or section 148C of that Act (false statements made in response to interview notices);

F9(d)

has not been given a penalty notice under section 155 of the Data Protection Act 2018 in circumstances described in paragraph (c)(ii), other than a penalty notice that has been cancelled.

F10(2)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Annotations

Textual amendments

F1

Sch. 2 para. 6 renumbered as Sch. 2 para. 6(1) (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 340(2) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F2

Words in Sch. 2 para. 6(1)(a) omitted (31.12.2020) by virtue of The Companies, Limited Liability Partnerships and Partnerships (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/348), reg. 2, Sch. 2 para. 8(b)(i) (with Sch. 4 para. 5) (as amended by S.I. 2020/523, regs. 1(2), 20); 2020 c. 1, Sch. 5 para. 1(1)

F3

Sch. 2 para. 6(1)(b)(ii) substituted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 340(3) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F4

Words in Sch. 2 para. 6(1)(b)(ii) substituted (31.12.2020) by The Companies, Limited Liability Partnerships and Partnerships (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/348), reg. 2, Sch. 2 para. 8(b)(ii) (with Sch. 4 para. 5) (as amended by S.I. 2020/523, regs. 1(2), 20); 2020 c. 1, Sch. 5 para. 1(1)

F5

Words in Sch. 2 para. 6(c)(i) substituted (21.3.2024) by The Economic Crime and Corporate Transparency Act 2023 (Consequential, Supplementary and Incidental Provisions) Regulations 2024 (S.I. 2024/410), reg. 1(2), Sch. 2 para. 4(7)(b)

F6

Word in Sch. 2 para. 6(1)(c)(i) omitted (25.5.2018) by virtue of Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 340(4)(a) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F7

Sch. 2 para. 6(1)(c)(iii) and word inserted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 340(4)(b) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F8

Words in Sch. 2 para. 6(1)(c)(iii) inserted (5.2.2026) by The Data (Use and Access) Act 2025 (Consequential and Other Amendments) Regulations 2025 (S.I. 2025/1331), regs. 2(2), 11; S.I. 2026/82, reg. 2(s)

F9

Sch. 2 para. 6(1)(d) inserted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 340(5) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F10

Sch. 2 para. 6(2) omitted (31.12.2020) by virtue of The Companies, Limited Liability Partnerships and Partnerships (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/348), reg. 2, Sch. 2 para. 8(b)(iii) (with Sch. 4 para. 5) (as amended by S.I. 2020/523, regs. 1(2), 20); 2020 c. 1, Sch. 5 para. 1(1)

Marginal citations

M1

2006 c.35.