Regulation 46 InsuranceI1

the insurance charge exceeds the amount payable by the pub-owning business in respect of premiums for insurance in respect of the premises under the insurance policy and, if so, the amount of that excess; and

the pub-owning business, or any group undertaking^f1 in relation to the pub-owning business, receives, or expects to receive, any commission or rebate in connection with that policy.

provide to the tenant full details of that policy, including the cover which is provided, the charges payable and any contributions towards a claim which the tenant is required to make;

provide to the tenant any additional information required to allow the tenant to compare the policy with other suitable, comparable policies which may be available; and

where the tied pub tenant notifies the pub-owning business that it has identified a suitable and comparable alternative policy (the “tenant’s alternative policy”), consider that policy.

at least 21 days before the day on which the policy has effect; or

if earlier, at least 21 days before the day on which the pub-owning business enters into the insurance.

purchase the tenant’s alternative policy; or

agree, in writing, that any difference between the insurance charge and the alternative insurance charge is not payable by the tenant.