OpenLegislation

Paragraph 6

Changes not yet applied. Later legislation changes this provision in ways not yet written into the text below:

The credit reference agency—

(a)

is carrying on in the United Kingdom F1... a business comprising the furnishing of information relevant to the financial standing of individuals, being information collected by the agency for that purpose;

(b)

maintains appropriate procedures—

(i)

to ensure that an independent person can investigate and audit the measures maintained by the agency for the purposes of ensuring the security of any information within section 790ZF(2) of the Act disclosed to that agency; and

F2(ii)

for the purposes of ensuring that it complies with its F3obligations under the data protection legislation (as defined in section 3 of the Data Protection Act 2018);

(c)

has not been found guilty of an offence under—

(i)

F4section 1112 (false statements: basic offence) or 1112A (false statements: aggravated offence) of the Act;

(ii)

section 2 of the Fraud Act 2006 M1 (fraud by false representation); F5...

(iii)

section 47 of the Data Protection Act 1998 (failure to comply with enforcement notice) in circumstances where it has used the information within section 790ZF(2) of the Act for purposes other than those described in sub-paragraphs (a) to (e) of paragraph 8;

F6(iv)

section 144 of the Data Protection Act 2018 (false statements made in response to an information notice); F7...

(v)

section 148 of that Act (destroying or falsifying information and documents etc); F8or

(vi)

section 148C of that Act (false statements made in response to interview notices);

F9(d)

has not been given a penalty notice under section 155 of the Data Protection Act 2018 in circumstances described in sub-paragraph (c)(iii), other than a penalty notice that has been cancelled.

Annotations

Textual amendments

F1

Words in Sch. 4 para. 6(a) omitted (31.12.2020) by virtue of The Companies, Limited Liability Partnerships and Partnerships (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/348), reg. 2, Sch. 2 para. 14(b)(i) (with Sch. 4 para. 5) (as amended by S.I. 2020/523, regs. 1(2), 20); 2020 c. 1, Sch. 5 para. 1(1)

F2

Sch. 4 para. 6(b)(ii) substituted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 400(2) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F3

Words in Sch. 4 para. 6(b)(ii) substituted (31.12.2020) by The Companies, Limited Liability Partnerships and Partnerships (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/348), reg. 2, Sch. 2 para. 14(b)(ii) (with Sch. 4 para. 5) (as amended by S.I. 2020/523, regs. 1(2), 20); 2020 c. 1, Sch. 5 para. 1(1)

F4

Words in Sch. 4 para. 6(c) substituted (21.3.2024) by The Economic Crime and Corporate Transparency Act 2023 (Consequential, Supplementary and Incidental Provisions) Regulations 2024 (S.I. 2024/410), reg. 1(2), Sch. 2 para. 7(4)(a)

F5

Word in Sch. 4 para. 6(c)(ii) omitted (25.5.2018) by virtue of Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 400(3)(a) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F6

Sch. 4 para. 6(c)(iv)(v) inserted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 400(3)(b) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

F7

Word in Sch. 4 para. 6(c) omitted (5.2.2026) by virtue of The Data (Use and Access) Act 2025 (Consequential and Other Amendments) Regulations 2025 (S.I. 2025/1331), regs. 2(2), 17(a); S.I. 2026/82, reg. 2(s)

F8

Sch. 4 para. 6(c)(vi) and word inserted (5.2.2026) by The Data (Use and Access) Act 2025 (Consequential and Other Amendments) Regulations 2025 (S.I. 2025/1331), regs. 2(2), 17(b); S.I. 2026/82, reg. 2(s)

F9

Sch. 4 para. 6(d) inserted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 400(4) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g)

Marginal citations

M1

2006 c.35.

Notes on Schedule 4

Modifications

C1

Sch. 4 applied (E.W.S.) (6.4.2016) by The Limited Liability Partnerships (Register of People with Significant Control) Regulations 2016 (S.I. 2016/340), regs. 1(3), 4, Sch. 2 para. 4 (as amended (26.6.2017) by S.I. 2017/693, regs. 2, 31 (with Sch. Pt. 2); and (18.11.2025) by S.I. 2025/1033, regs. 1(3)(d), 11(4) (with regs. 12-16); S.I. 2025/1118, reg. 2(1)(i))

Notes on Part 2

Modifications

C1

Sch. 4 Pts. 2-3 applied (with modifications) (18.11.2025) by S.I. 2016/340, Sch. 2 para. 5 (as inserted by The Limited Liability Partnerships (Application and Modification of Company Law) Regulations 2025 (S.I. 2025/1033), regs. 1(3)(d), 11(5) (with regs. 12-16); S.I. 2025/1118, reg. 2(1)(i))