Regulation 145 Amount of the fee loan - courses beginning on or after 1st September 2012F1

England and Wales

(1)

The amount of a fee loan in respect of an academic year of a designated part-time course must not exceed the lesser of—

(a)

the fees payable by the student in connection with that year; and

(b)

the maximum amount.

(2)

For the purposes of this regulation, the “maximum amount” means-

(a)

F2£7,335 where the current part-time course is provided by or on behalf of F3an approved (fee cap) provider or a publicly funded institution F4or the current part-time course is a course for the initial training of teachers provided by an accredited institution which is an unregistered provider F5, unless sub-paragraph (d) applies;

(F6b)

F7£4,760, where the current part-time course is provided by

(F8i)

an approved provider in England (other than on behalf of an approved (fee cap) provider or a publicly funded institution);

(ii)

an unregistered provider or a private institution on behalf of an approved provider;

(iii)

an unregistered provider in England (other than on behalf of an approved or an approved (fee cap) provider) where the course began before 1st August 2019; or

(iv)

a private institution in Scotland, Northern Ireland or Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution);

and the provider of the course does not have a high level quality rating in a case specified in paragraph (i), (ii) or (iv), or did not have a high level quality rating in the academic year starting before 1st August 2019 in a case specified in paragraph (iii) F9, unless sub-paragraph (e) applies;

(F10c)

F11£4,890, where the current part-time course is provided by

(F12i)

an approved provider in England (other than on behalf of an approved (fee cap) provider or a publicly funded institution);

(ii)

an unregistered provider or a private institution on behalf of an approved provider;

(iii)

an unregistered provider in England (other than on behalf of an approved or an approved (fee cap) provider) where the course began before 1st August 2019; or

(iv)

a private institution in Scotland, Northern Ireland or Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution);

and the provider of the course has a high level quality rating in a case specified in paragraph (i), (ii) or (iv), or had a high level quality rating in the academic year starting before 1st August 2019 in a case specified in paragraph (iii)F13, unless sub-paragraph (f) applies;

(d)

£4,315 where—

(i)

the current part-time course is provided by or on behalf of an approved (fee cap) provider or a publicly funded institution, and

(ii)

the academic year in respect of which the person is applying for support—

(aa)

begins on or after 1st August 2025, and

(bb)

is a lower-fee foundation year;

(e)

£2,800 where—

(i)

the current part-time course is provided by—

(aa)

an approved provider in England (other than on behalf of an approved (fee cap) provider or a publicly funded institution),

(bb)

an unregistered provider or a private institution on behalf of an approved provider, or

(cc)

a private institution in Scotland, Northern Ireland or Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution),

and the provider of the course does not have a high level quality rating, and

(ii)

the academic year in respect of which the person is applying for support—

(aa)

begins on or after 1st August 2025, and

(bb)

is a lower-fee foundation year;

(f)

£2,875 where—

(i)

the current part-time course is provided by—

(aa)

an approved provider in England (other than on behalf of an approved (fee cap) provider or a publicly funded institution),

(bb)

an unregistered provider or a private institution on behalf of an approved provider, or

(cc)

a private institution in Scotland, Northern Ireland or Wales (other than on behalf of an approved (fee cap) provider or a publicly funded institution),

and the provider of the course has a high level quality rating, and

(ii)

the academic year in respect of which the person is applying for support—

(aa)

begins on or after 1st August 2025, and

(bb)

is a lower-fee foundation year.

(3)

If a student's status as an eligible part-time student is transferred from one designated part-time course to another under regulation F14139A and the circumstances in paragraph (4) apply, the student may apply to the Secretary of State to borrow an additional amount by way of a fee loan in respect of the academic year of the course to which that student transfers.

(4)

The circumstances are—

(a)

the fees payable in respect of the academic year of the course to which the student transfers exceed the fees payable in respect of the academic year of the course from which the student is transferring; and

(b)

the academic year of the course to which the student transfers does not begin on a later date than the academic year of the course from which the student is transferring.

(5)

If a student's status as an eligible part-time student is transferred from one designated part-time course to another under these Regulations and the circumstances in paragraph (6) apply, the student may apply to the Secretary of State for another fee loan in respect of the academic year of the course to which the student transfers.

(6)

The circumstances are that the academic year of the course to which the current system student transfers begins on a later date than the academic year of the course from which that student is transferring.

(7)

Where paragraph (3) applies, the maximum additional amount that the student may borrow in respect of the academic year to which that student transfers, provided that the student qualifies for a fee loan in respect of that year, is determined by deducting the amount of any fee loan the student has taken out under these Regulations in respect of the academic year from which the student is transferring from the lesser of—

(a)

the amount specified in paragraph (2) applicable in the student's case; and

(b)

the fees payable by the student in respect of the academic year to which the student is transferring.

(8)

Where paragraph (5) applies, the maximum amount of fee loan that a student may borrow in respect of the academic year to which that student transfers provided that the student qualifies for a fee loan in respect of that year is the lesser of—

(a)

the amount specified in paragraph (2) applicable in the student's case; and

(b)

the fees payable by the student in connection with that year.

(9)

Where a student has applied for a fee loan of less than the maximum amount available in relation to an academic year, that student may apply to borrow an additional amount which when added to the amount already applied for does not exceed the relevant maximum applicable in that student's case.

(10)

If a student's status as an eligible part-time student is transferred from one course to another under regulation F15139A and the circumstances in paragraph (11) apply, the student may apply to the Secretary of State to reduce the amount of fee loan borrowed in respect of the remainder of the academic year.

(11)

The circumstances are—

(a)

the fees payable in respect of the academic year of the course to which the eligible part-time student transfers are lower than the fees payable in respect of the academic year of the course from which the student is transferring;

(b)

the academic year of the course to which the eligible part-time student transfers does not begin on a later date than the academic year of the course from which the student is transferring.

(12)

For the purposes of paragraph (11), the “remainder of the academic year” means the period of the academic year in respect of which the academic authority has not made a request to the Secretary of State for payment of the fee loan or fee loan instalment.

(13)

A student may apply to the Secretary of State to reduce the amount of fee loan for which the student has applied in respect of a period of the academic year for which the academic authority has not made a request to the Secretary of State for payment of the fee loan or fee loan instalment under regulation 155.

Annotations

Textual amendments

F1: Pt. 11A heading and ss. 140A, 140B inserted (with application in accordance with reg. 1(2)(b) of the amending S.I.) by The Education (Student Support) (Amendment) (No. 3) Regulations 2018 (S.I. 2018/472), regs. 1(2)(a), 16
F2: Sum in reg. 145(2)(a) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F3: Words in reg. 145(2)(a) inserted (with application in accordance with reg. 1(2)(5) of the amending S.I.) by The Education (Student Fees, Awards and Support etc.) (Amendment) Regulations 2019 (S.I. 2019/142), regs. 1(1), 27(2)(i)
F4: Words in reg. 145(2)(a) inserted (with application in accordance with reg. 1(2)(5) of the amending S.I.) by The Education (Student Fees, Awards and Support etc.) (Amendment) Regulations 2019 (S.I. 2019/142), regs. 1(1), 27(2)(ii)
F5: Words in reg. 145(2)(a) inserted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), regs. 1(b), 4(3)(a) (with reg. 2(2)(a)(4))
F6: Reg. 145(2)(b) substituted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(3), 21(a)
F7: Sum in reg. 145(2)(b) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F8: Reg. 145(2)(b)(i)-(iv) and words substituted for words in reg. 145(2)(b) (with application in accordance with reg. 1(2)(5) of the amending S.I.) by The Education (Student Fees, Awards and Support etc.) (Amendment) Regulations 2019 (S.I. 2019/142), regs. 1(1), 27(3)
F9: Words in reg. 145(2)(b) inserted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), regs. 1(b), 4(3)(b) (with reg. 2(2)(a)(4))
F10: Reg. 145(2)(c) inserted (with application in accordance with reg. 1(3)(b) of the amending S.I.) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2017 (S.I. 2017/114), regs. 1(3), 21(b)
F11: Sum in reg. 145(2)(c) substituted (with application in accordance with reg. 2(2)(c)(4) of the amending S.I.) by The Education (Student Fees, Awards, Support and Loan Repayments) (Amendment) Regulations 2026 (S.I. 2026/130), regs. 1(2), 2(2)(c)(4), Sch.
F12: Reg. 145(2)(c)(i)-(iv) and words substituted for words in reg. 145(2)(c) (with application in accordance with reg. 1(2)(5) of the amending S.I.) by The Education (Student Fees, Awards and Support etc.) (Amendment) Regulations 2019 (S.I. 2019/142), regs. 1(1), 27(4)
F13: Reg. 145(2)(d)-(f) and words inserted (6.3.2025) by The Education (Student Fees, Awards and Support) (Amendment) Regulations 2025 (S.I. 2025/162), regs. 1(b), 4(3)(c) (with reg. 2(2)(a)(4))
F14: Word in reg. 145(3) substituted (with application in accordance with reg. 1(2)(b) of the amending S.I.) by The Education (Student Support) (Amendment) (No. 3) Regulations 2018 (S.I. 2018/472), regs. 1(2)(a), 19
F15: Word in reg. 145(10) substituted (with application in accordance with reg. 1(2)(b) of the amending S.I.) by The Education (Student Support) (Amendment) (No. 3) Regulations 2018 (S.I. 2018/472), regs. 1(2)(a), 19

Notes on Part 11A

Textual amendments

F2: Word in Pt. 11A heading substituted (26.11.2020) by The Education (Student Fees, Awards and Support etc.) (Amendment) (No. 3) Regulations 2020 (S.I. 2020/1203), regs. 1(2), 4(4)(a)