Regulation 55 Amount of maintenance loan: full-time students
England and Wales
Where an eligible student's present course is a full-time course (a “full-time student”), the amount of maintenance loan payable to the student is calculated as follows— Maximum amount of maintenance loan available to the student in respect of an academic year. Minus Amount of maintenance grant payable to the student under regulation 46.
Table 7 sets out the maximum amounts of maintenance loan available in respect of a full-time student where—
Column 1 specifies the academic year in relation to which the amounts of maintenance loan specified in Column 4 apply;
Column 2 specifies the category of student to whom the maximum amounts in Column 4 apply;
Column 3 specifies the location in which the student is living (see paragraph 3 of Schedule 1);
Column 4 specifies the maximum amount of loan available in respect of the corresponding entries in Columns 1, 2 and 3.
For the purposes of this regulation the categories of student are—
Category 1
F1An eligible student undertaking an academic year of a designated course, who is not a Category 2 student.
Category 2
F2An eligible student undertaking an academic year of a sandwich course during which the periods of full-time study undertaken by the student are in aggregate less than 10 weeks (unless it is a year to which regulation 44(2) applies).
This regulation is subject to regulation 56.
F3Table 7
| Column 1Academic year | Column 2Category of student | Column 3Location of student | Column 4Maximum amount of maintenance loan available to full-time student |
|---|---|---|---|
| Beginning on or after 1 September 2018 but before 1 September 2019 | Category 1 | Living at home | £6,650 |
| Living away from home, studying in London | £10,250 | ||
| Living away from home, studying elsewhere | £8,000 | ||
| Category 2 | Living at home | £3,325 | |
Living away from home, studying in London | £5,125 | ||
Living away from home, studying elsewhere | £4,000 | ||
| Beginning on or after 1 September 2019 but before 1 September 2020 | Category 1 | Living at home | £6,840 |
Living away from home, studying in London | £10,530 | ||
Living away from home, studying elsewhere | £8,225 | ||
| Category 2 | Living at home | £3,420 | |
Living away from home, studying in London | £5,265 | ||
Living away from home, studying elsewher | £4,110 | ||
| Beginning on or after 1 September 2020 but before 1 September 2021 | Category 1 | Living at home | £7,335 |
Living away from home, studying in London | £11,260 | ||
Living away from home, studying elsewhere | £8,810 | ||
| Category 2 | Living at home | £3,665 | |
Living away from home, studying in London | £5,630 | ||
Living away from home, studying elsewhere | £4,405 | ||
| Beginning on or after 1 September 2021 F4but before 1 September 2022 | Category 1 | Living at home | £7,790 |
Living away from home, studying in London | £11,930 | ||
Living away from home, studying elsewhere | £9,350 | ||
| Category 2 | Living at home | £3,895 | |
Living away from home, studying in London | £5,965 | ||
Living away from home, studying elsewhere | £4,675 | ||
| F5Beginning on or after 1 September 2022 F6but before 1 September 2023 | Category 1 | Living at home | £8,095 |
| Living away from home, studying in London | £12,375 | ||
| Living away from home, studying elsewhere | £9,710 | ||
| Category 2 | Living at home | £4,045 | |
| Living away from home, studying in London | £6,185 | ||
| Living away from home, studying elsewhere | £4,855 | ||
| F7Beginning on or after 1 September 2023 F8but before 1 September 2024 | Category 1 | Living at home | £8,950 |
| Living away from home, studying in London | £13,635 | ||
| Living away from home, studying elsewhere | £10,720 | ||
| Category 2 | Living at home | £4,475 | |
| Living away from home, studying in London | £6,815 | ||
| Living away from home, studying elsewhere | £5,360 | ||
| F9Beginning on or after 1 September 2024 F10but before 1 September 2025 | Category 1 | Living at home | £9,315 |
| Living away from home, studying in London | £14,170 | ||
| Living away from home, studying elsewhere | £11,150 | ||
| Category 2 | Living at home | £4,655 | |
| Living away from home, studying in London | £7,085 | ||
| Living away from home, studying elsewhere | £5,575 | ||
| F11Beginning on or after 1 September 2025 F12but before 1 September 2026 | Category 1 | Living at home | £9,480 |
| Living away from home, studying in London | £14,415 | ||
| Living away from home, studying elsewhere | £11,345 | ||
| Category 2 | Living at home | £4,740 | |
| Living away from home, studying in London | £7,205 | ||
| Living away from home, studying elsewhere | £5,670 | ||
| F13Beginning on or after 1 September 2026 | Category 1 | Living at home | £9,665 |
| Living away from home, studying in London | £14,700 | ||
| Living away from home, studying elsewhere | £11,570 | ||
| Category 2 | Living at home | £4,830 | |
| Living away from home, studying in London | £7,350 | ||
| Living away from home, studying elsewhere | £5,785 |
Annotations
Textual amendments
- F1
Words in reg. 55(3) substituted (4.1.2024) by The Education (Student Finance) (Miscellaneous Amendments) (No. 3) (Wales) Regulations 2023 (S.I. 2023/1349), regs. 1(2), 53(a) (with reg. 2)
- F2
Words in reg. 55(3) substituted (4.1.2024) by The Education (Student Finance) (Miscellaneous Amendments) (No. 3) (Wales) Regulations 2023 (S.I. 2023/1349), regs. 1(2), 53(b) (with reg. 2)
- F3
Reg. 55 Table 7 substituted (with application in accordance with reg. 1(2) of the amending S.I.) by The Education (Student Support) (Miscellaneous Amendments) (Wales) Regulations 2021 (S.I. 2021/73), regs. 1(2), 27
- F4
Words in reg. 55 Table 7 inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 42(a)
- F5
Words in reg. 55 Table 7 inserted (with application in accordance with reg. 2 of the amending S.I.) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2022 (S.I. 2022/79), regs. 1(2), 42(b)
- F6
Words in reg. 55 Table 7 inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 48(a) (with reg. 2)
- F7
Words in reg. 55 Table 7 inserted (22.2.2023) by The Education (Student Finance) (Miscellaneous Amendments) (Wales) Regulations 2023 (S.I. 2023/87), regs. 1(2), 48(b) (with reg. 2)
- F8
Words in reg. 55 Table 7 inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 22(a)
- F9
Words in reg. 55 Table 7 inserted (with application in accordance with reg. 2(1)(a) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2024 (S.I. 2024/86), regs. 1(2), 22(b)
- F10
Words in reg. 55 Table 7 inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 22(a) (with reg. 2)
- F11
Words in reg. 55 Table 7 inserted (17.3.2025) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2025 (S.I. 2025/193), regs. 1(2), 22(b) (with reg. 2)
- F12
Words in reg. 55(4) Table 7 inserted (12.2.2026 with application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 35(a)
- F13
Words in reg. 55(4) Table 7 inserted (12.2.2026 with application in accordance with reg. 2(1)(b) of the amending S.I.) by The Education (Student Finance) (Amounts) (Miscellaneous Amendments) (Wales) Regulations 2026 (W.S.I. 2026/11), regs. 1(2), 35(b)
Notes on Part 8
Textual amendments
- F1
Reg. 58A inserted (1.8.2018) by The Education (Student Support) (Wales) (Amendment) Regulations 2018 (S.I. 2018/813), regs. 1(2), 6