Paragraph 8
United Kingdom
A contract falls within this paragraph if it relates only to a risk which is situated outside the United Kingdom.
The question of whether a risk is situated in the United Kingdom shall be determined in accordance with F2the Table in sub-paragraph (3).
This is the Table referred to in sub-paragraph (2)—
| Where— | The risk is situated in— |
|---|---|
| the contract relates to a building, to some or all of the contents of a building or to a building and some or all of its contents | the country or territory in which the building is situated |
| the contract relates to vehicles of any type | the country or territory in which the vehicle is registered |
| the contract covers travel or holiday risks and has a duration of four months or less | the country or territory in which the policyholder entered into the contract |
| the contract does not fall within any of the previous entries and the policyholder is an individual | the country or territory in which the policyholder is habitually resident on the date on which the contract is entered into |
| the contract does not fall within any of the previous entries | the country or territory in which the establishment of the policyholder to which the contract relates is situated on the date on which the contract is entered into. |
For the purposes of the last entry in the Table, “establishment”, in relation to a policyholder (“P”), means—
P’s head office or any of P’s agencies or branches, or
any permanent presence of P (which need not take the form of a branch or agency and, for example, may consist of an office managed by P’s staff or by a person who is independent of P but who has permanent authority to act for P as if the person were an agency).
Annotations
Textual amendments
- F1
Sch. 7A para. 8(2) substituted (1.12.2001) by S.I. 2001/3649, art. 346(7)(a)
- F2
Words in Sch. 7A para. 8(2) substituted (24.2.2022 in relation to contracts of insurance entered into on or after that date) by Finance Act 2022 (c. 3), s. 73(2)(4)
- F3
Sch. 7A para. 8(3)(4) inserted (24.2.2022 in relation to contracts of insurance entered into on or after that date) by Finance Act 2022 (c. 3), s. 73(3)(4)
Notes on Schedule 7A
Textual amendments
- F1
Sch. 7A inserted (1.10.1994) by S.I. 1994/1698, art. 5
Notes on Part I
Textual amendments
- F1
Sch. 7A inserted (1.10.1994) by S.I. 1994/1698, art. 5