OpenLegislation

Consumer Credit Act 1974

1974 c. 39 · Enacted 31 July 1974 · Extends to United Kingdom

Not fully up to date. 5 changes made by later legislation have not yet been written into this text, which is revised to 30 September 2026.

See the changes not yet applied
ProvisionChangeMade by
s. 16(1)(ff)words repealedHousing Act 1996 Sch. 19 Pt. 14
s. 25(2A)(b) (ia)insertedFinancial Services Act 2010 Sch. 2 para. 36
s. 51A 51BinsertedFinancial Services Act 2010 s. 15(2)
s. 51AmodifiedFinancial Services Act 2010 s. 15(4)
Sch. 1words insertedFinancial Services Act 2010 s. 15(3)

An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.

[31st July 1974]C1C2I1C3C4C5C6C7

Annotations to the whole text

Modifications

C1

Act excluded by S.I. 1983/1553, reg. 2(7A) (as inserted by S.I. 1984/1600, reg. 2(e))

C2

Act excluded by S.I. 1989/869, arts. 2(1), 3(1), 4(1), 5, 6

C3

Act modified (12.10.1992) by Timeshare Act 1992 (c. 35), s. 12(5); S.I. 1992/1941, art. 2

C4

Act excluded (21.7.2008 with retrospective effect as stated in s. 8(2) of the amending Act) by Sale of Student Loans Act 2008 (c. 10), ss. 8(1), 14 (with s. 9(5))

C5

Act excluded (1.2.2011) by S.I. 1989/869, art. 5A (as inserted by S.I. 2010/1010, regs. 67A, 99(1) (with regs. 100, 101) (as inserted by The Consumer Credit (Amendment) Regulations 2010 (S.I. 2010/1969), reg. 21))

C6

Act: power to amend conferred (21.3.2012) by Energy Act 2011 (c. 16), ss. 30(1), 121(1); S.I. 2012/873, art. 2(a)(vi)

C7

Act applied (with modifications) (21.9.2015) by The Mortgage Credit Directive Order 2015 (S.I. 2015/910), art. 31(2) (with Pt. 4)

Commencement

I1

Act partly in force at Royal Assent see s. 192(1)(2)(3); Act wholly in force on 19.5.1985

Contents

  1. Part I: OFFICE OF FAIR TRADING
  2. 1General functions of OFT. Repealed
  3. 2Powers of Secretary of State. Repealed
  4. 3. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  5. 4Dissemination of information and advice. Repealed
  6. 5Annual and other reports. Repealed
  7. 6Form etc. of applications. Repealed
  8. 6ACharge on applicants for licences etc. Repealed
  9. 7Penalty for false information. Repealed
  10. Part II: Credit Agreements, Hire Agreements and Linked Transactions
  11. 8Consumer credit agreements.
  12. 9Meaning of credit.
  13. 10Running-account credit and fixed-sum credit.
  14. 11Restricted-use credit and unrestricted-use credit.
  15. 12Debtor-creditor supplier agreements.
  16. 13Debtor-creditor agreements.
  17. 14Credit-token agreements.
  18. 15Consumer hire agreements.
  19. 16Exempt agreements. Repealed
  20. 16AExemption relating to high net worth debtors and hirers Repealed
  21. 16BExemption relating to businesses Repealed
  22. 16CExemption relating to investment properties Repealed
  23. 17Small agreements.
  24. 18Multiple agreements.
  25. 19Linked transactions.
  26. 20Total charge for credit
  27. Part III: Licensing of Credit and Hire Businesses
  28. Licensing principles Repealed
  29. 21Businesses needing a licence. Repealed
  30. 22Standard and group licences. Repealed
  31. 23Authorisation of specific activities. Repealed
  32. 24Control of name of business. Repealed
  33. 24AApplications for standard licences Repealed
  34. 25Licensee to be a fit person. Repealed
  35. 25AGuidance on fitness test Repealed
  36. 26Conduct of business Repealed
  37. Issue of licences Repealed
  38. 27Determination of applications. Repealed
  39. 27AConsumer credit EEA firms Repealed
  40. 28Exclusion from group licence. Repealed
  41. Charges for indefinite licences Repealed
  42. 28ACharges to be paid by licensees etc. before end of payment periods Repealed
  43. 28BExtension of period to pay charge under s. 28A Repealed
  44. 28CFailure to pay charge under s. 28A Repealed
  45. Renewal, variation, suspension and revocation of licences Repealed
  46. 29Renewal. Repealed
  47. 30Variation by request. Repealed
  48. 31Compulsory variation. Repealed
  49. 32...revocation. Repealed
  50. 32APower to suspend licence Repealed
  51. 32BDuration of suspension Repealed
  52. 33Application to end suspension. Repealed
  53. Further powers of OFT to regulate conduct of licensees etc. Repealed
  54. 33APower of OFT to impose requirements on licensees Repealed
  55. 33BPower of OFT to impose requirements on supervisory bodies Repealed
  56. 33CSupplementary provision relating to requirements Repealed
  57. 33DProcedure in relation to requirements Repealed
  58. 33EGuidance on requirements Repealed
  59. Miscellaneous Repealed
  60. 34Representations to OFT. Repealed
  61. 34ZARepresentations to OFT: suspension under section 32A Repealed
  62. 34AWinding-up of standard licensee's business Repealed
  63. 35The register. Repealed
  64. 36Duty to notify changes. Repealed
  65. 36AFurther duties to notify changes etc. Repealed
  66. 36BPower of OFT to require information generally Repealed
  67. 36CPower of OFT to require access to premises Repealed
  68. 36DEntry to premises under warrant Repealed
  69. 36EFailure to comply with information requirement Repealed
  70. 36FOfficers of enforcement authorities other than OFT Repealed
  71. 37Death, bankruptcy etc. of licensee. Repealed
  72. 38Application of s. 37 to Scotland and Northern Ireland. Repealed
  73. 39Offences against Part III. Repealed
  74. 39APower of OFT to impose civil penalties Repealed
  75. 39BFurther provision relating to civil penalties Repealed
  76. 39CStatement of policy in relation to civil penalties Repealed
  77. 40Enforcement of agreements made by unlicensed trader. Repealed
  78. Appeals Repealed
  79. 40AThe Consumer Credit Appeals Tribunal Repealed
  80. 41Appeals to First-tier Tribunal under Part III. Repealed
  81. 41ZATribunal Procedure Rules: suspension of OFT determinations Repealed
  82. 41ZBDisposal of appeals Repealed
  83. 41AAppeals from the Consumer Credit Appeals Tribunal Repealed
  84. 42. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  85. Part IV: Seeking Business
  86. ...
  87. 43Advertisements to which Part IV applies. Repealed
  88. 44Form and content of advertisements. Repealed
  89. 45Prohibition of advertisement where goods etc. not sold for cash. Repealed
  90. 46False or misleading advertisements. Repealed
  91. 47Advertising infringements. Repealed
  92. Canvassing etc.
  93. 48Definition of canvassing off trade premises (regulated agreements).
  94. 49Prohibition of canvassing debtor-creditor agreements off trade premises.
  95. 50Circulars to minors.
  96. 51Prohibition of unsolicited credit-tokens. Repealed
  97. 51ARestrictions on provision of credit card cheques Not yet in force
  98. ...Section 51A: exemption for business Not yet in force
  99. ...
  100. 52Quotations. Repealed
  101. 53Duty to display information. Repealed
  102. 54Conduct of business regulations. Repealed
  103. Part V: Entry into Credit or Hire Agreements
  104. Preliminary matters
  105. 55Disclosure of information.
  106. 55APre-contractual explanations etc Repealed
  107. 55BAssessment of creditworthiness Repealed
  108. 55CCopy of draft consumer credit agreement
  109. 56Antecedent negotiations.
  110. 57Withdrawal from prospective agreement.
  111. 58Opportunity for withdrawal from prospective land mortgage.
  112. 59Agreement to enter future agreement void.
  113. Making the agreement
  114. 60Form and content of agreements.
  115. 61Signing of agreement.
  116. 61ADuty to supply copy of executed consumer credit agreement
  117. 61BDuty to supply copy of overdraft agreement
  118. 62Duty to supply copy of unexecuted agreement : excluded agreements.
  119. 63Duty to supply copy of executed agreement : excluded agreements.
  120. 64Duty to give notice of cancellation rights.
  121. 65Consequences of improper execution.
  122. 66Acceptance of credit-tokens.
  123. Withdrawal from certain agreements
  124. 66AWithdrawal from consumer credit agreement
  125. Cancellation of certain agreements within cooling-off period
  126. 67Cancellable agreements.
  127. 68Cooling-off period.
  128. 69Notice of cancellation.
  129. 70Cancellation: recovery of money paid by debtor or hirer.
  130. 71Cancellation: repayment of credit.
  131. 72Cancellation: return of goods.
  132. 73Cancellation: goods given in part-exchange.
  133. Exclusion of certain agreements from Part V
  134. 74Exclusion of certain agreements from Part V.
  135. Part VA: CURRENT ACCOUNT OVERDRAFTS Repealed
  136. 74AInformation to be provided on a current account agreement Repealed
  137. 74BInformation to be provided on significant overdrawing without prior arrangement Repealed
  138. Part VI: Matters Arising During Currency of Credit or Hire Agreements
  139. 75Liability of creditor for breaches by supplier.
  140. 75AFurther provision for liability of creditor for breaches by supplier
  141. 76Duty to give notice before taking certain action.
  142. 77Duty to give information to debtor under fixed-sum credit agreement.
  143. 77AStatements to be provided in relation to fixed-sum credit agreements
  144. 77BFixed-sum credit agreement: statement of account to be provided on request
  145. 78Duty to give information to debtor under running-account credit agreement.
  146. 78ADuty to give information to debtor on change of rate of interest
  147. 79Duty to give hirer information.
  148. 80Debtor or hirer to give information about goods.
  149. 81Appropriation of payments. Repealed
  150. 82Variation of agreements.
  151. 82AAssignment of rights Repealed
  152. 83Liability for misuse of credit facilities.
  153. 84Misuse of credit-tokens.
  154. 85Duty on issue of new credit-tokens.
  155. 86Death of debtor or hirer.
  156. Information sheets
  157. 86AFCA to prepare information sheets on arrears and default
  158. Sums in arrears and default sums
  159. 86BNotice of sums in arrears under fixed-sum credit agreements etc.
  160. 86CNotice of sums in arrears under running-account credit agreements
  161. 86DFailure to give notice of sums in arrears
  162. 86ENotice of default sums
  163. 86FInterest on default sums
  164. Part VII: Default and Termination
  165. Default notices
  166. 87Need for default notice.
  167. 88Contents and effect of default notice.
  168. 89Compliance with default notice.
  169. Further restriction of remedies for default
  170. 90Retaking of protected hire-purchase etc. goods.
  171. 91Consequences of breach of s. 90.
  172. 92Recovery of possession of goods or land.
  173. 93Interest not to be increased on default.
  174. 93ASummary diligence not competent in Scotland.
  175. Early payment by debtor
  176. 94Right to complete payments ahead of time.
  177. 95Rebate on early settlement.
  178. 95ACompensatory amount
  179. 95BCompensatory amount: green deal finance
  180. 96Effect on linked transactions.
  181. 97Duty to give information.
  182. 97ADuty to give information on partial repayment
  183. Termination of agreements
  184. 98Duty to give notice of termination (non-default cases).
  185. 98ATermination etc of open-end consumer credit agreements
  186. 99Right to terminate hire-purchase etc. agreements.
  187. 100Liability of debtor on termination of hire-purchase etc. agreement.
  188. 101Right to terminate hire agreement.
  189. 102Agency for receiving notice of rescission.
  190. 103Termination statements.
  191. 104Goods not to be treated as subject to landlord’s hypothec in Scotland.
  192. Part VIII: Security
  193. General
  194. 105Form and content of securities.
  195. 106Ineffective securities.
  196. 107Duty to give information to surety under fixed-sum credit agreement.
  197. 108Duty to give information to surety under running-account credit agreement.
  198. 109Duty to give information to surety under consumer hire agreement.
  199. 110Duty to give information to debtor or hirer.
  200. 111Duty to give surety copy of default etc. notice.
  201. 112Realisation of securities. Repealed
  202. 113Act not to be evaded by use of security.
  203. Pledges
  204. 114Pawn-receipts.
  205. 115Penalty for failure to supply copies of pledge agreement, etc. Repealed
  206. 116Redemption period.
  207. 117Redemption procedure.
  208. 118Loss etc. of pawn-receipt.
  209. 119Unreasonable refusal to deliver pawn.
  210. 120Consequence of failure to redeem.
  211. 121Realisation of pawn.
  212. 122Order in Scotland to deliver pawn.
  213. Negotiable instruments
  214. 123Restrictions on taking and negotiating instruments.
  215. 124Consequences of breach of s. 123.
  216. 125Holders in due course.
  217. Land mortgages
  218. 126Enforcement of land mortgages.
  219. Part IX: Judicial Control
  220. Enforcement of certain regulated agreements and securities
  221. 127Enforcement orders in cases of infringement.
  222. 128Enforcement orders on death of debtor or hirer.
  223. Extension of time
  224. 129Time orders.
  225. 129ADebtor or hirer to give notice of intent etc. to creditor or owner
  226. 130Supplemental provisions about time orders.
  227. Interest
  228. 130AInterest payable on judgment debts etc.
  229. Protection of property pending proceedings
  230. 131Protection orders.
  231. Hire and hire-purchase etc. agreements
  232. 132Financial relief for hirer.
  233. 133Hire-purchase etc. agreements: special powers of court.
  234. 134Evidence of adverse detention in hire-purchase etc. cases.
  235. Supplemental provisions as to orders
  236. 135Power to impose conditions, or suspend operation of order.
  237. 136Power to vary agreements and securities.
  238. Extortionate credit bargains
  239. 137Extortionate credit bargains. Repealed
  240. 138When bargains are extortionate. Repealed
  241. 139Reopening of extortionate agreements. Repealed
  242. 140Interpretation of sections 137 to 139. Repealed
  243. Unfair relationships
  244. 140AUnfair relationships between creditors and debtors
  245. 140BPowers of court in relation to unfair relationships
  246. 140CInterpretation of ss. 140A and 140B
  247. 140DAdvice and information Repealed
  248. Miscellaneous
  249. 141Jurisdiction and parties.
  250. 142Power to declare rights of parties.
  251. Northern Ireland
  252. 143Jurisdiction of county court in Northern Ireland.
  253. 144Appeal from county court in Northern Ireland.
  254. Part X: Ancillary Credit Businesses
  255. Definitions
  256. 145Types of ancillary credit business.
  257. 146Exceptions from section 145. Repealed
  258. ...
  259. 147Application of Part III. Repealed
  260. 148Agreement for services of unlicensed trader. Repealed
  261. 149Regulated agreements made on introductions by unlicensed credit-broker. Repealed
  262. 150Appeals to Secretary of State against licensing decisions. Repealed
  263. Seeking business
  264. 151Advertisements. Repealed
  265. 152Application of sections 52 to 54 to credit brokerage etc. Repealed
  266. 153Definition of canvassing off trade premises (agreements for ancillary credit services).
  267. 154Prohibition of canvassing certain ancillary credit services off trade premises.
  268. 155Right to recover brokerage fees.
  269. ...
  270. 156Entry into agreements. Repealed
  271. Credit reference agencies
  272. 157Duty to disclose name etc. of agency.
  273. 158Duty of agency to disclose filed information.
  274. 159Correction of wrong information.
  275. 160Alternative procedure for business consumers.
  276. 160ACredit intermediaries Repealed
  277. Part XI: Enforcement of Act
  278. 161Enforcement authorities.
  279. 162Powers of entry and inspection. Repealed
  280. 163Compensation for loss. Repealed
  281. 164Power to make test purchases etc. Repealed
  282. 165Obstruction of authorised officers. Repealed
  283. 166Notification of convictions and judgments to FCA.
  284. 167Penalties.
  285. 168Defences.
  286. 169Offences by bodies corporate.
  287. 170No further sanctions for breach of Act.
  288. 171Onus of proof in various proceedings.
  289. 172Statements by creditor or owner to be binding.
  290. 173Contracting-out forbidden.
  291. Part XII: Supplemental
  292. 174Restrictions on disclosure of information. Repealed
  293. 174APowers to require provision of information or documents etc.
  294. 175Duty of persons deemed to be agents.
  295. 176Service of documents.
  296. 176AElectronic transmission of documents
  297. 177Saving for registered charges.
  298. 178Local Acts.
  299. Regulations, orders, etc.
  300. 179Power to prescribe form etc. of secondary documents.
  301. 180Power to prescribe form etc. of copies.
  302. 181Power to alter monetary limits etc.
  303. 182Regulations and orders.
  304. 183Determinations etc. by FCA .
  305. Interpretation
  306. 184Associates.
  307. 185Agreement with more than one debtor or hirer.
  308. 186Agreement with more than one creditor or owner.
  309. 187Arrangements between creditor and supplier.
  310. 187ADefinition of ‘default sum’
  311. 188Examples of use of new terminology.
  312. 189Definitions.
  313. 189AMeaning of “consumer credit EEA firm ” Repealed
  314. 189BGreen deal plans
  315. 189CSection 189B: supplementary provision
  316. 189DSection 189B: temporary provision
  317. 190Financial provisions.
  318. 191Special provisions as to Northern Ireland.
  319. 192Transitional and commencement provisions, amendments and repeals.
  320. 193Short title and extent.
  321. Schedule A1: The Consumer Credit Appeals Tribunal
  322. Part 1: Interpretation
  323. 1Paragraph 1
  324. Part 2: The Tribunal
  325. The President and the Deputy President
  326. 2Paragraph 2
  327. Panels
  328. 3Paragraph 3
  329. Terms of office etc.
  330. 4Paragraph 4
  331. Remuneration and allowances
  332. 5Paragraph 5
  333. Staff and costs
  334. 6Paragraph 6
  335. Part 3: Constitution of the Tribunal
  336. 7Paragraph 7
  337. Part 4: Tribunal powers and procedure
  338. Sittings
  339. 8Paragraph 8
  340. Evidence
  341. 9Paragraph 9
  342. Rules on procedure
  343. 10Paragraph 10
  344. Council on Tribunals
  345. 11. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  346. Disposal of appeals
  347. 12Paragraph 12
  348. Decisions of the Tribunal
  349. 13Paragraph 13
  350. Costs
  351. 14Paragraph 14
  352. 15Paragraph 15
  353. 16Paragraph 16
  354. Schedule 1Prosecution and Punishment of Offences
  355. Schedule 2: Examples of Use of New Terminology
  356. ILists of Terms
  357. IIPart II
  358. Schedule 2AMEANING OF “DEBTOR” IN RELATION TO GREEN DEAL AGREEMENTS
  359. Schedule 3Transitional and Commencement Provisions
  360. Part II of Act: Credit Agreements, Hire Agreements and Linked Transactions
  361. Regulated agreements
  362. 1Paragraph 1
  363. Linked transactions
  364. 2Paragraph 2
  365. 3Paragraph 3
  366. Total charge for credit
  367. 4Paragraph 4
  368. Part III of Act: Licensing of Credit and Hire Businesses
  369. ...
  370. 5Paragraph 5 Repealed
  371. ...
  372. 6Paragraph 6 Repealed
  373. ...
  374. 7Paragraph 7 Repealed
  375. Part IV of Act: Seeking Business
  376. Advertisements
  377. 8Paragraph 8
  378. Canvassing
  379. 9Paragraph 9
  380. Circulars to minors
  381. 10Paragraph 10
  382. ...
  383. 11Paragraph 11 Repealed
  384. Part V of Act: Entry into Credit or Hire Agreements
  385. Antecedent negotiations
  386. 12Paragraph 12
  387. General
  388. 13Paragraph 13
  389. 14Paragraph 14
  390. Part VI of Act: Matters Arising During Currency of Credit or Hire Agreements
  391. Liability of creditor for breaches by supplier
  392. 15Paragraph 15
  393. Duty to give notice
  394. 16Paragraph 16
  395. Duty to give information
  396. 17Paragraph 17
  397. Appropriation of payments
  398. 18Paragraph 18
  399. Variation of agreements
  400. 19Paragraph 19
  401. Misuse of credit facilities
  402. 20Paragraph 20
  403. Duty on issue of new credit-tokens
  404. 21Paragraph 21
  405. Death of debtor or hirer
  406. 22Paragraph 22
  407. Part VII of Act: Default and Termination
  408. Default notices
  409. 23Paragraph 23
  410. Retaking of goods and land
  411. 24Paragraph 24
  412. 25Paragraph 25
  413. Interest on default
  414. 26Paragraph 26
  415. Early payment by debtor
  416. 27Paragraph 27
  417. Termination of agreements
  418. 28Paragraph 28
  419. 29Paragraph 29
  420. 30Paragraph 30
  421. 31Paragraph 31
  422. 32Paragraph 32
  423. 33Paragraph 33
  424. 34Paragraph 34
  425. Old agreements
  426. 35Paragraph 35
  427. Part VIII of Act: Security
  428. General
  429. 36Paragraph 36
  430. 37Paragraph 37
  431. 38Paragraph 38
  432. Pledges
  433. 39Paragraph 39
  434. Negotiable instruments
  435. 40Paragraph 40
  436. Land mortgages
  437. 41Paragraph 41
  438. Part IX of Act: Judicial Control
  439. 42Paragraph 42
  440. 43Paragraph 43
  441. Part X of Act: Ancillary Credit Businesses
  442. ...
  443. 44Paragraph 44 Repealed
  444. ...
  445. 45Paragraph 45 Repealed
  446. ... Repealed
  447. 46Paragraph 46 Repealed
  448. Advertisements Repealed
  449. 47Paragraph 47 Repealed
  450. Credit Reference Agencies Repealed
  451. 48Paragraph 48 Repealed
  452. Part XII of Act: Supplemental
  453. Interpretation
  454. 49Paragraph 49
  455. 50Paragraph 50
  456. Schedule 4.: MINOR AND CONSEQUENTIAL AMENDMENTS
  457. Part I: UNITED KINGDOM
  458. Bills of Sale Act (1878) Amendment Act 1882
  459. 1Paragraph 1
  460. Factors Act 1889
  461. 2Paragraph 2
  462. 3, 4Paragraph 3, 4 Repealed
  463. Law of Distress Amendment Act 1908
  464. 5Paragraph 5
  465. Bankruptcy Act 1914
  466. 6Paragraph 6
  467. Compensation (Defence) Act 1939
  468. 7Paragraph 7
  469. 8Paragraph 8
  470. Liability for War Damage (Miscellaneous Provisions) Act 1939
  471. 9Paragraph 9
  472. 10Paragraph 10 Repealed
  473. Rag Flock and Other Filing Materials Act 1951
  474. 11Paragraph 11 Repealed
  475. Reserve and Auxiliary Forces (Protection of Civil Interest) Act 1951
  476. 12Paragraph 12
  477. 13Paragraph 13
  478. 14Paragraph 14
  479. Clean Air Act 1956
  480. 15Paragraph 15 Repealed
  481. 16Paragraph 16 Repealed
  482. Restrictive Trade Practices Act 1956
  483. 17Paragraph 17
  484. Housing Act 1957
  485. 18Paragraph 18
  486. County Courts Act 1959
  487. 19Paragraph 19 Repealed
  488. 20, 21Paragraph 20, 21 Repealed
  489. Hire Purchase Act 1964
  490. 22Paragraph 22
  491. Emergency Laws (Re-enactment and Repeals) Act 1964
  492. 23Paragraph 23
  493. Trading Stamps Act 1964
  494. 24Paragraph 24
  495. 25Paragraph 25
  496. 26Paragraph 26
  497. Housing (Scotland) Act 1966
  498. 27Paragraph 27 Repealed
  499. Trade Descriptions Act 1968
  500. 28Paragraph 28 Repealed
  501. 29Paragraph 29 Repealed
  502. Administration of Justice Act 1970
  503. 30Paragraph 30
  504. 31Paragraph 31
  505. Vehicles (Excise) Act 1971
  506. 32Paragraph 32 Repealed
  507. 33Paragraph 33 Repealed
  508. Counter-Inflation Act 1973
  509. 34Paragraph 34
  510. Supply of Goods (Implied Terms) Act 1973
  511. 35Paragraph 35
  512. 36Paragraph 36
  513. Fair Trading Act 1973
  514. 37Paragraph 37 Repealed
  515. Part II: NORTHERN IRELAND
  516. Irish Bankrupt and Insolvent Act 1857
  517. 38Paragraph 38 Repealed
  518. Bills of Sale (Ireland) Act (1879) Amendment Act 1883
  519. 39Paragraph 39
  520. Liability for War Damage (Miscellaneous Provisions) Act (Northern Ireland) 1939
  521. 40Paragraph 40
  522. 41, 42Paragraph 41, 42 Repealed
  523. Trading Stamps Act (Northern Ireland) 1965
  524. 43Paragraph 43
  525. 44Paragraph 44
  526. 45Paragraph 45
  527. 46, 47Paragraph 46, 47 Repealed
  528. 48Paragraph 48 Repealed
  529. Hire-Purchase Act (Northern Ireland) 1966
  530. 49Paragraph 49
  531. Vehicles (Excise) Act (Northern Ireland) 1972
  532. 50Paragraph 50 Repealed
  533. Miscellaneous Transferred Excise Duties Act (Northern Ireland) 1972
  534. 51Paragraph 51
  535. Schedule 5Repeals