OpenLegislation

Financial Services Act 2012

2012 c. 21 · Enacted 19 December 2012 · Extends to United Kingdom

Not fully up to date. 2 changes made by later legislation have not yet been written into this text, which is revised to 13 July 2026.

See the changes not yet applied
ProvisionChangeMade by
Actpower to apply conferred (temp.)Water Act 2014 s. 79(4)
Actpower to apply conferred (temp.)Water Act 2014 s. 81(10)
An Act to amend the Bank of England Act 1998, the Financial Services and Markets Act 2000 and the Banking Act 2009; to make other provision about financial services and markets; to make provision about the exercise of certain statutory functions relating to building societies, friendly societies and other mutual societies; to amend section 785 of the Companies Act 2006; to make provision enabling the Director of Savings to provide services to other public bodies; and for connected purposes.[19th December 2012]

Be it enacted by the Queen's most Excellent Majesty, by and with the advice and consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:—

Contents

  1. Part 1: Bank of England
  2. 1Deputy Governors
  3. 2The Bank's financial stability objective
  4. 3Oversight Committee
  5. 4Financial stability strategy and Financial Policy Committee
  6. 5Further amendments relating to Bank of England
  7. Part 2: Amendments of Financial Services and Markets Act 2000
  8. Financial Conduct Authority and Prudential Regulation Authority
  9. 6The new Regulators
  10. Regulated activities
  11. 7Extension of scope of regulation
  12. 8Orders under section 22 of FSMA 2000
  13. 9Designation of activities requiring prudential regulation by PRA
  14. Appointed representatives
  15. 10Appointed representatives
  16. Permission to carry on regulated activities
  17. 11Permission to carry on regulated activities
  18. Passporting
  19. 12Passporting: exercise of EEA rights and Treaty rights
  20. Performance of regulated activities
  21. 13Prohibition orders
  22. 14Approval for particular arrangements
  23. 15Further amendments relating to performance of regulated activities
  24. Official listing
  25. 16FCA to exercise functions under Part 6 of FSMA 2000
  26. 17Discontinuance or suspension at the request of the issuer: procedure
  27. 18Listing rules: disciplinary powers in relation to sponsors
  28. 19Primary information providers
  29. 20Penalties for breach of Part 6 rules
  30. 21Repeal of competition scrutiny power
  31. Control of business transfers
  32. 22Control of business transfers
  33. Hearings and appeals
  34. 23Proceedings before Tribunal
  35. Rules and guidance
  36. 24Rules and guidance
  37. Short selling
  38. 25Functions relating to short selling Repealed
  39. Control over authorised persons
  40. 26Control over authorised persons
  41. 27Powers of regulators in relation to parent undertakings
  42. Recognised investment exchanges and clearing houses
  43. 28Exemption for recognised investment exchanges and clearing houses
  44. 29Powers in relation to recognised investment exchanges and clearing houses
  45. 30Recognition requirements: power of FCA and Bank to make rules
  46. 31Additional power to direct UK clearing houses
  47. 32Recognised bodies: procedure for giving directions under s.296 etc
  48. 33Power to take disciplinary measures against recognised bodies
  49. 34Repeal of special competition regime
  50. 35Sections 28 to 34: minor and consequential amendments
  51. Suspension and removal of financial instruments from trading
  52. 36Suspension and removal of financial instruments from trading
  53. Discipline and enforcement
  54. 37Discipline and enforcement
  55. Financial Services Compensation Scheme
  56. 38The Financial Services Compensation Scheme
  57. Financial ombudsman service
  58. 39The financial ombudsman service
  59. Lloyd's
  60. 40Lloyd's
  61. Information
  62. 41Information, investigations, disclosure etc.
  63. Auditors and actuaries
  64. 42Auditors and actuaries
  65. Consumer protection and competition
  66. 43Provisions about consumer protection and competition
  67. Insolvency
  68. 44Insolvency
  69. Miscellaneous amendments of FSMA 2000
  70. 45The consumer financial education body Repealed
  71. 46Members of the professions
  72. 47International obligations
  73. 48Interpretation of FSMA 2000
  74. 49Parliamentary control of statutory instruments
  75. Part 3: Mutual societies
  76. Transfer of functions
  77. 50Mutual societies: power to transfer functions
  78. 51Further provision that may be included in orders under section 50
  79. 52Power to apply or disapply provision made by or under FSMA 2000
  80. 53Evidence
  81. 54Repeals in Part 21 of FSMA 2000
  82. Building societies: miscellaneous
  83. 55Building societies: creation of floating charges Repealed
  84. 56Power to direct transfer of building society's business
  85. Interpretation
  86. 57Interpretation of Part 3
  87. Part 4: Collaboration between Treasury and Bank of England, FCA or PRA
  88. 57ADuty of Bank to provide information required by Treasury
  89. 57BDuty of Bank to inform Treasury about resolution plans
  90. 58Duty of Bank to notify Treasury of possible need for public funds
  91. 59Duty of Bank to notify Treasury of changes
  92. 60Circumstances in which Treasury power of direction exercisable
  93. 61Treasury power of direction
  94. 62Directions under section 61: supplementary provisions
  95. 63Duty to lay direction etc before Parliament
  96. 64Duty of Treasury, Bank and PRA to co-ordinate discharge of functions
  97. 65Memorandum of understanding: resolution planning and crisis management
  98. 66Memorandum of understanding: international organisations
  99. 67Interpretation of Part 4
  100. Part 5: Inquiries and investigations
  101. Inquiries
  102. 68Cases in which Treasury may arrange independent inquiries
  103. 69Power to appoint person to hold an inquiry
  104. 70Powers of appointed person and procedure
  105. 71Conclusion of inquiry
  106. 72Obstruction and contempt
  107. Investigations
  108. 73Duty of FCA to investigate and report on possible regulatory failure
  109. 74Duty of PRA to investigate and report on possible regulatory failure
  110. 75Interpretation of section 74
  111. 76Modification of section 74 in relation to Lloyd's
  112. 76ADuty of Payment Systems Regulator to investigate and report on possible regulatory failure
  113. 77Power of Treasury to require regulator to undertake investigation
  114. 78Conduct of investigation
  115. 79Conclusion of investigation
  116. 80Statements of policy
  117. 81Publication of directions
  118. Publication of reports
  119. 82Publication of reports of inquiries and investigations
  120. Supplementary
  121. 83Interpretation and supplementary provision
  122. Part 6: Investigation of complaints against regulators
  123. 84Arrangements for the investigation of complaints
  124. 85Relevant functions in relation to complaints scheme
  125. 86Consultation in relation to, and publication of, complaints scheme
  126. 87Investigation of complaints
  127. 88Exemption from liability in damages
  128. Part 7: Offences relating to financial services
  129. 89Misleading statements
  130. 90Misleading impressions
  131. 91Misleading statements etc in relation to benchmarks
  132. 92Penalties
  133. 93Interpretation of Part 7
  134. 94Affirmative procedure for certain orders
  135. 95Consequential repeal
  136. Part 8: Amendments of Banking Act 2009
  137. Special resolution regime and bank administration
  138. 96Objectives and conditions
  139. 97Private sector purchasers
  140. 98Property transfer instruments: property held on trust
  141. 99Reports following exercise of a stabilisation power
  142. 100Groups
  143. 101Application to investment firms
  144. 102Application to UK clearing houses Repealed
  145. 103State aid Repealed
  146. Inter-bank payment systems
  147. 104Inter-bank payment systems
  148. 105International obligations
  149. Further amendments
  150. 106Amendments relating to new regulators
  151. Part 9: Miscellaneous
  152. Consumer credit
  153. 107Power to make further provision about regulation of consumer credit
  154. 108Suspension of licences under Part 3 of Consumer Credit Act 1974
  155. Penalties received by Financial Services Authority or Bank of England
  156. 109Payment to Treasury of penalties received by Financial Services Authority
  157. 110Payment to Treasury of penalties received by Bank of England
  158. Amendments of Companies Act 1989
  159. 111Amendments of Companies Act 1989
  160. Settlement systems
  161. 112Evidencing and transfer of title to securities without written instrument
  162. Director of Savings
  163. 113Provision of services by Director of Savings
  164. Part 10: General
  165. Further amendments and repeals
  166. 114Further minor and consequential amendments and repeals
  167. Orders
  168. 115Orders: general
  169. 116Orders: Parliamentary control
  170. Interpretation
  171. 117Interpretation
  172. Consequential and transitional provisions
  173. 118Power to make further consequential amendments etc
  174. 119Transitional provisions and savings
  175. Final provisions
  176. 120Financial provision
  177. 121Extent
  178. 122Commencement
  179. 123Short title
  180. Schedule 1: Bank of England Financial Policy Committee
  181. Part 1: Schedule to be inserted as Schedule 2A to Bank of England Act 1998
  182. Paragraph Not yet in force
  183. Part 2: Other amendments relating to Financial Policy Committee
  184. Bank of England Act 1998 (c. 11)
  185. 1Paragraph 1
  186. 2Paragraph 2
  187. 3Paragraph 3
  188. House of Commons Disqualification Act 1975 (c. 24)
  189. 4Paragraph 4
  190. Northern Ireland Assembly Disqualification Act 1975 (c. 25)
  191. 5Paragraph 5
  192. Schedule 2: Further amendments relating to Bank of England
  193. Court of directors
  194. 1Paragraph 1
  195. Monetary Policy Committee
  196. 2Paragraph 2
  197. Immunity
  198. 3Paragraph 3
  199. Changes in terminology
  200. 4Paragraph 4
  201. 5Paragraph 5
  202. 6Paragraph 6
  203. 7Paragraph 7
  204. Schedule 3: Financial Conduct Authority and Prudential Regulation Authority: Schedules to be substituted as Schedules 1ZA and 1ZB to FSMA 2000
  205. Paragraph
  206. Schedule 4: EEA passport rights and treaty rights
  207. Part 1: Amendments of Schedule 3 to FSMA 2000: EEA passport rights
  208. Introductory
  209. 1Paragraph 1
  210. Exercise of passport rights by EEA firms
  211. 2Paragraph 2
  212. 3Paragraph 3
  213. 4Paragraph 4
  214. 5Paragraph 5
  215. 6Paragraph 6
  216. 7Paragraph 7
  217. 8Paragraph 8
  218. Exercise of passport rights by UK firms
  219. 9Paragraph 9
  220. 10Paragraph 10
  221. 11Paragraph 11
  222. 12Paragraph 12
  223. 13Paragraph 13
  224. 14Paragraph 14
  225. 15Paragraph 15
  226. 16Paragraph 16
  227. 17Paragraph 17
  228. 18Paragraph 18
  229. 19Paragraph 19
  230. 20Paragraph 20
  231. 21Paragraph 21
  232. Part 2: Amendments of Schedule 4 to FSMA 2000: Treaty rights
  233. 22Paragraph 22
  234. 23Paragraph 23
  235. 24Paragraph 24
  236. 25Paragraph 25
  237. 26Paragraph 26
  238. Part 3: Amendments of sections 34 and 35 of FSMA 2000: EEA firms and Treaty firms
  239. 27Paragraph 27
  240. 28Paragraph 28
  241. Part 4: Amendments of Part 13 of FSMA 2000: Powers of intervention
  242. 29Paragraph 29
  243. 30Paragraph 30
  244. 31Paragraph 31
  245. 32Paragraph 32
  246. 33Paragraph 33
  247. 34Paragraph 34
  248. 35Paragraph 35
  249. 36Paragraph 36
  250. 37Paragraph 37
  251. 38Paragraph 38
  252. 39Paragraph 39
  253. 40Paragraph 40
  254. 41Paragraph 41
  255. 42Paragraph 42
  256. 43Paragraph 43
  257. Schedule 5: Performance of regulated activities
  258. 1Paragraph 1
  259. 2Paragraph 2
  260. 3Paragraph 3
  261. 4Paragraph 4
  262. 5Paragraph 5
  263. 6Paragraph 6
  264. 7Paragraph 7
  265. 8Paragraph 8
  266. 9Paragraph 9
  267. 10Paragraph 10
  268. 11Paragraph 11
  269. 12Paragraph 12
  270. 13Paragraph 13
  271. 14Paragraph 14
  272. 15Paragraph 15
  273. 16Paragraph 16
  274. 17Paragraph 17
  275. 18Paragraph 18
  276. Schedule 6: Control of business transfers
  277. 1Paragraph 1
  278. 2Paragraph 2
  279. 3Paragraph 3
  280. 4Paragraph 4
  281. 5Paragraph 5
  282. 6Paragraph 6
  283. 7Paragraph 7
  284. 8Paragraph 8
  285. 9Paragraph 9
  286. 10Paragraph 10
  287. 11Paragraph 11
  288. 12Paragraph 12
  289. 13Paragraph 13
  290. 14Paragraph 14
  291. 15Paragraph 15
  292. 16Paragraph 16
  293. 17Paragraph 17
  294. 18Paragraph 18
  295. 19Paragraph 19
  296. Schedule 7: Application of provisions of FSMA 2000 to Bank of England etc
  297. Paragraph
  298. Schedule 8: Sections 28 to 34: minor and consequential amendments
  299. 1Paragraph 1
  300. 2Paragraph 2
  301. 3Paragraph 3
  302. 4Paragraph 4
  303. 5Paragraph 5
  304. 6Paragraph 6
  305. 7Paragraph 7
  306. 8Paragraph 8
  307. 9Paragraph 9
  308. 10Paragraph 10
  309. 11Paragraph 11
  310. 12Paragraph 12
  311. 13Paragraph 13
  312. 14Paragraph 14
  313. 15Paragraph 15
  314. 16Paragraph 16
  315. 17Paragraph 17
  316. 18Paragraph 18
  317. 19Paragraph 19
  318. 20Paragraph 20
  319. 21Paragraph 21
  320. 22Paragraph 22
  321. 23Paragraph 23
  322. 24Paragraph 24
  323. 25Paragraph 25
  324. 26Paragraph 26
  325. 27Paragraph 27
  326. 28Paragraph 28
  327. 29Paragraph 29
  328. 30Paragraph 30
  329. 31Paragraph 31
  330. 32Paragraph 32
  331. 33Paragraph 33
  332. 34Paragraph 34
  333. 35Paragraph 35
  334. 36Paragraph 36
  335. 37Paragraph 37
  336. 38Paragraph 38
  337. 39Paragraph 39
  338. Schedule 9: Discipline and enforcement
  339. Part 1: Introductory
  340. 1Paragraph 1
  341. Part 2: Authorised persons acting without permission
  342. 2Paragraph 2
  343. 3Paragraph 3
  344. 4Paragraph 4
  345. 5Paragraph 5
  346. 6Paragraph 6
  347. 7Paragraph 7
  348. 8Paragraph 8
  349. Part 3: Market abuse
  350. 9Paragraph 9
  351. Part 4: Disciplinary measures
  352. 10Paragraph 10
  353. 11Paragraph 11
  354. 12Paragraph 12
  355. 13Paragraph 13
  356. 14Paragraph 14
  357. 15Paragraph 15
  358. 16Paragraph 16
  359. 17Paragraph 17
  360. 18Paragraph 18
  361. Part 5: Injunctions and restitution
  362. 19Paragraph 19
  363. 20Paragraph 20
  364. 21Paragraph 21
  365. 22Paragraph 22
  366. 23Paragraph 23
  367. 24Paragraph 24
  368. 25Paragraph 25
  369. Part 6: Notice procedures
  370. 26Paragraph 26
  371. 27Paragraph 27
  372. 28Paragraph 28
  373. 29Paragraph 29
  374. 30Paragraph 30
  375. 31Paragraph 31
  376. 32Paragraph 32
  377. 33Paragraph 33
  378. 34Paragraph 34
  379. 35Paragraph 35
  380. Part 7: Offences
  381. 36Paragraph 36
  382. 37Paragraph 37
  383. 38Paragraph 38
  384. 39Paragraph 39
  385. 40Paragraph 40
  386. Part 8: Co-operation
  387. 41Paragraph 41
  388. Schedule 10: The Financial Services Compensation Scheme
  389. 1Paragraph 1
  390. 2Paragraph 2
  391. 3Paragraph 3
  392. 4Paragraph 4
  393. 5Paragraph 5
  394. 6Paragraph 6
  395. 7Paragraph 7
  396. 8Paragraph 8
  397. 9Paragraph 9
  398. 10Paragraph 10
  399. 11Paragraph 11
  400. 12Paragraph 12
  401. 13Paragraph 13
  402. 14Paragraph 14
  403. 15Paragraph 15
  404. Schedule 11: The financial ombudsman service
  405. 1Paragraph 1
  406. 2Paragraph 2
  407. 3Paragraph 3
  408. 4Paragraph 4
  409. 5Paragraph 5
  410. 6Paragraph 6
  411. 7Paragraph 7
  412. 8Paragraph 8
  413. 9Paragraph 9
  414. 10Paragraph 10
  415. 11Paragraph 11
  416. 12Paragraph 12
  417. 13Paragraph 13
  418. 14Paragraph 14
  419. 15Paragraph 15
  420. 16Paragraph 16
  421. 17Paragraph 17
  422. 18Paragraph 18
  423. 19Paragraph 19
  424. 20Paragraph 20
  425. 21Paragraph 21
  426. 22Paragraph 22
  427. 23Paragraph 23
  428. 24Paragraph 24
  429. 25Paragraph 25
  430. 26Paragraph 26
  431. 27Paragraph 27
  432. 28Paragraph 28
  433. 29Paragraph 29
  434. 30Paragraph 30
  435. Schedule 12: Amendments of Parts 11 and 23 of FSMA 2000
  436. Part 1: Part 11 of FSMA 2000: information gathering and investigations
  437. 1Paragraph 1
  438. 2Paragraph 2
  439. 3Paragraph 3
  440. 4Paragraph 4
  441. 5Paragraph 5
  442. 6Paragraph 6
  443. 7Paragraph 7
  444. 8Paragraph 8
  445. 9Paragraph 9
  446. 10Paragraph 10
  447. 11Paragraph 11
  448. 12Paragraph 12
  449. 13Paragraph 13
  450. 14Paragraph 14
  451. 15Paragraph 15
  452. Part 2: Part 23 of FSMA 2000: public record, disclosure of information and co-operation
  453. 16Paragraph 16
  454. 17Paragraph 17
  455. 18Paragraph 18
  456. 19Paragraph 19
  457. 20Paragraph 20
  458. 21Paragraph 21
  459. 22Paragraph 22
  460. 23Paragraph 23
  461. 24Paragraph 24
  462. 25Paragraph 25
  463. Schedule 13: Auditors and actuaries
  464. 1Paragraph 1
  465. 2Paragraph 2
  466. 3Paragraph 3
  467. 4Paragraph 4
  468. 5Paragraph 5
  469. 6Paragraph 6
  470. 7Paragraph 7
  471. 8Paragraph 8
  472. Schedule 14: Amendments of Part 24 of FSMA 2000: insolvency
  473. 1Paragraph 1
  474. 2Paragraph 2
  475. 3Paragraph 3
  476. 4Paragraph 4
  477. 5Paragraph 5
  478. 6Paragraph 6
  479. 7Paragraph 7
  480. 8Paragraph 8
  481. 9Paragraph 9
  482. 10Paragraph 10
  483. 11Paragraph 11
  484. 12Paragraph 12
  485. 13Paragraph 13
  486. 14Paragraph 14
  487. 15Paragraph 15
  488. 16Paragraph 16
  489. 17Paragraph 17
  490. 18Paragraph 18
  491. 19Paragraph 19
  492. 20Paragraph 20
  493. 21Paragraph 21
  494. 22Paragraph 22
  495. 23Paragraph 23
  496. 24Paragraph 24
  497. Schedule 15: The consumer financial education body Repealed
  498. 1Paragraph 1 Repealed
  499. 2Paragraph 2 Repealed
  500. 3Paragraph 3 Repealed
  501. 4Paragraph 4 Repealed
  502. 5Paragraph 5 Repealed
  503. 6Paragraph 6 Repealed
  504. 7Paragraph 7 Repealed
  505. 8Paragraph 8 Repealed
  506. 9Paragraph 9 Repealed
  507. 10Paragraph 10 Repealed
  508. 11Paragraph 11 Repealed
  509. 12Paragraph 12 Repealed
  510. 13Paragraph 13 Repealed
  511. 14Paragraph 14 Repealed
  512. 15Paragraph 15 Repealed
  513. 16Paragraph 16 Repealed
  514. Schedule 16: Provision of financial services by members of the professions
  515. 1Paragraph 1
  516. 2Paragraph 2
  517. 3Paragraph 3
  518. 4Paragraph 4
  519. 5Paragraph 5
  520. 6Paragraph 6
  521. Schedule 17: Amendments of Banking Act 2009 related to Part 2 of this Act
  522. Part 1: Amendments of Part 1 of the Act
  523. 1Paragraph 1
  524. 2Paragraph 2
  525. 3Paragraph 3
  526. 4Paragraph 4
  527. 5Paragraph 5
  528. 6Paragraph 6
  529. 7Paragraph 7
  530. 8Paragraph 8
  531. 9Paragraph 9
  532. 10Paragraph 10
  533. 11Paragraph 11
  534. 12Paragraph 12
  535. 13Paragraph 13
  536. 14Paragraph 14
  537. 15Paragraph 15
  538. 16Paragraph 16
  539. 17Paragraph 17
  540. 18Paragraph 18
  541. 19Paragraph 19
  542. 20Paragraph 20
  543. 21Paragraph 21
  544. 22Paragraph 22
  545. 23Paragraph 23
  546. 24Paragraph 24
  547. 25Paragraph 25
  548. 26Paragraph 26
  549. 27Paragraph 27
  550. 28Paragraph 28
  551. Part 2: Amendments of Part 2 of the Act
  552. 29Paragraph 29
  553. 30Paragraph 30
  554. 31Paragraph 31
  555. 32Paragraph 32
  556. 33Paragraph 33
  557. 34Paragraph 34
  558. 35Paragraph 35
  559. 36Paragraph 36
  560. 37Paragraph 37
  561. 38Paragraph 38
  562. 39Paragraph 39
  563. 40Paragraph 40
  564. 41Paragraph 41
  565. 42Paragraph 42
  566. 43Paragraph 43
  567. 44Paragraph 44
  568. 45Paragraph 45
  569. Part 3: Amendments of Part 3 to the Act
  570. 46Paragraph 46
  571. 47Paragraph 47
  572. 48Paragraph 48
  573. 49Paragraph 49
  574. 50Paragraph 50
  575. 51Paragraph 51
  576. Part 4: Amendments of Parts 4 to 6 of the Act
  577. 52Paragraph 52
  578. 53Paragraph 53
  579. 54Paragraph 54
  580. 55Paragraph 55
  581. 56Paragraph 56
  582. 57Paragraph 57
  583. 58Paragraph 58
  584. 59Paragraph 59
  585. 60Paragraph 60
  586. 61Paragraph 61
  587. 62Paragraph 62
  588. Schedule 18: Further minor and consequential amendments
  589. Part 1: Amendments of FSMA 2000
  590. 1Paragraph 1
  591. 2Paragraph 2
  592. 3Paragraph 3
  593. 4Paragraph 4
  594. 5Paragraph 5
  595. 6Paragraph 6
  596. 7Paragraph 7
  597. 8Paragraph 8
  598. 9Paragraph 9
  599. 10Paragraph 10
  600. 11Paragraph 11
  601. 12Paragraph 12
  602. 13Paragraph 13
  603. 14Paragraph 14
  604. 15Paragraph 15
  605. 16Paragraph 16
  606. 17Paragraph 17
  607. 18Paragraph 18
  608. 19Paragraph 19
  609. 20Paragraph 20
  610. 21Paragraph 21
  611. 22Paragraph 22
  612. 23Paragraph 23
  613. 24Paragraph 24
  614. 25Paragraph 25
  615. 26Paragraph 26
  616. Part 2: Amendments of other Acts of Parliament
  617. Bankers' Books Evidence Act 1879 (c. 11)
  618. 27Paragraph 27
  619. Agricultural Credits Act 1928 (c. 43)
  620. 28Paragraph 28
  621. Agricultural Credits (Scotland) Act 1929 (19 & 20 Geo. 5 c. 13)
  622. 29Paragraph 29
  623. Fire Services Act 1947 (c. 41)
  624. 30Paragraph 30
  625. Reserve and Auxiliary Forces (Protection of Civil Interests) Act 1951 (c. 65)
  626. 31Paragraph 31
  627. Theft Act 1968 (c. 60)
  628. 32Paragraph 32
  629. Decimal Currency Act 1969 (c. 19)
  630. 33Paragraph 33
  631. Employers' Liability (Compulsory Insurance) Act 1969 (c. 57)
  632. 34Paragraph 34
  633. Superannuation Act 1972 (c. 11)
  634. 35Paragraph 35
  635. Employment Agencies Act 1973 (c. 35)
  636. 36Paragraph 36 Repealed
  637. Consumer Credit Act 1974 (c. 39)
  638. 37Paragraph 37
  639. Solicitors Act 1974 (c. 47)
  640. 38Paragraph 38
  641. House of Commons Disqualification Act 1975 (c. 24)
  642. 39Paragraph 39
  643. Northern Ireland Assembly Disqualification Act 1975 (c. 25)
  644. 40Paragraph 40
  645. Police Pensions Act 1976 (c. 35)
  646. 41Paragraph 41
  647. Judicial Pensions Act 1981 (c. 20)
  648. 42Paragraph 42
  649. Lloyd's Act 1982 (c. xiv)
  650. 43Paragraph 43
  651. Inheritance Tax Act 1984 (c. 51)
  652. 44Paragraph 44
  653. Companies Act 1985 (c. 6)
  654. 45Paragraph 45
  655. 46Paragraph 46
  656. 47Paragraph 47
  657. Trustee Savings Banks Act 1985 (c. 58)
  658. 48Paragraph 48
  659. Administration of Justice Act 1985 (c. 61)
  660. 49Paragraph 49
  661. Housing Act 1985 (c. 68)
  662. 50Paragraph 50
  663. Insolvency Act 1986 (c. 45)
  664. 51Paragraph 51
  665. 52Paragraph 52
  666. 53Paragraph 53
  667. 54Paragraph 54
  668. 55Paragraph 55
  669. Debtors (Scotland) Act 1987 (c. 18)
  670. 56Paragraph 56
  671. Housing (Scotland) Act 1987 (c. 26)
  672. 57Paragraph 57
  673. Income and Corporation Taxes Act 1988 (c. 1)
  674. 58Paragraph 58
  675. Access to Medical Reports Act 1988 (c. 28)
  676. 59Paragraph 59
  677. Road Traffic Act 1988 (c. 52)
  678. 60Paragraph 60
  679. Water Act 1989 (c. 15)
  680. 61Paragraph 61
  681. Companies Act 1989 (c. 40)
  682. 62Paragraph 62
  683. 63Paragraph 63
  684. 64Paragraph 64
  685. 65Paragraph 65
  686. 66Paragraph 66
  687. 67Paragraph 67
  688. 68Paragraph 68
  689. 69Paragraph 69
  690. 70Paragraph 70
  691. 71Paragraph 71
  692. Water Industry Act 1991 (c. 56)
  693. 72Paragraph 72
  694. Water Resources Act 1991 (c. 57)
  695. 73Paragraph 73
  696. Social Security Administration Act 1992 (c. 5)
  697. 74Paragraph 74
  698. Judicial Pensions and Retirement Act 1993 (c. 8)
  699. 75Paragraph 75
  700. Criminal Justice Act 1993 (c. 36)
  701. 76Paragraph 76
  702. Railways Act 1993 (c. 43)
  703. 77Paragraph 77
  704. Pension Schemes Act 1993 (c. 48)
  705. 78Paragraph 78
  706. Finance Act 1994 (c. 9)
  707. 79Paragraph 79
  708. Coal Industry Act 1994 (c. 21)
  709. 80Paragraph 80
  710. Value Added Tax Act 1994 (c. 23)
  711. 81Paragraph 81
  712. Pensions Act 1995 (c. 26)
  713. 82Paragraph 82
  714. Finance Act 1997 (c. 16)
  715. 83Paragraph 83
  716. Social Security (Recovery of Benefits) Act 1997 (c. 27)
  717. 84Paragraph 84
  718. Bank of England Act 1998 (c. 11)
  719. 85Paragraph 85
  720. Data Protection Act 1998 (c. 29)
  721. 86Paragraph 86
  722. Terrorism Act 2000 (c. 11)
  723. 87Paragraph 87
  724. Regulation of Investigatory Powers Act 2000 (c. 23)
  725. 88Paragraph 88
  726. Utilities Act 2000 (c. 27)
  727. 89Paragraph 89
  728. Trustee Act 2000 (c. 29)
  729. 90Paragraph 90
  730. Freedom of Information Act 2000 (c. 36)
  731. 91Paragraph 91
  732. Criminal Justice and Police Act 2001 (c. 16)
  733. 92Paragraph 92
  734. Anti-terrorism, Crime and Security Act 2001 (c. 24)
  735. 93Paragraph 93
  736. Proceeds of Crime Act 2002 (c. 29)
  737. 94Paragraph 94
  738. Enterprise Act 2002 (c. 40)
  739. 95Paragraph 95
  740. Nationality, Immigration and Asylum Act 2002 (c. 41)
  741. 96Paragraph 96
  742. Income Tax (Earnings and Pensions) Act 2003 (c. 1)
  743. 97Paragraph 97
  744. Finance Act 2003 (c. 14)
  745. 98Paragraph 98
  746. Health and Social Care (Community Health and Standards) Act 2003 (c. 43)
  747. 99Paragraph 99
  748. Finance Act 2004 (c. 12)
  749. 100Paragraph 100
  750. Energy Act 2004 (c. 20)
  751. 101Paragraph 101
  752. Fire and Rescue Services Act 2004 (c. 21)
  753. 102Paragraph 102
  754. Companies (Audit, Investigations and Community Enterprise) Act 2004 (c. 27)
  755. 103Paragraph 103
  756. Pensions Act 2004 (c. 35)
  757. 104Paragraph 104
  758. Inquiries Act 2005 (c. 12)
  759. 105Paragraph 105
  760. Serious Organised Crime and Police Act 2005 (c. 15)
  761. 106Paragraph 106
  762. Gambling Act 2005 (c. 19)
  763. 107Paragraph 107
  764. Finance (No. 2) Act 2005 (c. 22)
  765. 108Paragraph 108
  766. Compensation Act 2006 (c. 29)
  767. 109Paragraph 109
  768. Companies Act 2006 (c. 46)
  769. 110Paragraph 110
  770. 111Paragraph 111
  771. 112Paragraph 112
  772. 113Paragraph 113
  773. 114Paragraph 114
  774. 115Paragraph 115
  775. 116Paragraph 116
  776. 117Paragraph 117
  777. 118Paragraph 118
  778. 119Paragraph 119
  779. 120Paragraph 120
  780. 121Paragraph 121
  781. 122Paragraph 122
  782. 123Paragraph 123
  783. 124Paragraph 124
  784. Legal Services Act 2007 (c. 29)
  785. 125Paragraph 125
  786. Regulatory Enforcement and Sanctions Act 2008 (c. 13)
  787. 126Paragraph 126
  788. Counter-Terrorism Act 2008 (c. 28)
  789. 127Paragraph 127
  790. Dormant Bank and Building Society Accounts Act 2008 (c. 31)
  791. 128Paragraph 128
  792. Corporation Tax Act 2010 (c. 4)
  793. 129Paragraph 129
  794. Finance Act 2010 (c. 13)
  795. 130Paragraph 130
  796. Equality Act 2010 (c. 15)
  797. 131Paragraph 131
  798. Terrorist Asset-Freezing etc. Act 2010 (c. 38)
  799. 132Paragraph 132 Repealed
  800. Postal Services Act 2011 (c. 5)
  801. 133Paragraph 133
  802. Finance Act 2011 (c. 11)
  803. 134Paragraph 134
  804. Terrorism Prevention and Investigation Measures Act 2011 (c. 23)
  805. 135Paragraph 135
  806. Charities Act 2011 (c. 25)
  807. 136Paragraph 136
  808. Health and Social Care Act 2012 (c. 7)
  809. 137Paragraph 137
  810. Legal Aid, Sentencing and Punishment of Offenders Act 2012 (c. 10)
  811. 138Paragraph 138
  812. Part 3: Amendments of Acts of the Scottish Parliament
  813. Charities and Trustee Investment (Scotland) Act 2005 (asp 10)
  814. 139Paragraph 139
  815. Housing (Scotland) Act 2006 (asp 1)
  816. 140Paragraph 140
  817. Part 4: Amendments of Northern Ireland legislation
  818. County Courts Act (Northern Ireland) 1959 (c. 25 (N.I.))
  819. 141Paragraph 141
  820. District Judges (Magistrates' Courts) Pensions Act (Northern Ireland) 1960 (c. 2 (N.I.))
  821. 142Paragraph 142
  822. Charities Act (Northern Ireland) 2008 (c. 12 (N.I.))
  823. 143Paragraph 143
  824. Part 5: Amendment of Measure of the National Assembly for Wales
  825. Welsh Language (Wales) Measure 2011 (nawm 1)
  826. 144Paragraph 144
  827. Schedule 19: Repeals
  828. Schedule 20: Transitional provisions
  829. Interpretation
  830. 1Paragraph 1
  831. References in this Act to FCA or Financial Services Authority
  832. 2Paragraph 2
  833. Interpretation of documents referring to the Financial Services Authority
  834. 3Paragraph 3
  835. Renaming of companies as Financial Conduct Authority and Prudential Regulation Authority
  836. 4Paragraph 4
  837. Threshold conditions
  838. 5Paragraph 5
  839. Consultation
  840. 6Paragraph 6
  841. 7Paragraph 7
  842. 8Paragraph 8
  843. Information
  844. 9Paragraph 9
  845. Postal Services Act 2000
  846. 10Paragraph 10
  847. Schedule 21: Transfer schemes
  848. Part 1: Property, rights and liabilities of Financial Services Authority
  849. Interpretation
  850. 1Paragraph 1
  851. Transfer schemes
  852. 2Paragraph 2
  853. 3Paragraph 3
  854. 4Paragraph 4
  855. 5Paragraph 5
  856. Part 2: Property, rights and liabilities of Office of Fair Trading
  857. Interpretation
  858. 6Paragraph 6
  859. Transfer schemes
  860. 7Paragraph 7
  861. 8Paragraph 8
  862. 9Paragraph 9
  863. 10Paragraph 10