OpenLegislation

Social Security Pensions Act 1975

1975 c. 60 · Enacted 7 August 1975 · Extends to United Kingdom

Up to date with all changes known to legislation.gov.uk, revised to 7 December 2020.

An Act to provide for relating the rates of social security retirement pensions and certain other benefits to the earnings on which contributions have been paid; to enable employed earners to be contracted-out of full social security contributions and benefits where the requisite benefits are provided by an occupational pension scheme; to make provision for securing that men and women are afforded equal access to occupational pension schemes; and to make other amendments in the law relating to social security (including an amendment of Part II of the Social Security Act 1975 introducing a new non-contributory benefit called “mobility allowance”); and to make other provision about occupational pensions.

[7th August 1975]C1E1C2C3C4

Annotations to the whole text

Modifications

C1

Words of enactment omitted under authority of Statute Law Revision Act 1948 (c. 62), s. 3

C2

Act excluded (E.W.S.) (1.7.1992) by Social Security Contributions and Benefits Act 1992 (c. 4), ss. 55(1), 177(4), Sch. 5 para. 2(4)(b) (with s. 108(5)).

C3

Act modified (7.2.1994) by 1993 c. 48, ss. 188, 189, 190, Sch. 6 Pt. II para. 9; S.I. 1994/86, art. 2

C4

Act: power to amend conferred (2.12.1999) by 1998 c. 47, ss. 87(6)(d)(with s. 95); S.I. 1999/3209, art. 2, Sch.

Extent

E1

Act extends to Great Britain subject to provisions in s. 68(3)(4)

Contents

  1. Part I: Contributions
  2. 1–5. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  3. Part II: Benefits
  4. 6–10. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  5. 11. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  6. 12–16A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  7. 17. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  8. 18–21. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  9. 22Section 22
  10. 23–25. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  11. Part III: Contracting-Out
  12. Preliminary
  13. 26. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  14. Contracted-out rates of contributions and benefits
  15. 27. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  16. 28. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  17. 29. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  18. 29A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  19. 29B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  20. 29C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  21. Arrangements for contracting-out
  22. 30. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  23. 31. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  24. 32. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  25. Requirements for contracting-out
  26. 33. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  27. 34. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  28. 35. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  29. 36. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  30. 37. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  31. 37A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  32. 38. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  33. 39. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  34. 40. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  35. 41. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  36. Protection of pensions
  37. 41A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  38. 41B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  39. 41C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  40. 41D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  41. 41E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  42. State scheme premiums
  43. 42Section 42 Repealed
  44. 43. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  45. 44. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  46. 44ZA. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  47. 44A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  48. 45. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  49. 46. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  50. 47Section 47 Repealed
  51. Supplementary
  52. 48. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  53. 49. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  54. 50. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  55. 51. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  56. 51A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  57. 52. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  58. Part IV: Occupational Pensions
  59. The revaluation percentage
  60. 52A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  61. 52B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  62. Extinguishment of liability of scheme for pensions secured by insurance policies or annuity contracts
  63. 52C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  64. 52D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  65. Equal access to occupational pension schemes
  66. 53. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  67. 54. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  68. 55. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  69. 56. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  70. Information about and registration of occupational pension schemes
  71. 56A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  72. 56B–56D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  73. 56E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  74. 56F–56J. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  75. 56KSection 56K
  76. 56L. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  77. 56M, 56N. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  78. Auditors
  79. 56P. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  80. Other provisions
  81. 57. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  82. 57A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  83. 57B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  84. 57C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  85. 57D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  86. 58. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  87. 58A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  88. 58B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  89. 59Increase of official pensions.
  90. 59AModification of effect of section 59(5).
  91. Part IVA: The Pensions Ombudsman
  92. 59B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  93. 59C. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  94. 59D. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  95. 59E. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  96. 59F. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  97. 59G. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  98. 59H. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  99. 59J. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  100. Part V: General
  101. 59K. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  102. 60. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  103. 60ZA. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  104. 60ZB. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  105. 60ZC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  106. 60ZD. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  107. 60ZE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  108. 60ZF. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  109. 60A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  110. 60B. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  111. 61Consultation about regulations. Repealed
  112. 61A. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  113. 61BOrders and regulations (general provisions).
  114. 62Other provisions about regulations and orders.
  115. 63Transitional provisions.
  116. 64Expenses and receipts.
  117. 65Amendments of enactments; repeals.
  118. 66. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  119. 67Commencement. Repealed
  120. 68Short title, citation and extent.
  121. Schedule 1. . . . . . . . . . . . . . . . . . . . . . . . .Schedule 1. . . . . . . . . . . . . . . . . . . . . . . . .
  122. Schedule 1A
  123. Part I: Revaluation of Pensions
  124. 1Paragraph 1
  125. 2Paragraph 2
  126. 3Paragraph 3
  127. 4Paragraph 4
  128. 5Paragraph 5
  129. 6Paragraph 6
  130. 7Paragraph 7
  131. 8Paragraph 8
  132. 9Paragraph 9
  133. 10Paragraph 10
  134. Part II: Transfer Values
  135. 11Paragraph 11
  136. 12Paragraph 12
  137. 13Paragraph 13
  138. 14Paragraph 14
  139. 15Paragraph 15
  140. 16Paragraph 16
  141. 17Paragraph 17
  142. 18Paragraph 18
  143. Part III: SUPPLEMENTARY
  144. 19Paragraph 19
  145. 20Paragraph 20
  146. 21Paragraph 21
  147. 22Paragraph 22
  148. 23Paragraph 23
  149. Schedule 2
  150. General regulations
  151. 1Paragraph 1
  152. 2Paragraph 2
  153. 3Paragraph 3
  154. Requisite benefits
  155. 4. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repealed
  156. Modification of Part III in certain cases
  157. 5Paragraph 5
  158. State scheme premiums
  159. 6Paragraph 6
  160. Centralised schemes
  161. 7Paragraph 7
  162. Special provisions for certain public service pension schemes
  163. 8Paragraph 8
  164. Incidental matters
  165. 9Paragraph 9
  166. Schedule 3
  167. Earner’s contributions to occupational pension scheme
  168. 1Paragraph 1
  169. Employer’s contributions to occupational pension scheme
  170. 2Paragraph 2
  171. State scheme premiums
  172. 3Paragraph 3
  173. Interpretation
  174. 4Paragraph 4
  175. Schedule 3A
  176. Interpretation
  177. 1Paragraph 1
  178. Annual increase of later service component
  179. 2Paragraph 2
  180. Annual increase of earlier service component where scheme is in surplus
  181. 3Paragraph 3
  182. Proportional increases where first period is less than 12 months
  183. 4Paragraph 4
  184. Restriction on increases where member is under 55
  185. 5Paragraph 5
  186. Application of Schedule to pensions not attributable to pensionable service
  187. 6Paragraph 6
  188. Regulations
  189. 7Paragraph 7
  190. Overriding effect of the increase provisions
  191. 8Paragraph 8
  192. Schedule 4: AMENDMENTS OF ENACTMENTS
  193. Part I: CONSEQUENTIAL AND OTHER AMENDMENTS
  194. The Bankruptcy (Scotland) Act 1913
  195. 1Paragraph 1
  196. The Bankruptcy Act 1914
  197. 2Paragraph 2 Repealed
  198. The Companies Act 1948
  199. 3Paragraph 3
  200. The Law Reform (Personal Injuries) Act 1948
  201. 4Paragraph 4 Repealed
  202. The Administration of Justice Act 1964
  203. 5Paragraph 5
  204. The Family Allowances Act 1965
  205. 6Paragraph 6
  206. The Supplementary Benefit Act 1966
  207. 7Paragraph 7
  208. 8Paragraph 8
  209. 9Paragraph 9
  210. The Agriculture Act 1967
  211. 10Paragraph 10
  212. The Rent Act 1968
  213. 11Paragraph 11
  214. The Income and Corporation Taxes Act 1970
  215. 12Paragraph 12
  216. The Administration of Justice Act 1970
  217. 13Paragraph 13
  218. The Family Income Supplements Act
  219. 14Paragraph 14
  220. The Attachment of Earnings Act
  221. 15Paragraph 15
  222. 16Paragraph 16
  223. 17Paragraph 17
  224. The Pensions (Increase) Act 1971
  225. 18Paragraph 18
  226. 19Paragraph 19
  227. The Finance Act 1971
  228. 20Paragraph 20
  229. The Housing (Financial Provisions) (Scotland) Act 1972
  230. 21Paragraph 21 Repealed
  231. The Housing Finance Act
  232. 22Paragraph 22
  233. The Social Security Act
  234. 23Paragraph 23 Repealed
  235. 24Paragraph 24 Repealed
  236. 25Paragraph 25 Repealed
  237. 26Paragraph 26 Repealed
  238. 27Paragraph 27 Repealed
  239. 28Paragraph 28 Repealed
  240. 29Paragraph 29 Repealed
  241. 30Paragraph 30 Repealed
  242. 31Paragraph 31 Repealed
  243. 32Paragraph 32 Repealed
  244. 33Paragraph 33 Repealed
  245. The Employment and Training Act 1973
  246. 34Paragraph 34 Repealed
  247. The National Insurance Act 1974
  248. 35Paragraph 35 Repealed
  249. The Social Security Act 1975
  250. 36Paragraph 36 Repealed
  251. 37Paragraph 37 Repealed
  252. 38Paragraph 38 Repealed
  253. 39Paragraph 39 Repealed
  254. 40Paragraph 40 Repealed
  255. 41Paragraph 41 Repealed
  256. 42Paragraph 42 Repealed
  257. 43Paragraph 43 Repealed
  258. 44Paragraph 44
  259. 45Paragraph 45 Repealed
  260. 46Paragraph 46 Repealed
  261. 47Paragraph 47 Repealed
  262. 48Paragraph 48
  263. 49Paragraph 49 Repealed
  264. 50Paragraph 50 Repealed
  265. 51Paragraph 51
  266. 52Paragraph 52 Repealed
  267. 53Paragraph 53 Repealed
  268. 54Paragraph 54 Repealed
  269. 55Paragraph 55 Repealed
  270. 56Paragraph 56 Repealed
  271. 57Paragraph 57 Repealed
  272. 58Paragraph 58 Repealed
  273. 59Paragraph 59 Repealed
  274. 60Paragraph 60 Repealed
  275. 61Paragraph 61 Repealed
  276. 62Paragraph 62 Repealed
  277. 63Paragraph 63 Repealed
  278. 64Paragraph 64 Repealed
  279. The Social Security (Consequential Provisions) Act 1975
  280. 65Paragraph 65 Repealed
  281. Part II: MINOR CORRECTIONS OF 1975 CONSOLIDATION ACTS
  282. The Social Security Act 1975
  283. 66Paragraph 66 Repealed
  284. 67Paragraph 67 Repealed
  285. The Social Security (Northern Ireland) Act 1975
  286. 68Paragraph 68 Repealed
  287. 69Paragraph 69 Repealed
  288. 70Paragraph 70 Repealed
  289. The Social Security (Consequential Provisions) Act
  290. 71Paragraph 71
  291. Schedule 5REPEALS