OpenLegislation

Pensions Act 1995 in England

1995 c. 26 · Enacted 19 July 1995 · Extends to United Kingdom

Not fully up to date. 65 changes made by later legislation have not yet been written into this text, which is revised to 31 July 2026.

See the changes not yet applied
ProvisionChangeMade by
s. 125(3)words insertedPensions Act 2004 s. 240(1)(a)
s. 175(2)(c)word repealedPensions Act 2004 s. 240(2) Sch. 13
s. 175(2)(ca)insertedPensions Act 2004 s. 240(2)
s. 10appliedPensions Act 2004 s. 238(5)
s. 63(4)(c)words repealedPensions Act 2004 Sch. 13
s. 73(6)(a) and wordrepealedPensions Act 2004 Sch. 12 para. 61 Sch. 13
s. 125(3)words insertedPensions Act 2004 s. 240(1)(b)
Sch. 5 para. 77(b)repealedPensions Act 2004 Sch. 13
s. 29(1)(f)words substitutedTribunals, Courts and Enforcement Act 2007 Sch. 16 para. 8(2)
s. 137(1)repealedPensions Act 2007 Sch. 7 Pt. 7
s. 138(1)-(4)repealedPensions Act 2007 Sch. 7 Pt. 7
s. 137(7)repealedPensions Act 2007 Sch. 7 Pt. 7
s. 137(5)repealedPensions Act 2007 Sch. 7 Pt. 7
Sch. 5 para. 43repealedPensions Act 2007 Sch. 7 Pt. 7
Sch. 5 para. 42repealedPensions Act 2007 Sch. 7 Pt. 7
Sch. 4 para. 21(4)repealedWelfare Reform Act 2007 Sch. 8
Sch. 4 para. 18(b)repealedWelfare Reform Act 2007 Sch. 8
Sch. 4 para. 21(3)repealedWelfare Reform Act 2007 Sch. 8
Sch. 4 para. 21(15) (16)repealedPensions Act 2011 Sch. 2 para. 4(b)
s. 73Bpower to modify conferredPension Schemes Act 2015 s. 26(3)(a)
s. 74power to modify conferredPension Schemes Act 2015 s. 26(3)(a)
s. 75(1)-(1B)substituted for s. 75(1)Pension Schemes Act 2015 Sch. 2 para. 12
s. 76power to modify conferredPension Schemes Act 2015 s. 26(3)(a)
s. 37(1A)(b)insertedPension Schemes Act 2015 Sch. 2 para. 7(b)
s. 87 headingwords substitutedPension Schemes Act 2015 Sch. 2 para. 13(4)
s. 87 cross-headingsubstitutedPension Schemes Act 2015 Sch. 2 para. 14
s. 88 headingwords substitutedPension Schemes Act 2015 Sch. 2 para. 15
s. 10power to apply conferredPension Schemes Act 2015 s. 36(2)(b)
s. 87(1)substitutedPension Schemes Act 2015 Sch. 2 para. 13(2)
s. 87(2)(a)words insertedPension Schemes Act 2015 Sch. 2 para. 13(3)
s. 89(1)words substitutedPension Schemes Act 2015 Sch. 2 para. 16(2)
s. 89(2)words substitutedPension Schemes Act 2015 Sch. 2 para. 16(3)
s. 124(1)words insertedPension Schemes Act 2015 s. 45(7)
s. 124(1)words insertedPension Schemes Act 2015 Sch. 2 para. 17
s. 125(1)(a)substitutedPension Schemes Act 2015 Sch. 2 para. 18(2)
s. 125(2)words substituted for s. 125(2)(a)(b)Pension Schemes Act 2015 Sch. 2 para. 18(3)
s. 175(2)(za)insertedPension Schemes Act 2015 s. 43(2)
s. 34(7)words substitutedPension Schemes Act 2015 s. 36(4)
s. 23(1)(b) and wordomittedPension Schemes Act 2015 s. 44(2)
s. 23(4)-(6)omittedPension Schemes Act 2015 s. 44(3)
s. 37(1A)word insertedPension Schemes Act 2015 Sch. 2 para. 7(a)
s. 38power to modify conferredPension Schemes Act 2015 s. 26(3)(a)
s. 38(3)(a)substitutedPension Schemes Act 2015 Sch. 2 para. 8
s. 51(1)words substitutedPension Schemes Act 2015 s. 41(1)(a)
s. 51(1)(a)(ii)words insertedPension Schemes Act 2015 s. 42(2)
s. 51(1)(a)(iii)words substitutedPension Schemes Act 2015 Sch. 2 para. 9
s. 51(5A)-(5C)insertedPension Schemes Act 2015 s. 43(1)
s. 51(7A)insertedPension Schemes Act 2015 s. 41(1)(b)
s. 51(9)(10)insertedPension Schemes Act 2015 s. 42(3)
s. 51A(1)words substitutedPension Schemes Act 2015 Sch. 2 para. 10
s. 67(3)(b) and wordomittedPension Schemes Act 2015 s. 45(2)(a)
s. 67(3A)insertedPension Schemes Act 2015 s. 45(2)(b)
s. 67A(3)(aa)-(ac)insertedPension Schemes Act 2015 s. 45(3)
s. 67A(3)(b)words insertedPension Schemes Act 2015 s. 45(4)
s. 67A(5)(a)words insertedPension Schemes Act 2015 s. 45(5)
s. 67A(9)(a)(viii)-(x)insertedPension Schemes Act 2015 s. 45(6)(a)
s. 67A(9)(b)(vi)-(viii)insertedPension Schemes Act 2015 s. 45(6)(b)
s. 73 73Apower to modify conferredPension Schemes Act 2015 s. 26(3)(a)
s. 73(2)(2A)substituted for s. 73(2)Pension Schemes Act 2015 Sch. 2 para. 11
s. 75(1B)insertedPension Schemes Act 2026 s. 98(1)
s. 75modifiedPension Schemes Act 2026 s. 95
s. 124(1)modifiedPension Schemes Act 2026 s. 97(3)
s. 73(3)(c)amendment to earlier affecting provision SI 1996/3126 reg. 3(5)(8)Occupational Pension Schemes (Winding Up) 2004 reg. 2
s. 73(3)applied (with modifications) by SI 1996/3126 reg. 3(1)(b)(5A)(5B)(6) (as inserted)Occupational Pension Schemes (Winding Up) 2004 reg. 3
s. 124(3A)-(3D)applied by SI 1996/1847 reg. 11(4A) (as inserted)Occupational Pension Schemes (Winding Up, Deficiency on Winding Up and Transfer Values) 2005 reg. 4(b)

An Act to amend the law about pensions and for connected purposes.

[19th July 1995]

I1E1Be it enacted by the Queen’s most Excellent Majesty, by and with the advice and consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:—C1C2C3C4C5C6C7C8C9C10C11C12C13C14C15

Annotations to the whole text

Modifications

C1

Act excluded by Social Security Contributions and Benefits Act 1992 (c. 4), s. 55C(6) (as inserted (11.11.1999 for specified purposes; 1.12.2000 in so far as not already in force) by the Welfare Reform and Pensions Act 1999 (c. 30), s. 89(5)(a), Sch. 6 para. 3; S.I. 2000/1047, art. 2(2)(d), Sch. Pt. IV)

C2

Act power to modify conferred (2.4.2001) by the Insolvency Act 2000 (c. 39), ss. 7(2), 16(1); S.I. 2001/766, art. 2(1)(a) (with art. 3)

C3

Act excluded by Pension Schemes Act 1993 (c. 48), s. 6(8) (as substituted (1.4.1997) by Pensions Act 1995 (c. 26), s. 180(1), Sch. 5 para. 20; S.I. 1997/664, art. 2(2), Sch. Pt. 1)

C4

Act: power to amend conferred (2.12.1999) by Northern Ireland Act 1998 (c. 47), s. 87 (with s. 95); S.I. 1999/3209, art. 2, Sch.

C5

Act: power to modify conferred (2.4.2001) by Insolvency Act 2000 (c. 39), s. 7(2); S.I. 2001/766, art. 2(1)(a) (with art. 3)

C6

Act: functions transferred (6.4.2005) by Pensions Act 2004 (c. 35), ss. 7(1)(b), 322(1) (with s. 313); S.I. 2005/275, art. 2(7), Sch. Pt. 7 (with S.I. 2005/695, arts. 5(8), 6, Schs. 2, 3)

C7

Act modified by The Occupational Pension Schemes (Discharge of Liability) Regulations 1997 (S.I. 1997/784), reg. 5(2) (as added (6.4.2005) by S.I. 2005/704, regs. 1(2), 12(4))

C8

Act modified (6.4.2006) by Pensions Act 2004 (c. 35), ss. 254(3)(b), 322(1) (with s. 313); S.I. 2006/560, art. 2(3), Sch. Pt. 3

C9

Act: power to modify conferred (6.4.2006) by Pensions Act 2004 (c. 35), ss. 321(1)(c), 322(1); S.I. 2006/560, art. 2(3), Sch. Pt. 3

C10

Act modified (1.4.2008) by The Agriculture and Horticulture Development Board Order 2008 (S.I. 2008/576), art. 1(3), Sch. 4 para. 5

C11

Act: power to modify conferred (26.11.2008) by Pensions Act 2008 (c. 30), s. 146(2)(b)

C12

Act modified (21.2.2009) by The Banking Act 2009 (Parts 2 and 3 Consequential Amendments) Order 2009 (S.I. 2009/317), arts. 1, 3, Sch.

C13

Act modified (1.10.2010) by The Employment and Support Allowance (Transitional Provisions, Housing Benefit and Council Tax Benefit) (Existing Awards) (No. 2) Regulations 2010 (S.I. 2010/1907), reg. 16(2)(c), Sch. 2

C14

Act modified (8.2.2011) by The Investment Bank Special Administration Regulations 2011 (S.I. 2011/245), reg. 1, Sch. 6 Pt. 1 (with reg. 27(a))

C15

Act modified (8.7.2021) by The Payment and Electronic Money Institution Insolvency Regulations 2021 (S.I. 2021/716), reg. 2, Sch. 3 paras. 2, 3 (with reg. 5) (as amended (4.1.2024) by The Payment and Electronic Money Institution Insolvency (Amendment) Regulations 2023 (S.I. 2023/1399), regs. 1(2), 4)

Commencement

I1

Act partly in force at Royal Assent see s. 180(1)(2).

Extent

E1

Act does not extend to Northern Ireland except specified provisions and amendments by this Act of an enactment which extends also to Northern Ireland see section 178(1)(2)(3).

Contents

  1. Part I: Occupational pensions
  2. Occupational Pensions Regulatory Authority
  3. 1The new authority. Repealed
  4. 2Reports to Secretary of State. Repealed
  5. Supervision by the Authority
  6. 3Prohibition orders.
  7. 3AProhibition orders: directors of corporate trustees etc
  8. 4Suspension orders.
  9. 5Removal of trustees: notices. Repealed
  10. 6Removal or suspension of trustees: consequences.
  11. 7Appointment of trustees.
  12. 8Appointment of trustees: consequences.
  13. 9Removal and appointment of trustees: property.
  14. 10Civil penalties.
  15. 11Powers to wind up schemes.
  16. 12Powers to wind up public service schemes.
  17. 13Injunctions and interdicts. Repealed
  18. 14Restitution.
  19. 15Directions.
  20. Member-nominated trustees and directors
  21. 16Requirement for member-nominated trustees. Repealed
  22. 17Exceptions. Repealed
  23. 18Corporate trustees: member-nominated directors. Repealed
  24. 19Corporate trustees: exceptions. Repealed
  25. 20Selection, and eligibility, of member-nominated trustees and directors. Repealed
  26. 21Member-nominated trustees and directors: supplementary. Repealed
  27. Independent trustees
  28. 22Circumstances in which following provisions apply.
  29. 23Power to appoint independent trustees
  30. 24Members’ powers to apply to court to enforce duty. Repealed
  31. 25Appointment and powers of independent trustees: further provisions.
  32. 26Insolvency practitioner or official receiver to give information to trustees.
  33. 26AInformation to be given to the Authority in a s. 22 case Repealed
  34. 26BInformation to be given in cases where s. 22 disapplied Repealed
  35. 26CConstruction of ss. 26A and 26B Repealed
  36. Trustees: general
  37. 27Trustee not to be auditor or actuary of the scheme.
  38. 28Section 27: consequences.
  39. 29Persons disqualified for being trustees.
  40. 30Persons disqualified: consequences.
  41. 30AAccessibility of register of disqualified trustees Repealed
  42. 31Trustees not to be indemnified for fines or civil penalties. Repealed
  43. Functions of trustees
  44. 32Decisions by majority.
  45. 33Investment powers: duty of care.
  46. 34Power of investment and delegation.
  47. 35Investment principles.
  48. 36Choosing investments.
  49. 36ARestriction on borrowing by trustees
  50. 36BPower to modify scheme in relation to payment of surplus to employer
  51. 37Payment of surplus to employer.
  52. 38Power to defer winding up.
  53. 39Exercise of powers by member trustees.
  54. Functions of trustees or managers
  55. 40Restriction on employer-related investments.
  56. 41Provision of documents for members.
  57. 41AClimate change risk
  58. 41BClimate change risk: publication of information
  59. 41CSections 41A and 41B: compliance
  60. Employee trustees
  61. 42Time off for performance of duties and for training. Repealed
  62. 43Payment for time off. Repealed
  63. 44Time limit for proceedings. Repealed
  64. 45Remedies. Repealed
  65. 46Right not to suffer detriment in employment or be unfairly dismissed. Repealed
  66. Advisers
  67. 47Professional advisers.
  68. 48“Blowing the whistle”. Repealed
  69. Receipts, payments and records
  70. 49Other responsibilities of trustees, employers, etc.
  71. 49ARecord of winding-up decisions.
  72. Resolution of disputes
  73. 50Requirement for dispute resolution arrangements
  74. 50AMeaning of “person with an interest in the scheme”
  75. 50BThe dispute resolution procedure
  76. Indexation
  77. 51Annual increase in rate of pension.
  78. 51ZAMeaning of “the appropriate percentage”
  79. 51ZBMeaning of “cash balance benefit”
  80. 51ARestriction on increase where annuity tied to investments.
  81. 52Restriction on increase where member is under 55.
  82. 53Effect of increases above the statutory requirement.
  83. 54Sections 51 to 53: supplementary.
  84. 55Section 51: end of annual increase in GMP.
  85. Minimum funding requirement
  86. 56Minimum funding requirement. Repealed
  87. 57Valuation and certification of assets and liabilities. Repealed
  88. 58Schedules of contributions. Repealed
  89. 59Determination of contributions: supplementary. Repealed
  90. 60Serious underprovision. Repealed
  91. 61Sections 56 to 60: supplementary. Repealed
  92. Equal treatment
  93. 62The equal treatment rule. Repealed
  94. 63Equal treatment rule: supplementary. Repealed
  95. 64Equal treatment rule: exceptions. Repealed
  96. 65Equal treatment rule: consequential alteration of schemes. Repealed
  97. 66Equal treatment rule: effect on terms of employment, etc. Repealed
  98. Treatment of overseas residents etc.
  99. 66AProhibition on different rules for overseas residents etc.
  100. Modification of schemes
  101. 67The subsisting rights provisions
  102. 67AThe subsisting rights provisions: interpretation
  103. 67BThe consent requirements
  104. 67CThe actuarial equivalence requirements
  105. 67DThe actuarial equivalence requirements: further provisions
  106. 67EThe trustee approval requirement
  107. 67FThe reporting requirement
  108. 67GPowers of the Authority: voidable modifications
  109. 67HPowers of the Authority to intervene
  110. 67ISubsisting rights provisions: civil penalties
  111. 68Power of trustees to modify schemes by resolution.
  112. 69Grounds for applying for modifications: winding up registered schemes
  113. 70Section 69: supplementary.
  114. 71Effect of orders under section 69.
  115. 71AModification by Authority to secure winding-up.
  116. 72Modification of public service pension schemes.
  117. Supervision of winding-up
  118. 72AReports to Authority about winding-up.
  119. 72BDirections by Authority for facilitating winding-up.
  120. 72CDuty to comply with directions under s. 72B.
  121. Winding up
  122. 73Preferential liabilities on winding up.
  123. 73AOperation of scheme during winding up period
  124. 73BSections 73 and 73A: supplementary
  125. 74Discharge of liabilities by insurance, etc.
  126. 75Deficiencies in the assets.
  127. 75ADeficiencies in the assets: multi-employer schemes
  128. 76Excess assets on winding up.
  129. 77Excess assets remaining after winding up: power to distribute. Repealed
  130. The Pensions Compensation Board
  131. 78The Compensation Board. Repealed
  132. 79Reports to Secretary of State. Repealed
  133. 80Review of decisions. Repealed
  134. The compensation provisions
  135. 81Cases where compensation provisions apply. Repealed
  136. 82Applications for payments. Repealed
  137. 83Amount of compensation. Repealed
  138. 84Payments made in anticipation. Repealed
  139. 85Surplus funds. Repealed
  140. 86Modification of compensation provisions. Repealed
  141. Money purchase schemes
  142. 87Schedules of payments to money purchase schemes.
  143. 88Schedules of payments to money purchase schemes: supplementary.
  144. 89Application of further provisions to money purchase schemes.
  145. 90Unpaid contributions in cases of insolvency.
  146. Assignment, forfeiture, bankruptcy etc.
  147. 91Inalienability of occupational pension.
  148. 92Forfeiture, etc.
  149. 93Forfeiture by reference to obligation to employer.
  150. 94Sections 91 to 93: supplementary.
  151. 95Pension rights of individuals adjudged bankrupt etc. Repealed
  152. Questioning the decisions of the Authority
  153. 96Review of decisions. Repealed
  154. 97References and appeals from the Authority. Repealed
  155. Gathering information: the Authority
  156. 98Provision of information. Repealed
  157. 99Inspection of premises. Repealed
  158. 100Warrants. Repealed
  159. 101Information and inspection: penalties. Repealed
  160. 102Savings for certain privileges etc. Repealed
  161. 103Publishing reports. Repealed
  162. Disclosure of information: the Authority
  163. 104Restricted information. Repealed
  164. 105Information supplied to the Authority by corresponding overseas authorities. Repealed
  165. 106Disclosure for facilitating discharge of functions by the Authority. Repealed
  166. 107Disclosure for facilitating discharge of functions by other supervisory authorities. Repealed
  167. 108Other permitted disclosures. Repealed
  168. 109Disclosure of information by the Inland Revenue. Repealed
  169. Gathering information: the Compensation Board
  170. 110Provision of information. Repealed
  171. 111Information: penalties. Repealed
  172. 112Savings for certain privileges. Repealed
  173. 113Publishing reports. Repealed
  174. 114Disclosure of information. Repealed
  175. General
  176. 115Offences by bodies corporate and partnerships.
  177. 116Breach of regulations.
  178. 117Overriding requirements.
  179. 118Powers to modify this Part.
  180. 119Calculations etc. under regulations: sub-delegation.
  181. 120Consultations about regulations.
  182. 121Crown application.
  183. 122Consequential amendments.
  184. 123“Connected” and “associated” persons.
  185. 124Interpretation of Part I.
  186. 125Section 124: supplementary.
  187. Part II: State Pensions
  188. 126Equalisation of pensionable age and of entitlement to certain benefits and increase in pensionable age.
  189. 127Enhancement of additional pension, etc. where family credit or disability working allowance paid. Repealed
  190. 128Additional pension: calculation of surpluses.
  191. 129Contribution conditions.
  192. 130Up-rating of pensions increased under section 52 of the Social Security Contributions and Benefits Act.
  193. 131Graduated retirement benefit.
  194. 132Extension of Christmas bonus for pensioners.
  195. 133Contributions paid in error.
  196. 134Minor amendments.
  197. Part III: Certification of pension schemes and effects on members’ state scheme rights and duties
  198. Introductory
  199. 135The “principal appointed day” for Part III.
  200. New certification requirements applying as from the principal appointed day
  201. 136New requirements for contracted-out schemes. Repealed
  202. Reduction in State scheme contributions, payment of rebates and reduction in State scheme benefits
  203. 137State scheme contributions and rebates.
  204. 138Minimum contributions towards appropriate personal pension schemes.
  205. 139Money purchase and personal pension schemes: verification of ages. Repealed
  206. 140Reduction in benefits for members of certified schemes.
  207. Premiums and return to State scheme
  208. 141State scheme etc. premiums and buyback into State scheme.
  209. Protected rights
  210. 142Interim arrangements for giving effect to protected rights. Repealed
  211. 143Requirements for interim arrangements. Repealed
  212. 144Interim arrangements: supplementary. Repealed
  213. 145Extension of interim arrangements to occupational pension schemes. Repealed
  214. 146Discharge of protected rights on winding up: insurance policies. Repealed
  215. Miscellaneous
  216. 147Monitoring personal pension schemes.
  217. 148Earner employed in more than one employment. Repealed
  218. 149Hybrid occupational pension schemes. Repealed
  219. 150Dissolution of Occupational Pensions Board. Repealed
  220. Minor and consequential amendments
  221. 151Minor and consequential amendments related to sections 136 to 150.
  222. Part IV: Miscellaneous and General
  223. Transfer values
  224. 152Extension of scope of right to cash equivalent.
  225. 153Right to guaranteed cash equivalent.
  226. 154Right to guaranteed cash equivalent: supplementary.
  227. Penalties
  228. 155Breach of regulations under the Pension Schemes Act 1993.
  229. Pensions Ombudsman
  230. 156Employment of staff by the Pensions Ombudsman.
  231. 157Jurisdiction of Pensions Ombudsman.
  232. 158Costs and expenses.
  233. 159Disclosing information.
  234. 160Interest on late payment of benefit.
  235. Modification and winding up of schemes
  236. 161Repeal of sections 136 to 143 of the Pension Schemes Act 1993.
  237. Personal pensions
  238. 162Annual increase in rate of personal pension. Repealed
  239. 163Section 162: supplementary. Repealed
  240. 164Power to reject notice choosing appropriate personal pension scheme. Repealed
  241. Levy
  242. 165Levy.
  243. Pensions on divorce, etc.
  244. 166Pensions on divorce etc.
  245. 167Pensions on divorce, etc.: Scotland.
  246. 168War pensions for widows: effect of remarriage.
  247. 169Extensions of Pensions Appeal Tribunals Act 1943.
  248. Official and public service pensions
  249. 170Pensions for dependants of the Prime Minister etc. Repealed
  250. 171Equal treatment in relation to official pensions.
  251. 172Information about public service schemes.
  252. General minor and consequential amendments
  253. 173General minor and consequential amendments.
  254. Subordinate legislation etc.
  255. 174Orders and regulations (general provisions).
  256. 175Parliamentary control of orders and regulations.
  257. General
  258. 176Interpretation.
  259. 177Repeals.
  260. 178Extent.
  261. 179Northern Ireland.
  262. 180Commencement.
  263. 181Short title.
  264. Schedule 1: Occupational Pensions Regulatory Authority Repealed
  265. General
  266. 1Paragraph 1 Repealed
  267. 2Paragraph 2 Repealed
  268. Tenure of members Repealed
  269. 3Paragraph 3 Repealed
  270. 4Paragraph 4 Repealed
  271. 5Paragraph 5 Repealed
  272. 6Paragraph 6 Repealed
  273. 7Paragraph 7 Repealed
  274. Expenses, remuneration, etc. Repealed
  275. 8Paragraph 8 Repealed
  276. Parliamentary disqualification Repealed
  277. 9Paragraph 9 Repealed
  278. The Ombudsman Repealed
  279. 10Paragraph 10 Repealed
  280. Staff Repealed
  281. 11Paragraph 11 Repealed
  282. The Superannuation Act 1972 (c. 11) Repealed
  283. 12Paragraph 12 Repealed
  284. Proceedings Repealed
  285. 13Paragraph 13 Repealed
  286. 14Paragraph 14 Repealed
  287. Validity Repealed
  288. 15Paragraph 15 Repealed
  289. Accounts Repealed
  290. 16Paragraph 16 Repealed
  291. Other expenses Repealed
  292. 17Paragraph 17 Repealed
  293. Fees Repealed
  294. 18Paragraph 18 Repealed
  295. Application of seal and proof of instruments Repealed
  296. 19Paragraph 19 Repealed
  297. 20Paragraph 20 Repealed
  298. Schedule 2: Pensions Compensation Board
  299. General Repealed
  300. 1Paragraph 1 Repealed
  301. 2Paragraph 2 Repealed
  302. Tenure of members Repealed
  303. 3Paragraph 3 Repealed
  304. 4Paragraph 4 Repealed
  305. 5Paragraph 5 Repealed
  306. 6Paragraph 6 Repealed
  307. Expenses, remuneration, et ceteralaetc. Repealed
  308. 7Paragraph 7 Repealed
  309. Parliamentary disqualification Repealed
  310. 8Paragraph 8 Repealed
  311. The Ombudsman Repealed
  312. 9Paragraph 9 Repealed
  313. Staff Repealed
  314. 10Paragraph 10 Repealed
  315. The Superannuation Act 1972 (c. 11) Repealed
  316. 11Paragraph 11 Repealed
  317. Proceedings Repealed
  318. 12Paragraph 12 Repealed
  319. 13Paragraph 13 Repealed
  320. 14Paragraph 14 Repealed
  321. 15Paragraph 15 Repealed
  322. Validity Repealed
  323. 16Paragraph 16 Repealed
  324. Accounts Repealed
  325. 17Paragraph 17 Repealed
  326. Other expenses Repealed
  327. 18Paragraph 18 Repealed
  328. Application of seal and proof of instruments Repealed
  329. 19Paragraph 19 Repealed
  330. 20Paragraph 20 Repealed
  331. Schedule 3: Amendments consequential on Part I
  332. The Employment Protection (Consolidation) Act 1978 (c.44)
  333. 1Paragraph 1 Repealed
  334. 2Paragraph 2 Repealed
  335. 3Paragraph 3 Repealed
  336. 4Paragraph 4 Repealed
  337. 5Paragraph 5 Repealed
  338. 6Paragraph 6 Repealed
  339. 7Paragraph 7 Repealed
  340. 8Paragraph 8 Repealed
  341. 9Paragraph 9 Repealed
  342. 10Paragraph 10 Repealed
  343. The Insurance Companies Act 1982 (c.50)
  344. 11Paragraph 11 Repealed
  345. The Companies Act 1985 (c.6)
  346. 12Paragraph 12 Repealed
  347. 13Paragraph 13 Repealed
  348. 14Paragraph 14 Repealed
  349. The Insolvency Act 1986 (c.45)
  350. 15Paragraph 15
  351. The Building Societies Act 1986 (c.53)
  352. 16Paragraph 16
  353. The Financial Services Act 1986 (c.60)
  354. 17Paragraph 17 Repealed
  355. The Banking Act 1987 (c.22)
  356. 18Paragraph 18 Repealed
  357. The Companies Act 1989 (c.40)
  358. 19Paragraph 19 Repealed
  359. The Friendly Societies Act 1992 (c.40)
  360. 20Paragraph 20
  361. The Tribunals and Inquiries Act 1992 (c. 53)
  362. 21Paragraph 21 Repealed
  363. The Pension Schemes Act 1993 (c.48)
  364. 22Paragraph 22
  365. 23Paragraph 23 Repealed
  366. 24Paragraph 24
  367. 25Paragraph 25
  368. 26Paragraph 26
  369. 27Paragraph 27
  370. 28Paragraph 28
  371. 29Paragraph 29
  372. 30Paragraph 30
  373. 31Paragraph 31
  374. 32Paragraph 32
  375. 33Paragraph 33
  376. 34Paragraph 34
  377. 35Paragraph 35
  378. 36Paragraph 36
  379. 37Paragraph 37
  380. 38Paragraph 38
  381. 39Paragraph 39
  382. 40Paragraph 40
  383. 41Paragraph 41
  384. 42Paragraph 42
  385. 43Paragraph 43 Repealed
  386. 44Paragraph 44
  387. 45Paragraph 45
  388. 46Paragraph 46
  389. 47Paragraph 47
  390. Schedule 4: Equalisation of and increase in pensionable age for men and women
  391. Part I: Pensionable ages for men and women
  392. Rules for determining pensionable age
  393. 1Paragraph 1
  394. Rules
  395. Part II: Entitlement to certain pension and other benefits
  396. Pension increases for dependent spouses
  397. 2Paragraph 2 Repealed
  398. Category B retirement pensions
  399. 3Paragraph 3
  400. Home responsibilities protection
  401. 4Paragraph 4
  402. Additional pension
  403. 5Paragraph 5
  404. Increments
  405. 6Paragraph 6
  406. Graduated retirement benefit
  407. 7Paragraph 7
  408. Christmas bonus for pensioners
  409. 8Paragraph 8
  410. Part III: Consequential amendments
  411. Pensionable age
  412. 9Paragraph 9
  413. 10Paragraph 10
  414. 11Paragraph 11
  415. 12Paragraph 12
  416. 13Paragraph 13
  417. 14Paragraph 14
  418. 15Paragraph 15
  419. 16Paragraph 16
  420. 17Paragraph 17
  421. Pension increases for dependent spouses
  422. 18Paragraph 18 Repealed
  423. 19Paragraph 19 Repealed
  424. 20Paragraph 20 Repealed
  425. Category B retirement pensions
  426. 21Paragraph 21
  427. 22Paragraph 22
  428. Schedule 5: Amendments relating to Part III
  429. The Public Records Act 1958 (c. 51)
  430. 1Paragraph 1
  431. The Administration of Justice Act 1970 (c. 31)
  432. 2Paragraph 2
  433. The Attachment of Earnings Act 1971 (c. 31)
  434. 3Paragraph 3
  435. The House of Commons Disqualification Act 1975 (c. 24)
  436. 4Paragraph 4
  437. The Northern Ireland Assembly Disqualification Act 1975 (c. 25)
  438. 5Paragraph 5
  439. The Social Security Pensions Act 1975 (c. 60)
  440. 6Paragraph 6
  441. The European Parliament (Pay and Pensions) Act 1979 (c. 50)
  442. 7Paragraph 7
  443. The Justices of the Peace Act 1979 (c. 55)
  444. 8Paragraph 8 Repealed
  445. The Judicial Pensions Act 1981 (c. 20)
  446. 9Paragraph 9
  447. The Insurance Companies Act 1982 (c. 50)
  448. 10Paragraph 10
  449. The Companies Act 1985 (c. 6)
  450. 11Paragraph 11 Repealed
  451. The Income and Corporation Taxes Act 1988 (c. 1)
  452. 12Paragraph 12 Repealed
  453. The Social Security Act 1989 (c. 24)
  454. 13Paragraph 13
  455. The Social Security Contributions and Benefits Act 1992 (c. 4)
  456. 14Paragraph 14
  457. The Social Security Administration Act 1992 (c. 5)
  458. 15Paragraph 15
  459. The Tribunals and Inquiries Act 1992 (c. 53)
  460. 16Paragraph 16
  461. The Judicial Pensions and Retirement Act 1993 (c. 8)
  462. 17Paragraph 17
  463. The Pension Schemes Act 1993 (c. 48)
  464. 18Paragraph 18
  465. 19Paragraph 19
  466. 20Paragraph 20 Repealed
  467. 21Paragraph 21
  468. 22Paragraph 22 Repealed
  469. 23Paragraph 23
  470. 24Paragraph 24 Repealed
  471. 25Paragraph 25
  472. 26Paragraph 26
  473. 27Paragraph 27
  474. 28Paragraph 28
  475. 29Paragraph 29
  476. 30Paragraph 30
  477. 31Paragraph 31
  478. 32Paragraph 32
  479. 33Paragraph 33
  480. 34Paragraph 34 Repealed
  481. 35Paragraph 35 Repealed
  482. 36Paragraph 36 Repealed
  483. 37Paragraph 37
  484. 38Paragraph 38
  485. 39Paragraph 39
  486. 40Paragraph 40
  487. 41Paragraph 41
  488. 42Paragraph 42
  489. 43Paragraph 43
  490. 44Paragraph 44
  491. 45Paragraph 45
  492. 46Paragraph 46
  493. 47Paragraph 47
  494. 48Paragraph 48
  495. 49Paragraph 49
  496. 50Paragraph 50
  497. 51Paragraph 51
  498. 52Paragraph 52
  499. 53Paragraph 53
  500. 54Paragraph 54
  501. 55Paragraph 55
  502. 56Paragraph 56
  503. 57Paragraph 57
  504. 58Paragraph 58
  505. 59Paragraph 59
  506. 60Paragraph 60
  507. 61Paragraph 61
  508. 62Paragraph 62
  509. 63Paragraph 63
  510. 64Paragraph 64
  511. 65Paragraph 65
  512. 66Paragraph 66
  513. 67Paragraph 67
  514. 68Paragraph 68
  515. 69Paragraph 69
  516. 70Paragraph 70 Repealed
  517. 71Paragraph 71
  518. 72Paragraph 72
  519. 73Paragraph 73
  520. 74Paragraph 74
  521. 75Paragraph 75
  522. 76Paragraph 76
  523. 77Paragraph 77
  524. 78Paragraph 78
  525. 79Paragraph 79
  526. 80Paragraph 80
  527. 81Paragraph 81
  528. 82Paragraph 82
  529. 83Paragraph 83
  530. 84Paragraph 84
  531. 85Paragraph 85
  532. 86Paragraph 86
  533. Schedule 6: General minor and consequential amendments
  534. The Public Records Act 1958 (c. 51)
  535. 1Paragraph 1
  536. The Pension Schemes Act 1993 (c. 48)
  537. 2Paragraph 2
  538. 3Paragraph 3
  539. 4Paragraph 4
  540. 5Paragraph 5
  541. 6Paragraph 6
  542. 7Paragraph 7
  543. 8Paragraph 8
  544. 9Paragraph 9
  545. 10Paragraph 10
  546. 11Paragraph 11
  547. 12Paragraph 12
  548. 13Paragraph 13
  549. 14Paragraph 14
  550. 15Paragraph 15
  551. 16Paragraph 16
  552. Schedule 7: Repeals
  553. IOccupational pensions
  554. IIPart II
  555. IIIPart III
  556. IVPart IV